【正文】 must be sent by consecutive airmails單據須分別由連續(xù)航次郵寄（注：即不要將兩套或數套單據同一航次寄出）all original documents are to be forwarded to us by air mail and duplicate documents by seamail全部單據的正本須用航郵，副本用平郵寄交我行please despatch the first set of documents including three copies of mercial invoices direct to us by registered airmail and the second set by following airmail請將包括3份商業(yè)發(fā)票在內的第一套單據用掛號航郵經寄我行，第二套單據在下一次航郵寄出original documents must be snet by Registered airmail，and duplicate by subsequent airmail單據的正本須用掛號航郵寄送，副本在下一班航郵寄送 documents must by sent by successive（or succeeding）airmails單據要由連續(xù)航郵寄送all documents made out in English must be sent to out bank in one lot用英文繕制的所有單據須一次寄交我行 method of reimbursement 索償辦法available by your draft at sight payable by us in London on the basis to sight draft on New York憑你行開具之即期匯票向我行在倫敦的機構索回票款，票款在紐約即期兌付in reimbursement，please claim from our RMB￥ account held with your banking department Bank of China Head Office Beijing with the amount of your negotiation償付辦法，請在北京總行我人民幣帳戶中索回你行議付之款項upon presentation of the documents to us，we shall authorize your head office backing department by airmail to debit the proceeds to our foreign business department account一俟向我行提交單證，我行將用航郵授權你總行借記我行國外營業(yè)部帳戶after negotiation，you may reimburse yourselves by debiting our RMB￥ account with you，please forward all relative documents in one lot to us by airmail議付后請借記我行在你行開立的人民幣帳戶，并將全部有關單據用航郵一次寄給我行all bank charges outside for our principals account，but must claimed at the time of presentation of documents在英國境外發(fā)生的所有銀行費用，應由開證人負擔，但須在提交單據是索取negotiating bank may claim reimbursement by the…bank certifying that the credit terms have been plied with議付行須證明本證條款已旅行，并按電匯條款向……銀行索回貨款 abandonment clause: 委付條款 act of god: 不可抗力 actuary: 保險精算師allrisks policy:一切險保單 Assignment clause: 轉讓條款 Average: 海損、海損分攤 Average adjuster: 海損理算人Average clause: 共同海損分擔條款 Certificate of insurance: 保險證明書 Claim: 索賠Claim assessor: 索賠人 Damage: 損壞賠償金Damage certificate: 損壞證明書 Damage claim: 損壞索賠 Endorsement: 簽注Endowment policy: 人壽定期保險單 Faa(free of all average): 全損賠償 Fpa(free of particular average): 單獨海損不賠 Free of average: 全損賠償 Insurance broker: 保險經紀人 Insurance policy: 保險單 Insurance premium: 保險費 Jettison: 投棄Knockforknock agreement: 互撞免賠協(xié)議 Liability insurance: 責任保險 Life assured: 人壽保險投保人 Life fund: 人壽保險基金 Loading: 人壽保險附加費 Loss adjuster: 損失理算人 Loss ratio: 賠付率Marine insurance: 海上運輸保險Mortality tables: 死亡率表（用于計算保險風險）Motor insurance: 汽車保險Mutual insurance pany: 互助保險公司 Noclaims bonus: 無索償獎金 Reinsurance: 再保險；轉保 Renewal: 續(xù)保；延期 Renewal premium: 續(xù)保費Salvage value: 殘值；獲救貨物或船舶的價值 Third party insurance: 第三方保險 Time policy: 定期保險單 Unvalued policy: 不定值保單 U/w(underwriter): 承保人第五篇：商務英語翻譯Abstract:This article introduces the services and development of the Internet of Things, and analyzes the driving forces and obstacles behind such at application types and the different development stages of the Internet of Things, this article categorizes its services into four types: identity related services, information aggregation services, collaborativeaware services, and ubiquitous the first two types of services, applications and system framework are discussed。for the last two types, development trends are provided by the Internet of Things will gradually be integrated into human life and society。with the development of the Internet of Things, applications will evolve from relatively simple identityrelated and information aggregationrelated applications, to collaborativelyaware, and finally ubiquitous will then be possible for the Internet of Things to be fully integrated with Internet and telemunications ：本文介紹了物聯(lián)網的服務和發(fā)展和分析這種發(fā)展背后的推動力和障礙。尋找在應用程序類型和不同發(fā)展階段的物聯(lián)網，這篇文章總結為四種類型的服務：身份相關服務，信息聚合服務，協(xié)作感知的服務和無處不在服務。對于前兩種類型的服務，對應用程序和系統(tǒng)框架進行了討論，對于最后兩個類型，對發(fā)展趨勢進行了討論。物聯(lián)網提供的服務將逐步融入人類的生活和社會；隨著互聯(lián)網的發(fā)展，應用程序會從相對簡單的身份到有關的信息聚合到協(xié)作感知相關的應用發(fā)展，并最終成為無處不在的應用。然后，它將充分結合互聯(lián)網和電信網絡。Development of the Internet of ThingsThe concept“Internet of Things”was coined by Kevin Ashton of Massachusetts Institute of Technology(MIT)in 1999, and is defined as follows: all things are connected to the Internet via sensing devices such as Radio Frequency Identification(RFID)to achieve intelligentidentification and in 1995, the book The Power to Predict [1] first described application scenarios of the Internet of recent times, the Internet of Things has developed rapidly and globally due to increasing government and enterprise investment in projects in regions such as the USA, Europe, Japan, andSouth ’s Smarter Planet initiative will see an investment of 3 million dollars made in smart grid and digital healthcare EU has proposed an i2010 policy framework that aims to enhance economic efficiency and promote the development of Information andCommunication Technologies(ICT)through widespread use of these Japan, the iJapan strategy is based on EJapan and Korea has also proposed a new project for the Internet of China, Prime Minister Wen Jiabo presented the conceptof“Experiencing China”in August by the Chinese Government, the Internet of Things industry has developed rapidly in 、互聯(lián)網發(fā)展的因素由凱文阿什頓的美國麻省理工學院（MIT）于1999年提出的“物聯(lián)網”的概念，定義如下：所有的東西都連接到互聯(lián)網，如射頻識別（RFID）傳感裝置，以實現(xiàn)智能化識別和管理。早在1995年，這本書的動力預測首先介紹了物聯(lián)網的應用場景。在最近幾年，隨著物聯(lián)網和全球化的迅速發(fā)展，越來越多的政府和企業(yè)在美國，歐洲，日本，韓國等地區(qū)進行項目的投資。IBM的智慧地球倡議，將在智能電網和數字醫(yī)療保健項目中得到3億美元的投資。歐盟已經提出了一個2010年的政策框架，其目的是提高經濟效率和促進通過這些技術的廣泛使用使信息和通信技術（ICT）得到發(fā)展。在日本，他的戰(zhàn)略是基于E日本和U日本。韓國也提出了關于物聯(lián)網的新項目。2009年8月，中國總理溫家寶提出的“體驗中國”的概念。在中國政府的推動下，物聯(lián)網產業(yè)在中國發(fā)展迅速。 Driving Forces for Development of the Internet of ThingsFirst, the development of the Internet of Things conforms to the trend of using information technologies to better serve the one hand, modern society suffers development bottlenecks in the fields of energy, transport, logistics and the other, people have direct demands in health, and medical treatment and a general belief thatinformation technologies make for smarter terminals, wider networks, and better services than other technologies, they are naturally cho