工商管理外文翻譯---貸款擔(dān)保的違約成本和對(duì)小企業(yè)的利處-工商管理-在線瀏覽
2024-07-24 03:29本頁(yè)面
【正文】 ob creation may be attributed to the Canadian loan guarantee paper reviews previous attempts to conduct costbenefit analyses of loan guarantee finds wide variation, internationally, in default rates. Published data suggests default rates １ vary from less than 5% (Germany) to more than 40% (.). The empirical analysis reported here focuses on the Canadian implementation of loan guarantees, the Small Business Loans Act (SBLA). Findings include (1) loan guarantees granted under the terms of the SBLA provide an extremely efficient means of job creation, with very low estimated costs per job。 and (3) the widening eligibility to larger firms and to larger loans may not be well advised and is inconsistent with the goals of the program. Moreover, reducing the loan ceiling would arguably discourage fraudulent applications while servicing those SMEs most in need of earlystage capital. In addition, analysis of the lenders’ motives suggests that default rates on the portfolio of guaranteed loa
畢業(yè)設(shè)計(jì)相關(guān)推薦
鄂ICP備17016276號(hào)-1