【正文】
的收益 Big Questions問(wèn)題 ? Is liquidity provided by banks important? 銀行提供的流動(dòng)性重要嗎? ? Is liquidity provided by shadow banks important? 影子銀行提供的流動(dòng)性重要嗎? ? Will increasing deposit insurance limits and regulation shrink shadow banks? 需要提高存款保險(xiǎn)的限制,還是監(jiān)管限制影子銀行? ? Will Basel start being effective in controlling risk? (I doubt it.) 巴塞爾協(xié)議開始在控制風(fēng)險(xiǎn)方面變得有效?(我很 懷疑) My Remendations我的建議 ? Eliminate Basel and bring back the bank ,重回傳統(tǒng)銀行審查 ? Reinstate 斯蒂格爾法 ? Eliminate the limits on deposit insurance (in process?).取消存款保險(xiǎn)限制(正在進(jìn)行?) ? Move towards narrow banking if bank liquidity provision can be shown to be surplus (doubtful at this point).如果銀行反映出了能提供多余的流動(dòng)性(這一點(diǎn)也值得懷疑),也需要限制銀行業(yè)務(wù)發(fā)展。 Thanks! 謝謝! These slides and a lot of other current papers can be found at: