【正文】
齡化并沒有表現(xiàn)出對壽險需求的顯著影響。,受教育的水平提高并沒有對壽險需求產生顯著的影響。參考文獻[1][J].保險研究,2001,(5):1012.[2]閻建軍,[J].保險研究,2002,(11):1921.[3][J].河海大學學報(哲學社會科學版),2002,(4):4547.[4]Yaari, M. E. Uncertain lifetime, life insurance, and the theory of the consumer[J]. Review of economic studies, 1965, 32: 137150.[5]Hakansson, N. H. Optimal investment and consumption strategies under risk for a class of utility functions[J]. International economic review, 1969, 10: 443466.[6]Fischer, S. A life cycle of life insurance purchases[J]. International economic review, 1973, 14: 132152.[7]Karni, E., Zilcha, I. Risk aversion in the theory of life insurance: the fisherian model[J]. Journal of risk and insurance, 1986, 53:606620.[8]Lewis, F. D. Dependents and the demand for life insurance[J]. American economic review, 1989, 79: 452467.[9]Truett, D. B., Truett, L. J. The demand for life insurance in Mexico and the United Stated: a parative study[J]. Journal of risk and insurance, 1990, 57: 321328.[10]Browne, M. J. and Kim, K. An international analysis of life insurance demand[J]. Journal of risk and insurance, 1993, 60: 616634.[11]Duker, J. M. Expenditures for life insurance among workingwife families[J]. Journal of risk and insurance, 1969, 36: 525533.[12]Hammond, J. D., Houston, D. B., Melander, E. R. Determinants of household life insurance premium expenditure: an empirical investigation[J]. Journal of risk and insurance, 1967, 34: 397408.[13]Burnett, J. J., Palmer, B. A. Examining life insurance ownership trough demographic and psychographic characteristic[J]. Journal of risk and insurance, 1984, 51: 453467.[14]Babbel, D. F. Inflation, indexation, and life insurance sales in Brazil[J]. Journal of risk and insurance, 1981, 48:111135.12 / 12