【文章內(nèi)容簡介】
cing and other aspects in particular more difficult. On the other hand due to the absolute control of the family by the familyowned small and medium enterprises, the decision arbitrary and authoritarian strong, the error rate is large, resulting in enterprise development to a certain stage on the lack of power, it is difficult to continue to develop. The main problem of family exist in the process of SME financing Family ownership structure and governance structure of SMEs unreasonable Our family ownership structure of SMEs in general showing unity, closed characteristics. According to statistics, the founder of the family business enterprise investment accounted for 75% of total share capital, its holding ratio as high as 70%, while the proportion of shares held by the founder39。s family also accounted for 10% of the pany39。s total share capital, both in the family business of Holdings the proportion of 80%, the enterprise has absolute control. This single ownership structure and the closure of many familyowned SMEs generally do not pay attention to external financing, business development and capital accumulation is still relying on its own within the family obtain financing, which limits the expansion of enterprises. The family behind SME management mode Currently, many executives are from familyowned small and medium enterprises within the family, but also because of the family39。s absolute control of the enterprise, many business owners arbitrariness in decisionmaking, so that panies will bring tremendous business risk to the enterprise zone to instability, which will undoubtedly increase the risk of funding provided. Meanwhile, in the internal distribution of profits, there is no established concept of sustainable development can play, often only taking into account the shortterm interests, of corporate profits spectroscopic eat, rarely from the perspective of enterprise development, consider using retained funds to s