【正文】 ，通過(guò)嚴(yán)格控制票據(jù)再貼現(xiàn)，鼓勵(lì)轉(zhuǎn)貼現(xiàn)和票據(jù)轉(zhuǎn)讓行為，培育和拓展規(guī)范高效的融資性票據(jù)市場(chǎng)。三是對(duì)企業(yè)票據(jù)融資進(jìn)行限額控制。具體方法包括：簽發(fā)銀行承兌匯票額與企業(yè)其它負(fù)債之和要小于企業(yè)資產(chǎn)總額，企業(yè)資產(chǎn)負(fù)債比率須控制在 85%以?xún)?nèi)。從而使票據(jù)融資保持在可以控制的安全性、流動(dòng)性和風(fēng)險(xiǎn)限度以?xún)?nèi)。 強(qiáng)化票據(jù)市場(chǎng)監(jiān)管 加強(qiáng)票據(jù)市場(chǎng)監(jiān)管。第一 ， 明確 監(jiān)管職責(zé)分工。建議對(duì)央行與銀行監(jiān)管部門(mén)之間的票據(jù)監(jiān)管職責(zé)進(jìn)行明確分工 ， 避免出現(xiàn)監(jiān)管真空或重復(fù)監(jiān)管現(xiàn)象。央行主河北聯(lián)合大學(xué)經(jīng)濟(jì)學(xué)院 21 要負(fù)責(zé)制定票據(jù)支付結(jié)算操作規(guī)則 ， 按照票據(jù)市場(chǎng)的發(fā)展趨勢(shì) ， 規(guī)劃設(shè)計(jì)票據(jù)市場(chǎng)與銀行支付清算系統(tǒng)的聯(lián)接方式 ， 確保票據(jù)市場(chǎng)與其他貨幣市場(chǎng)間資金流通和清算渠道的暢通。銀行監(jiān)管部門(mén)主要負(fù)責(zé)票據(jù)市場(chǎng)準(zhǔn)入和風(fēng)險(xiǎn)監(jiān)管。第二 ， 改進(jìn)監(jiān)管手段。探索建立大額票據(jù)登記核查監(jiān)測(cè)系統(tǒng) ， 督促票據(jù)參與主體運(yùn)用系統(tǒng)功能 ， 防范和規(guī)避風(fēng)險(xiǎn)。第三 ， 完善風(fēng)險(xiǎn)控制機(jī)制。借鑒國(guó)外票據(jù)市場(chǎng)風(fēng)險(xiǎn)控制的成功做法 ， 改進(jìn)我國(guó)票據(jù)市場(chǎng)風(fēng)險(xiǎn)控制制度 ， 形成風(fēng)險(xiǎn)識(shí)別、 計(jì)量、分?jǐn)?、轉(zhuǎn)移、補(bǔ)償?shù)纫徽纵^為完備的票據(jù)風(fēng)險(xiǎn)控制機(jī)制。 結(jié) 論 22 結(jié) 論 我國(guó)票據(jù)市場(chǎng)在央行政策的支持下，得到了較快的發(fā)展，但近些年的發(fā)展速度減慢。在目前我國(guó)的票據(jù)市場(chǎng)體系與票據(jù)市場(chǎng)工具情況下，我國(guó)的票據(jù)市場(chǎng)規(guī)模發(fā)展已遇到瓶頸。為解決這一問(wèn)題，建議從兩個(gè)方面改進(jìn)。一是制度的創(chuàng)新。票據(jù)市場(chǎng)規(guī)模已初步具備傳導(dǎo)貨幣政策的條件，央行應(yīng)該適度開(kāi)放金融業(yè)，特別是加大利率的市場(chǎng)化程度，從而強(qiáng)化貨幣各子市場(chǎng)之間的聯(lián)系。二是銀行作為票據(jù)市場(chǎng)主要的參與主體與票據(jù)提供方，應(yīng)致 力于票據(jù)融資工具的創(chuàng)新，滿(mǎn)足投資者多樣化的需求。因此新產(chǎn)品的合理的定價(jià)機(jī)制不僅是推進(jìn)票據(jù)市場(chǎng)發(fā)展的主要因素，也是健全我國(guó)票據(jù)市場(chǎng)與金融市場(chǎng)的重要條件。參 考 文 獻(xiàn) 23 參考文獻(xiàn) [1] 闕方平 .中國(guó)票據(jù)市場(chǎng)制度變遷 [M].北京 :中國(guó)金融出版社 ,2021： 4245. [2] 趙強(qiáng) .中國(guó)商業(yè)票據(jù)市場(chǎng)存在的問(wèn)題及應(yīng)對(duì)策略 [J].市場(chǎng)周刊 ， 財(cái)經(jīng)論壇 ，2021（ 10） ： 3132. [3] 郭洋，方華 .基于我國(guó)票據(jù)市場(chǎng)發(fā)展的創(chuàng)新與思考 [J].上海管理科學(xué)， 2021，34（ 4A） :6367. [4] 李兆暉 .淺析我國(guó)票據(jù)立法體系的 缺位與構(gòu)建 [J].咸寧學(xué)院學(xué)報(bào)， 2021， 31（ 8A） :1012. [5] 恩和 ,游占芬 .淺析我國(guó)票據(jù)市場(chǎng)的現(xiàn)狀及完善措施 [J].內(nèi)蒙古金融研究 .2021(3):2430. [6] 王蓓 .我國(guó)票據(jù)市場(chǎng)的改革與發(fā)展問(wèn)題 [D].青海師范大學(xué)學(xué)報(bào) .2021，34(5A):1820. [7] 趙邦洪 .我國(guó)票據(jù)市場(chǎng)發(fā)展創(chuàng)新思路探討 [J].湖北師范學(xué)院學(xué)報(bào)， 2021,31（ 1A） ： 102105. [8] 吳麗薇 . 我國(guó)票據(jù)市場(chǎng)發(fā)展現(xiàn)狀及對(duì)策研究 [D].海南： 海南大學(xué) . 2021. [9] James .The Growing Use of the Commercial Paper Market[D]. Euramoney .2021(8):3234. [10] Foreign Borrowers Love America‘ s Commercial Paper. Euromoney[D]. 2021(10) :1417. 謝 辭 24 謝 辭 本文的研究工作是在我的導(dǎo)師 方芳 的悉心指導(dǎo)和嚴(yán)格要求下完成的。 方 老師在學(xué)習(xí)方法、工作方法和研究思路等方面給予了許多有益的啟迪；同時(shí)，他對(duì)我的研究工作提出 了寶貴的建議和意見(jiàn)，使我在研究工作中不斷取得新的進(jìn)展。 方老師深厚的專(zhuān)業(yè)知識(shí)、嚴(yán)謹(jǐn)?shù)闹螌W(xué)精神和求實(shí)創(chuàng)新的工作作風(fēng)深深的影響著我。在此，謹(jǐn)向 方 老師致以我最崇高的敬意和真摯的感謝！ 感謝我的家人和朋友對(duì)我生活上的關(guān)心，學(xué)習(xí)和工作的支持，這些使得我能夠安心的完成我的研究工作。 最后，對(duì)在我的學(xué)習(xí)和成長(zhǎng)道路上給予幫助的所有老師和朋友們表示深深地感謝，對(duì)評(píng)閱該論文的所有專(zhuān)家表示最崇高的敬意和真摯的感謝 ！ 25 為你提供優(yōu)秀的畢業(yè)論文參考資料，請(qǐng)您刪除以下內(nèi)容， O(∩ _∩ )O 謝謝！??！ A large group of tea merchants on camels and horses from Northwest China39。s Shaanxi province pass through a stop on the ancient Silk Road, Gansu39。