商業(yè)財務(wù)管理知識-資料下載頁
2025-06-19 22:49本頁面
【正文】 and prices。 Ability to sweep bank balances into nonbank money accounts (., overnight money market). initiating treasury and money market transactions。 initiating payments by telegraphic transfer (in GBP or foreign currency)。 submitting demand and time deposit account opening instructions。 initiating and amending direct debits and standing order instructions。 submitting loan applications and requests for drawings against approved loans。 submitting requests for foreign currency services, such as travellers’ cheques, bank drafts and bureau de change transactions。 obtaining marketing information, including details of the bank抯 products and services。 electronic mail and messaging facilities for batch transmissions.IX. Clearing and external interfaces A. Clearing Requirements include capture, processing and clearing transactions on the following bases: initiated by online input at system workstations。 received through BACS interface。 initiated automatically by periodic processes (such as interest and fees)。 initiated by customers at remote cashmanagement terminals.B. BACS Interface, via NWB, to support: cash deposits and withdrawals and cheque encashment processed at other banks to Coutts’ customers’ accounts, under the bank抯 reciprocal processing agreements。 receipts and payments from/to Coutts customers’ accounts (including plastic card transactions)。 receipts and payments from/to accounts at other banks and institutions (including plastic card transactions)。 standing orders from Coutts customers’ accounts to other banks’ accounts。 direct debits instructions initiated by Coutts customers for payment from other banks’ accounts。 direct debits instructions received from other banks’ customers for payment from Coutts customers’ accounts.C. Online CHAPS interface, either directly from Coutts own system or via NWB.D. Produce standard documentation for BACS and CHAPS clearing requirements.E. Interfaces to the following internal systems: COIN ROSS General LedgerF. Other External InterfacesX. Security Flexible Security AdministrationAbility to assign security access to individuals based on role and profile (template). Ability to assign access from central location or remote location (., branch).Ability to generate robust security audit reports describing who, what, when and where security was assigned, modified or deleted.Ability to perform user profile reporting easily, using flexible reporting mechanism.Ability to report and audit specific location where transaction occurred.XI Other possible system requirementsA. Rationalisation of current systems architecture or expansion of Coutts business activities may see a future requirement for functionality such as: trade finance transactions and products。 mortgage lending。 instalment credit (hire purchase) and consumer credit products。 leasing。 personal and corporate plastic card products (. credit and debit card issuing and merchant acquiring)。 SMART cards。 securities and bullion trading。 share registry and custodial services。 insurance and other financial intermediary services (broking and/or underwriting). The bank may be interested to know whether and to what extent the prospective banking solutions might also address these requirements.Individual product module – ask interface? Supporting which products9 /
外語相關(guān)推薦
鄂ICP備17016276號-1