【正文】 篇主要從當(dāng)前現(xiàn)狀出發(fā)，闡述了本課題的背景和意義，比較國(guó)內(nèi)外的發(fā)展方向和現(xiàn)狀，以江西GS銀行為例，描述了GS銀行的信息科技風(fēng)險(xiǎn)的基本理論、特點(diǎn)和策略等。接著建立了江西GS銀行的風(fēng)險(xiǎn)管理評(píng)價(jià)體系，通過風(fēng)險(xiǎn)評(píng)估的方法運(yùn)用，進(jìn)行了對(duì)于銀行業(yè)務(wù)風(fēng)險(xiǎn)的全程管控。With getting into the information age,the mercial banks dependent on information technology more and more,and the financial information technology is improving, so that mercial banks can bee the infrastructure platform including management, management and , due to the dependence of information technology, making financial services and information technology are inseparable, increase business efficiency and profitability, while also increasing the risk of latent period,and the latent period is in these years, there have been a lot of financial risk events, the loss of these risks, to the development of the bank with a very great harm, the difficulty of management has gradually increased, leading to the current mercial banks in the form of information management is facing a severe , for information technology risk management and control of mercial banks, it has been very , in order to be able to build a more secure financial platform, the first need to provide business innovation level。第二步還應(yīng)該成立客服中心、突出差異化競(jìng)爭(zhēng)，多做一些公益性活動(dòng)，切實(shí)為老百姓做好事、做實(shí)事，改變?nèi)嗣袢罕妼?duì)醫(yī)院的看法。比方說：有一個(gè)醫(yī)院現(xiàn)在處于社會(huì)口碑差、業(yè)務(wù)一直下滑的現(xiàn)狀，這家醫(yī)院還應(yīng)不應(yīng)該選擇多做公益性活動(dòng)的方式來改變?nèi)嗣袢罕妼?duì)醫(yī)院的看法？我認(rèn)為合適決對(duì)不可以的。而目前醫(yī)療市場(chǎng)的需求是什么？就是病人到醫(yī)院看病，醫(yī)院能切實(shí)解決患者的病痛問題，這就是最實(shí)際的需求。千萬不要以為別的醫(yī)院炒的是紅紅火火，做的是如日沖天、病人多的不得了。從一線管理上面我認(rèn)為：強(qiáng)調(diào)團(tuán)隊(duì)協(xié)作精神（也是就所謂的全員營(yíng)銷）。從提高醫(yī)院的核心競(jìng)爭(zhēng)能力上面我認(rèn)為：同行沒有的，我們要有，同行有的我們要精、同行精的我們要細(xì)。有時(shí)候如果身邊有這些人才，我們的膽量、發(fā)展的方向會(huì)有明顯的提高以及明確。從市場(chǎng)業(yè)務(wù)上面我認(rèn)為：多想一些能為醫(yī)院帶來病人的渠道就行了，比如轉(zhuǎn)診（雙向轉(zhuǎn)診、發(fā)工資式的轉(zhuǎn)診）、高校講座、各單位、工廠開發(fā)免費(fèi)體檢業(yè)務(wù)等，不必要搞什么亂七八糟的營(yíng)銷。核心競(jìng)爭(zhēng)力有這幾個(gè)特點(diǎn)：“偷不去”（指別人模仿你很困難）、“買不來”（指不能從市場(chǎng)上獲得）、“拆不開”（指資源與能力具有互補(bǔ)性）、“帶不走”（指資源的組織化）、“溜不掉”（指提高組織的持久競(jìng)爭(zhēng)的能力）。這一點(diǎn)我認(rèn)為是非常重要的，如果這塊管理控制的好，醫(yī)院的生命至少會(huì)延長(zhǎng)5年以上。為什么這樣說：因?yàn)槭袌?chǎng)需求也有新鮮期，如果你過份、泛濫的去炒作，市場(chǎng)也會(huì)疲憊。二、我們應(yīng)該怎樣去經(jīng)營(yíng)好醫(yī)院：我曾經(jīng)也看過不少有關(guān)這方面的文章、策劃、以及營(yíng)銷，包括自己的實(shí)踐經(jīng)驗(yàn)。如果經(jīng)營(yíng)醫(yī)院的成本都拿不回來，那應(yīng)該要拿什么去做公益活動(dòng)？再說，按目前醫(yī)療市場(chǎng)的需求，個(gè)人認(rèn)為還沒必要開展?fàn)I銷。有這樣的思想高度是不錯(cuò)，這一點(diǎn)也是值得肯定的。finally, the implementation of risk management and control, improve the security of mercial banks, so that the banking business towards security and stability of the direction of paper begins with major departure from the current status quo, describes the background and significance of the topic, pare the direction and development status at home and abroad, Jiangxi GS Bank as an example,to describe the basic theory of GS Bank of information technology risk, characteristics and then, it analyzes the