【正文】 rcial banks can bee the infrastructure platform including management, management and , due to the dependence of information technology, making financial services and information technology are inseparable, increase business efficiency and profitability, while also increasing the risk of latent period,and the latent period is in these years, there have been a lot of financial risk events, the loss of these risks, to the development of the bank with a very great harm, the difficulty of management has gradually increased, leading to the current mercial banks in the form of information management is facing a severe , for information technology risk management and control of mercial banks, it has been very , in order to be able to build a more secure financial platform, the first need to provide business innovation level。secondly, to strengthen the risk management of information management, so that the level of risk management can be improved steadily。finally, the implementation of risk management and control, improve the security of mercial banks, so that the banking business towards security and stability of the direction of paper begins with major departure from the current status quo, describes the background and significance of the topic, pare the direction and development status at home and abroad, Jiangxi GS Bank as an example,to describe the basic theory of GS Bank of information technology risk, characteristics and then, it analyzes the current situation of information technology risk management of domestic mercial banks, from the three angles of information technology production operation risk, safety prehensive risk and risk management, and describes the problem of information technology risk analyzing and observing the examples of Jiangxi GS mercial bank information technology risk management, according to the Institute have the characteristics and risks currently facing, gradually delve into proposed four risk management strategies: identifying assessment strategies, dealing with control, metering evaluation of policies and monitoring and control these four strategies to reduce the risk of information technology Jiangxi GS banks are facing, bringing more economic benefits for the by the establishment of a risk management evaluation system of Jiangxi GS Bank, the use by the method of risk assessment, carried out for the whole banking risk management and the process of management and control, the risk does not appear before the early warning control, when the risk of banks to carry out emergency treatment, and afterwards be able to choose the best solution to adjust ability of information technology to improve bank risk this last, the paper summarizes and prospects for the future development direction.第五篇：民營(yíng)醫(yī)院發(fā)展管理民營(yíng)醫(yī)院發(fā)展管理的工作總結(jié)一、民營(yíng)醫(yī)院該怎樣去發(fā)展：目前，大部份的人，特別是做市場(chǎng)營(yíng)銷及做企業(yè)策劃的人，他們都認(rèn)為，醫(yī)院要想長(zhǎng)久發(fā)展，應(yīng)該走品牌的道路，開展市場(chǎng)營(yíng)銷。例如一對(duì)一營(yíng)銷、數(shù)據(jù)庫(kù)營(yíng)銷、有形化營(yíng)銷、集團(tuán)營(yíng)銷、利基營(yíng)銷、連鎖營(yíng)銷等等。