【正文】 must be sent by consecutive airmails單據(jù)須分別由連續(xù)航次郵寄（注：即不要將兩套或數(shù)套單據(jù)同一航次寄出）all original documents are to be forwarded to us by air mail and duplicate documents by seamail全部單據(jù)的正本須用航郵，副本用平郵寄交我行please despatch the first set of documents including three copies of mercial invoices direct to us by registered airmail and the second set by following airmail請(qǐng)將包括3份商業(yè)發(fā)票在內(nèi)的第一套單據(jù)用掛號(hào)航郵經(jīng)寄我行，第二套單據(jù)在下一次航郵寄出original documents must be snet by Registered airmail，and duplicate by subsequent airmail單據(jù)的正本須用掛號(hào)航郵寄送，副本在下一班航郵寄送 documents must by sent by successive（or succeeding）airmails單據(jù)要由連續(xù)航郵寄送all documents made out in English must be sent to out bank in one lot用英文繕制的所有單據(jù)須一次寄交我行 method of reimbursement 索償辦法available by your draft at sight payable by us in London on the basis to sight draft on New York憑你行開(kāi)具之即期匯票向我行在倫敦的機(jī)構(gòu)索回票款，票款在紐約即期兌付in reimbursement，please claim from our RMB￥ account held with your banking department Bank of China Head Office Beijing with the amount of your negotiation償付辦法，請(qǐng)?jiān)诒本┛傂形胰嗣駧艓糁兴骰啬阈凶h付之款項(xiàng)upon presentation of the documents to us，we shall authorize your head office backing department by airmail to debit the proceeds to our foreign business department account一俟向我行提交單證，我行將用航郵授權(quán)你總行借記我行國(guó)外營(yíng)業(yè)部帳戶after negotiation，you may reimburse yourselves by debiting our RMB￥ account with you，please forward all relative documents in one lot to us by airmail議付后請(qǐng)借記我行在你行開(kāi)立的人民幣帳戶，并將全部有關(guān)單據(jù)用航郵一次寄給我行all bank charges outside for our principals account，but must claimed at the time of presentation of documents在英國(guó)境外發(fā)生的所有銀行費(fèi)用，應(yīng)由開(kāi)證人負(fù)擔(dān)，但須在提交單據(jù)是索取negotiating bank may claim reimbursement by the…bank certifying that the credit terms have been plied with議付行須證明本證條款已旅行，并按電匯條款向……銀行索回貨款 abandonment clause: 委付條款 act of god: 不可抗力 actuary: 保險(xiǎn)精算師allrisks policy:一切險(xiǎn)保單 Assignment clause: 轉(zhuǎn)讓條款 Average: 海損、海損分?jǐn)?Average adjuster: 海損理算人Average clause: 共同海損分擔(dān)條款 Certificate of insurance: 保險(xiǎn)證明書(shū) Claim: 索賠Claim assessor: 索賠人 Damage: 損壞賠償金Damage certificate: 損壞證明書(shū) Damage claim: 損壞索賠 Endorsement: 簽注Endowment policy: 人壽定期保險(xiǎn)單 Faa(free of all average): 全損賠償 Fpa(free of particular average): 單獨(dú)海損不賠 Free of average: 全損賠償 Insurance broker: 保險(xiǎn)經(jīng)紀(jì)人 Insurance policy: 保險(xiǎn)單 Insurance premium: 保險(xiǎn)費(fèi) Jettison: 投棄Knockforknock agreement: 互撞免賠協(xié)議 Liability insurance: 責(zé)任保險(xiǎn) Life assured: 人壽保險(xiǎn)投保人 Life fund: 人壽保險(xiǎn)基金 Loading: 人壽保險(xiǎn)附加費(fèi) Loss adjuster: 損失理算人 Loss ratio: 賠付率Marine insurance: 海上運(yùn)輸保險(xiǎn)Mortality tables: 死亡率表（用于計(jì)算保險(xiǎn)風(fēng)險(xiǎn)）Motor insurance: 汽車(chē)保險(xiǎn)Mutual insurance pany: 互助保險(xiǎn)公司 Noclaims bonus: 無(wú)索償獎(jiǎng)金 Reinsurance: 再保險(xiǎn)；轉(zhuǎn)保 Renewal: 續(xù)保；延期 Renewal premium: 續(xù)保費(fèi)Salvage value: 殘值；獲救貨物或船舶的價(jià)值 Third party insurance: 第三方保險(xiǎn) Time policy: 定期保險(xiǎn)單 Unvalued policy: 不定值保單 U/w(underwriter): 承保人第五篇：商務(wù)英語(yǔ)翻譯Abstract:This article introduces the services and development of the Internet of Things, and analyzes the driving forces and obstacles behind such at application types and the different development stages of the Internet of Things, this article categorizes its services into four types: identity related services, information aggregation services, collaborativeaware services, and ubiquitous the first two types of services, applications and system framework are discussed。