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ason into the most ___51___ time of the year. The ___52___ cause of holiday stress is money issues, according to a recent poll by the American Psychological Association (APA). The survey found that 61 percent of Americans ___53___ lack of money as the top cause of family tensions, holiday blues and depression. ―People believe that they can go out and buy gifts because it’s the holidays, ___54___they can’t afford to do so,‖ says Dorothy Cantor, a noted psychologist and former APA president. ―Not only is it stressful to feel that you have to buy everyone an expensive gift, but you will also be stressed for the rest of the year trying to pay your ___55___. You can show love and caring by giving something that you know is meaningful and ___56___ that doesn’t have to cost a lot.‖ While managing money issues during the holiday season can be a ___57___, financial experts agree that you can ___58___ pressure by planning ahead, exhibiting patience and managing expectations to make the holiday season enjoyable and worryfree. For starters, make an agreement with family members to discuss holiday spending and finances before you make any ___59___. The goal here is to learn one another’s thoughts and feelings about priorities and wishes. Be realistic, decide together on a budget and only use cash, rather than using credit cards. Avoid getting ___60___ unreasonable expectations. It makes no ___61___ to buy gifts you can not afford and put additional financial and emotional stress on yourself and your family that will cause problems long after the holidays are over. Other ways to ___62___ the burden of moneyrelated holiday blues include an understanding that everyone faces money problems at one time or another. It’s important to keep your ___63___ situation in perspective, to learn from experience and then to proceed with your life. And lastly, make focusing on financial solutions a part of your New Year’s resolution. It’s the perfect time to take a __64___ approach by doing some soulsearching, fiving yourself, letting go of the past and dealing with your financial problems in a businesslike manner each day. 50. A. break up B. pop up C. put out D. wipe out 51. A. ridiculous B. inconvenient C. stressful D. mysterious 52. A. immediate B. social C. hidden D. leading 53. A. listed B. felt C. resisted D. charged 54. A. as if B. even if C. as long as D. if only 55. A. price B. life C. rates D. bills 56. A. resistant B. random C. personal D profitable 57. A. success B. reminder C. pleasure D. challenge 58. A. polish B. postpone C. minimize D. preserve 59. A. excuses B. purchases C. statements D. inquiries 60. A. caught up in B. ended up with C. put up in D. made up for 61. A. efforts B. revenge C. desire D. sense 62. A. ease B. resign C. launch D. transfer 63. A. inadequate B. financial C. internal D. private 64. A. reverse B. tender C. grand D. positive 5054 BCDAB 5559 DCDCB 6064 ADABD 閱讀理解 虹口 (不錯 ) (A) Many years ago, my dad was facing a serious heart condition. He was unable to work a steady job. He fell suddenly ill and had to be admitted to the hospital. He wanted to do something to keep himself busy, so he decided to volunteer at the local children’s hospital. My dad loved kids. It was the perfect job for him. He ended up working with the seriously ill children. He would talk, play, and do arts with them. One of his kids was a girl with a rare disease that paralyzed (癱瘓 ) her from the neck down. She couldn’t do anything, and she was very depressed. My dad decided to try to help her. He started visiting her in her room, bringing paints, brushes and paper. He stood the paper up, put the paintbrush in his mouth and began to paint. He didn’t use his hands at all. All the while he would tell her, ―See, you can do anything you set your mind to.‖ At the end of the day, she began to paint using her mouth, and she and my dad became friends. Soon after, the little girl was sent home because the doctors felt there was nothing else they could do for her. My dad also left the children’s hospital for a little while because he became ill. Some time later after my dad had recovered and returned to work, in came the little girl who had been paralyzed, only this time she was walking. She ran straight over to my dad and hugged him really tight. She gave him a picture she had done using her hands. At the bottom it read: ―Thank you for helping me walk.‖ My dad would cry every time he told us this story and so would we. He would say sometimes love is more powerful than doctors, and my dad – who died just a few months after the little girl gave him the picture – loved every single child in that hospital. 65. The author’s father worked at the local hospital to _______. A. ease his serious heart condition B. realize his childhood dream C. earn money to pay for treatment D. keep himself occupied and happy 66. How did the author’s father help the paralyzed little girl? A. He showed her she could still do things. B. He painted special pictures for her. C. He helped her practise walking. D. He visited her and made a toy for her. 67. According to paragraph 4, the paralyzed girl _______. A. eventually became a unique painter B. gradually recovered and walked C. was sent home and never seen again D. sent him a picture painted with her mouth 68. What message does the passage mainly convey? A. A sick person should not focus on his disease. B. Volunteering is a worthwhile thing to do. C. Love can sometimes bring great results. D. It’s better to give than to receive. (B) (Note: You may read the questions first.) DESLORATADINE INSTRUCTIONS GENERIC NAME DESLORATADINE (地氯雷他定 藥 物名稱 ) USES Desloratadine provides relief of sea