第二步還應(yīng)該成立客服中心、突出差異化競(jìng)爭(zhēng)，多做一些公益性活動(dòng)，切實(shí)為老百姓做好事、做實(shí)事，改變?nèi)嗣袢罕妼?duì)醫(yī)院的看法。比如捐款捐物、慰問老年人、災(zāi)區(qū)同胞等等。有這樣的思想高度是不錯(cuò)，這一點(diǎn)也是值得肯定的。但是我認(rèn)為，這些人忽略了很重要的一點(diǎn)，這一點(diǎn)也是導(dǎo)致他們永遠(yuǎn)無法跟企業(yè)保持同步發(fā)展的一個(gè)致命因素，這個(gè)因素就是：沒有根據(jù)企業(yè)的實(shí)際情況去考慮問題，想問題、做事情。比方說：有一個(gè)醫(yī)院現(xiàn)在處于社會(huì)口碑差、業(yè)務(wù)一直下滑的現(xiàn)狀，這家醫(yī)院還應(yīng)不應(yīng)該選擇多做公益性活動(dòng)的方式來改變?nèi)嗣袢罕妼?duì)醫(yī)院的看法？我認(rèn)為合適決對(duì)不可以的。因?yàn)?，醫(yī)院現(xiàn)在連“揭開鍋”都成問題，還拿什么去做那么多的公益性活動(dòng)、搞那些不切實(shí)際的東西干嘛？從本質(zhì)上說，投資醫(yī)院的根本目的就是為了創(chuàng)收，為了贏利。如果經(jīng)營(yíng)醫(yī)院的成本都拿不回來，那應(yīng)該要拿什么去做公益活動(dòng)？再說，按目前醫(yī)療市場(chǎng)的需求，個(gè)人認(rèn)為還沒必要開展?fàn)I銷。營(yíng)銷是什么？營(yíng)銷是刺激需求、滿足需求。而目前醫(yī)療市場(chǎng)的需求是什么？就是病人到醫(yī)院看病，醫(yī)院能切實(shí)解決患者的病痛問題，這就是最實(shí)際的需求。國(guó)人目前還沒有達(dá)到那種把看病當(dāng)成“休閑娛樂”的境界。二、我們應(yīng)該怎樣去經(jīng)營(yíng)好醫(yī)院：我曾經(jīng)也看過不少有關(guān)這方面的文章、策劃、以及營(yíng)銷，包括自己的實(shí)踐經(jīng)驗(yàn)。雖然涉身醫(yī)療行業(yè)時(shí)間不長(zhǎng)，但對(duì)關(guān)于怎樣經(jīng)營(yíng)、管理好醫(yī)院，我大致總結(jié)后認(rèn)為應(yīng)做到這幾點(diǎn)：從廣告營(yíng)銷戰(zhàn)略上來說很實(shí)際的一點(diǎn)是：千萬(wàn)不要跟別人比。千萬(wàn)不要以為別的醫(yī)院炒的是紅紅火火，做的是如日沖天、病人多的不得了。實(shí)際上，那些炒作是在提前透支醫(yī)院的生命，時(shí)間會(huì)證明他們以后會(huì)很痛苦，因?yàn)樗麄冏叩恼嵌?、頻、快的路子，醫(yī)院成立時(shí)間短、活動(dòng)卻頻繁、解決病人又快，走這條路子的，醫(yī)院的“利益來的快，死的也快”。為什么這樣說：因?yàn)槭袌?chǎng)需求也有新鮮期，如果你過份、泛濫的去炒作，市場(chǎng)也會(huì)疲憊。所以我認(rèn)為我們真要炒作，也只能是根據(jù)市場(chǎng)面的實(shí)際需求情況及自身醫(yī)院發(fā)展的具體情況（比如內(nèi)部消化能力，技術(shù)含量等），再結(jié)合別人的一些創(chuàng)意，最后從中整合出一套比較適合自己醫(yī)院發(fā)展的廣告營(yíng)銷戰(zhàn)略。從一線管理上面我認(rèn)為：強(qiáng)調(diào)團(tuán)隊(duì)協(xié)作精神（也是就所謂的全員營(yíng)銷）。調(diào)動(dòng)員工的工作積極性及責(zé)任心，加強(qiáng)對(duì)一線醫(yī)療質(zhì)量、服務(wù)規(guī)范的監(jiān)督，盡量避免醫(yī)療糾紛、醫(yī)療事故，減少一切會(huì)對(duì)醫(yī)院造成負(fù)面影響的事件。這一點(diǎn)我認(rèn)為是非常重要的，如果這塊管理控制的好，醫(yī)院的生命至少會(huì)延長(zhǎng)5年以上。從經(jīng)營(yíng)方向上面我認(rèn)為：應(yīng)該在適當(dāng)?shù)臅r(shí)機(jī)里推出一些比較有特色的、切實(shí)能為患者解決病痛、能盡到醫(yī)院對(duì)社會(huì)責(zé)任的科室，比如：肛腸科、大普內(nèi)、大普外等科室，這不僅可以起到緩解市場(chǎng)對(duì)醫(yī)院的品牌“定位”，還能多為醫(yī)院開辟一條新的發(fā)展途徑。從提高醫(yī)院的核心競(jìng)爭(zhēng)能力上面我認(rèn)為：同行沒有的，我們要有，同行有的我們要精、同行精的我們要細(xì)。比如：同樣的醫(yī)德比醫(yī)風(fēng)、同樣的技術(shù)比效率、同樣的質(zhì)量比信譽(yù)、同樣的效果比費(fèi)用、同樣的條件比便捷、同樣的優(yōu)質(zhì)比滿意等。核心競(jìng)爭(zhēng)力有這幾個(gè)特點(diǎn)：“偷不去”（指別人模仿你很困難）、“買不來”（指不能從市場(chǎng)上獲得）、“拆不開”（指資源與能力具有互補(bǔ)性）、“帶不走”（指資源的組織化）、“溜不掉”（指提高組織的持久競(jìng)爭(zhēng)的能力）。從行政管理上面我認(rèn)為：盡早脫離家族式管理，但是這一點(diǎn)不可免強(qiáng)，只能順其自然，我感覺現(xiàn)在大部份老板們身邊缺少就是一種能與自己站在同一戰(zhàn)線上的人才，缺少一種比較實(shí)干型的人才，缺少一個(gè)能客觀的為醫(yī)院著想的人才，缺少一個(gè)能給為醫(yī)院經(jīng)營(yíng)提供新思路的人才。有時(shí)候如果身邊有這些人才，我們的膽量、發(fā)展的方向會(huì)有明顯的提高以及明確。人說千軍易得一將難求，就是這個(gè)道理，所以我認(rèn)為老板們現(xiàn)在應(yīng)該多培養(yǎng)、多發(fā)現(xiàn)具備市場(chǎng)營(yíng)銷、企業(yè)管理、創(chuàng)新意識(shí)、專業(yè)技術(shù)的人才，尤其是現(xiàn)有身邊的這些“皇親國(guó)戚”，要覺得可以，趕緊用起來，培訓(xùn)起來，不行的人趁早給他定個(gè)位置，搞后勤、管藥品、做財(cái)務(wù)都可以，千萬(wàn)不能讓那些不行人“參政議政”，叫他去做又做不成，別人要做，又在后面拖后腿，說三道四的。從市場(chǎng)業(yè)務(wù)上面我認(rèn)為：多想一些能為醫(yī)院帶來病人的渠道就行了，比如轉(zhuǎn)診（雙向轉(zhuǎn)診、發(fā)工資式的轉(zhuǎn)診）、高校講座、各單位、工廠開發(fā)免費(fèi)體檢業(yè)務(wù)等，不必要搞什么亂七八糟的營(yíng)銷。因?yàn)槟壳霸蹅兠駹I(yíng)醫(yī)療機(jī)構(gòu)的管理水平還沒能達(dá)到那種高度。