for the last two types, development trends are provided by the Internet of Things will gradually be integrated into human life and society。with the development of the Internet of Things, applications will evolve from relatively simple identityrelated and information aggregationrelated applications, to collaborativelyaware, and finally ubiquitous will then be possible for the Internet of Things to be fully integrated with Internet and telemunications ：本文介紹了物聯(lián)網(wǎng)的服務(wù)和發(fā)展和分析這種發(fā)展背后的推動(dòng)力和障礙。尋找在應(yīng)用程序類型和不同發(fā)展階段的物聯(lián)網(wǎng)，這篇文章總結(jié)為四種類型的服務(wù)：身份相關(guān)服務(wù)，信息聚合服務(wù)，協(xié)作感知的服務(wù)和無(wú)處不在服務(wù)。對(duì)于前兩種類型的服務(wù)，對(duì)應(yīng)用程序和系統(tǒng)框架進(jìn)行了討論，對(duì)于最后兩個(gè)類型，對(duì)發(fā)展趨勢(shì)進(jìn)行了討論。物聯(lián)網(wǎng)提供的服務(wù)將逐步融入人類的生活和社會(huì)；隨著互聯(lián)網(wǎng)的發(fā)展，應(yīng)用程序會(huì)從相對(duì)簡(jiǎn)單的身份到有關(guān)的信息聚合到協(xié)作感知相關(guān)的應(yīng)用發(fā)展，并最終成為無(wú)處不在的應(yīng)用。然后，它將充分結(jié)合互聯(lián)網(wǎng)和電信網(wǎng)絡(luò)。Development of the Internet of ThingsThe concept“Internet of Things”was coined by Kevin Ashton of Massachusetts Institute of Technology(MIT)in 1999, and is defined as follows: all things are connected to the Internet via sensing devices such as Radio Frequency Identification(RFID)to achieve intelligentidentification and in 1995, the book The Power to Predict [1] first described application scenarios of the Internet of recent times, the Internet of Things has developed rapidly and globally due to increasing government and enterprise investment in projects in regions such as the USA, Europe, Japan, andSouth ’s Smarter Planet initiative will see an investment of 3 million dollars made in smart grid and digital healthcare EU has proposed an i2010 policy framework that aims to enhance economic efficiency and promote the development of Information andCommunication Technologies(ICT)through widespread use of these Japan, the iJapan strategy is based on EJapan and Korea has also proposed a new project for the Internet of China, Prime Minister Wen Jiabo presented the conceptof“Experiencing China”in August by the Chinese Government, the Internet of Things industry has developed rapidly in 、互聯(lián)網(wǎng)發(fā)展的因素由凱文阿什頓的美國(guó)麻省理工學(xué)院（MIT）于1999年提出的“物聯(lián)網(wǎng)”的概念，定義如下：所有的東西都連接到互聯(lián)網(wǎng)，如射頻識(shí)別（RFID）傳感裝置，以實(shí)現(xiàn)智能化識(shí)別和管理。早在1995年，這本書(shū)的動(dòng)力預(yù)測(cè)首先介紹了物聯(lián)網(wǎng)的應(yīng)用場(chǎng)景。在最近幾年，隨著物聯(lián)網(wǎng)和全球化的迅速發(fā)展，越來(lái)越多的政府和企業(yè)在美國(guó)，歐洲，日本，韓國(guó)等地區(qū)進(jìn)行項(xiàng)目的投資。IBM的智慧地球倡議，將在智能電網(wǎng)和數(shù)字醫(yī)療保健項(xiàng)目中得到3億美元的投資。歐盟已經(jīng)提出了一個(gè)2010年的政策框架，其目的是提高經(jīng)濟(jì)效率和促進(jìn)通過(guò)這些技術(shù)的廣泛使用使信息和通信技術(shù)（ICT）得到發(fā)展。在日本，他的戰(zhàn)略是基于E日本和U日本。韓國(guó)也提出了關(guān)于物聯(lián)網(wǎng)的新項(xiàng)目。2009年8月，中國(guó)總理溫家寶提出的“體驗(yàn)中國(guó)”的概念。在中國(guó)政府的推動(dòng)下，物聯(lián)網(wǎng)產(chǎn)業(yè)在中國(guó)發(fā)展迅速。 Driving Forces for Development of the Internet of ThingsFirst, the development of the Internet of Things conforms to the trend of using information technologies to better serve the one hand, modern society suffers development bottlenecks in the fields of energy, transport, logistics and the other, people have direct demands in health, and medical treatment and a general belief thatinformation technologies make for smarter terminals, wider networks, and better services than other technologies, they are naturally cho