s Zhangye city during their journey to Kazakhstan, May 5, 2021. The caravan, consisting of more than 100 camels, three horsedrawn carriages and four support vehicles, started the trip from Jingyang county in Shaanxi on Sept 19, 2021. It will pass through Gansu province and Xinjiang Uygur autonomous region, and finally arrive in Almaty, formerly known as AlmaAta, the largest city in Kazakhstan, and Dungan in Zhambyl province. The trip will cover about 15,000 kilometers and take the caravan more than one year to plete. The caravan is expected to return to Jingyang in March 2021. Then they will e back, carrying specialty products from Kazakhstan A small art troupe founded six decades ago has grown into a household name in the Inner Mongolia autonomous region. In the 1950s, Ulan Muqir Art Troupe was created by nine young musicians, who toured remote villages on horses and performed traditional Mongolian music and dances for nomadic families. The 54yearold was born in Tongliao, in eastern Inner Mongolia and joined the troupe in says there are 74 branch troupes across Inner Mongolia and actors give around 100 shows every year to local nomadic people. I can still recall the days when I toured with the troupe in the early 39。80s. We sat on the back of pickup trucks for hours. The sky was blue, and we couldn39。t help but sing the folk songs, Nasun says. The vastness of Inner Mongolia and the lack of entertainment options for people living there, made their lives lonely. The nomadic people were very excited about our visits, Nasun recalls. We didn39。t have a formal stage. The audience just sat on the grass. Usually, the performances became a big party with local people joining in. For him, the rewarding part about touring isn39。t just about sharing art with nomadic families but also about gaining inspiration for the music and dance. Ulan Muqir literally translates as red burgeon, and today39。s performers of the troupe still tour the region39。s villages and entertain nomadic families, but their fame has spread around the world. On May 16 and 17, nearly 100 singers and dancers from the troupe performed at Beijing39。s Poly Theater. Their show, titled Ulan Muqir on the Grassland, depicted the history and development of the art troupe. Being from the region allowed me to embrace the culture of Inner Mongolia and being a member of the troupe showed me where I belonged, Nasun, the art troupe39。s president, who is also a renowned tenor, tells China Daily. During a tour in 1985, he went to a village and met an elderly local man, who told him a story about his friendship with a solider from Shenyang, capital of Northeast China39。s Liaoning province, decades ago. The solider gave the old man a handmade saddle when they bid farewell. The story inspired Nasun to write Carved Saddle, a song that later became one of his most popular numbers. Now, every year, Nasun recruits young singers and dancers for the troupe. The troupe has also designed a new repertoire, which is mostly based on the daily lives of Mongolian people, especially the lives of nomadic families, and has bined contemporary musical elements with folk songs of the region. Haimu, a 25yearold khoomei (a local variant of overtone singing) singer, joined the troupe three years ago. Along with a sixmember band, he performs fast songs and soft ones that he writes－ all while playing the horsehead fiddle.Although I learned the piano since childhood and grew up listening to various kinds of music, to me, the folk music of Inner Mongolia is the root, he says. Performing in remote villages is pleasant. I feel at home on the boundless grasslands, and the warm people there make me feel fulfilled