current situation of information technology risk management of domestic mercial banks, from the three angles of information technology production operation risk, safety prehensive risk and risk management, and describes the problem of information technology risk analyzing and observing the examples of Jiangxi GS mercial bank information technology risk management, according to the Institute have the characteristics and risks currently facing, gradually delve into proposed four risk management strategies: identifying assessment strategies, dealing with control, metering evaluation of policies and monitoring and control these four strategies to reduce the risk of information technology Jiangxi GS banks are facing, bringing more economic benefits for the by the establishment of a risk management evaluation system of Jiangxi GS Bank, the use by the method of risk assessment, carried out for the whole banking risk management and the process of management and control, the risk does not appear before the early warning control, when the risk of banks to carry out emergency treatment, and afterwards be able to choose the best solution to adjust ability of information technology to improve bank risk this last, the paper summarizes and prospects for the future development direction.第五篇：民營(yíng)醫(yī)院發(fā)展管理民營(yíng)醫(yī)院發(fā)展管理的工作總結(jié)一、民營(yíng)醫(yī)院該怎樣去發(fā)展：目前，大部份的人，特別是做市場(chǎng)營(yíng)銷及做企業(yè)策劃的人，他們都認(rèn)為，醫(yī)院要想長(zhǎng)久發(fā)展，應(yīng)該走品牌的道路，開展市場(chǎng)營(yíng)銷。提高銀行對(duì)信息科技風(fēng)險(xiǎn)管理的能力。通過對(duì)江西GS商業(yè)銀行信息科技風(fēng)險(xiǎn)管理的實(shí)例進(jìn)行分析觀察，根據(jù)當(dāng)前該所具備的特點(diǎn)和所面臨的風(fēng)險(xiǎn)，逐步進(jìn)行深入探究，提出了四個(gè)風(fēng)險(xiǎn)管理策略：識(shí)別評(píng)估策略、應(yīng)對(duì)控制、計(jì)量評(píng)價(jià)策略和監(jiān)測(cè)監(jiān)控策略。由此可見，對(duì)于商業(yè)銀行的信息科技風(fēng)險(xiǎn)管控，已經(jīng)十分迫切。，保證聲譽(yù)風(fēng)險(xiǎn)管理政策的有效執(zhí)行?！灸拇鸢浮?對(duì)【正確答案】 對(duì)，也是風(fēng)險(xiǎn)管理最根本的動(dòng)力來源?！灸拇鸢浮?錯(cuò)【正確答案】 錯(cuò)，商業(yè)銀行規(guī)模越大，抵抗風(fēng)險(xiǎn)的能力越弱。、適用范圍、交易賬戶的定義【您的答案】 A, B, C, D【正確答案】 ABCD（）。（）【您的答案】 D【正確答案】 D二、多項(xiàng)選擇題（）?！灸拇鸢浮?A【正確答案】 A，不可以通過（）來進(jìn)行操作風(fēng)險(xiǎn)緩釋?！灸拇鸢浮?C【正確答案】 C《商業(yè)銀行法》規(guī)定，商業(yè)銀行的貸款余額和存款余額的比例不得超過（），流動(dòng)性資產(chǎn)余額與流動(dòng)性負(fù)債余額的比例不得低于（）。為防止此類問題產(chǎn)生，對(duì)民營(yíng)銀行的股東貸款、關(guān)聯(lián)貸款要有嚴(yán)格限制。在民營(yíng)銀行發(fā)展的起步階段，建立一個(gè)什么樣的存款保險(xiǎn)制度，使之在更規(guī)范、有效和及時(shí)地處置出現(xiàn)嚴(yán)重問題的金融機(jī)構(gòu)，更規(guī)范和公平地對(duì)存款人實(shí)施保護(hù)和保護(hù)金融體系穩(wěn)定運(yùn)行方面發(fā)揮積極作用的同時(shí)，又能有效地防范道德風(fēng)險(xiǎn)、強(qiáng)化市場(chǎng)規(guī)律對(duì)金融機(jī)構(gòu)和存款人的行為約束是十分重要的。三是極易引發(fā)道德風(fēng)險(xiǎn)。這部分額外的貨幣投放事前并未打人貨幣投放計(jì)劃之中，因而容易導(dǎo)致通貨膨脹壓力的積累，干擾貨幣政策的實(shí)施。無論哪種，都存在道德風(fēng)險(xiǎn)加劇、市場(chǎng)約束軟化的問題。因此從現(xiàn)實(shí)的角度出發(fā)，除了要適當(dāng)進(jìn)行新建民營(yíng)銀行的增量改革外，同時(shí)更重要的是要在“存量改革”上多下功夫，對(duì)現(xiàn)有銀行體系進(jìn)行徹底改造，推行銀政分開和國(guó)有銀行的股份化改革。上述20世紀(jì)80—90年代我國(guó)銀行業(yè)對(duì)民間資本開放的政策目標(biāo)之一就是通過引入體制外競(jìng)爭(zhēng)，用外部壓力推動(dòng)國(guó)有銀行內(nèi)部運(yùn)行機(jī)制的轉(zhuǎn)變和優(yōu)化，遵循的是增量改革的思路。同時(shí)要轉(zhuǎn)變控制金融風(fēng)險(xiǎn)的思路，從千方