【正文】 and other relatives permanently living with you in the home) must ply with all statutory obligations and take all reasonable steps to prevent loss, damage or injury。 and maintain the home in efficient condition and good repair.5.The successful applicant must advise us of any change in his/her occupation of the premises, any permanent move of the home or circumstance which would increase the possibility of loss or damage. Premiums may be adjusted accordingly.6.Renewal AgreementHomeSurance will be renewed upon payment of premium when due, otherwise it will be cancelled automatically.7.Refund of Premium (i)For monthly payment policyThis policy is subject to minimum payment of two months39。 premium in advance which is not refundable upon termination unless the policy is cancelled within 15 days of the receipt of the policy (. from the date of application).(ii)For annual payment policyThis policy is subject to the payment of the annual premium in advance. All premium paid will at all times be subject to the Premium Refund Rules upon the termination of HomeSurance except where HomeSurance is cancelled within 15 days of the receipt of the policy (. from the date of application), where a full refund will be made.8.Privacy and Security StatementOnce you submit an online application of this HomeSurance, you shall be deemed to have read, understood and agreed to the Privacy and Security Statement. If you have not already read this Statement, please do so by clicking here.Please refer to Policy Wording for full detailed terms and conditions. For more information or to make a claim, please call Insurance Service Hotline on (852) 2867 8678.「家居萬全保」「家居萬全?！孤暶?.本人，并代表聯(lián)名投保人（如適用）于香港特別行政區(qū)境內(nèi)申請「家居萬全保」并聲明就本人（等）所知所信，本申請書內(nèi)的各項陳述及細節(jié)均屬真實無訛及完整，且本申請書將會成為本人（等）與安盛保險有限公司所簽署合約的依據(jù)。本人（等）更聲明: (i)本人（等）的居所是用磚、石及混凝土筑成，屋頂則用混凝土建造。此投保申請書內(nèi)的建筑面積已包括居所的露臺、陽臺、前院、后院及／或天臺。 (ii)本人（等）從未被拒絕任何家居、私人財物、家庭雇傭、高爾夫球保險及／或租金損失保險申請或被保險公司取消任何此類保險。(iii)本人（等）的居所位于已落成的永久住宅大廈及樓齡不超過40年或將于保單生效日當日或之前落成的住宅大廈。(iv)本人（等）現(xiàn)時或在保單生效之時是此住所的合法業(yè)主或住客。 (v)本人（等）現(xiàn)時并未為此居所持有其它安盛保險有限公司的「家居萬全?！贡?，亦未有在過去六個月內(nèi)取消此居所的「家居萬全?！贡?。2.本人(等)已參閱及明白收集個人資料聲明及此「家居萬全保」之條款及規(guī)定及保單內(nèi)容，并同意接受其約束?！讣揖尤f全保」條款及細則 1.申請人所投保的住所必須是位于香港特別行政區(qū)內(nèi)的建筑物、屋宇或單位，并且所有家居建構須為合法。2.保費繳付方法保費將直接在指定的信用卡戶口內(nèi)扣除。3.索償賠款基準本保險計劃的家居財物保障及個人財物全球性全險保障是按「以新代舊」的基準提供保障。若提出索償，申請人將可獲得修理損毀財物的費用，或若財物遭偷竊或無法修補時，購置同類型而相似且質(zhì)量并不高于損毀財物的新物品所需的費用。4.成功申請人和同住家人（包括配偶、子女、父母及其它永久與申請人共同生活的親屬）必須遵守所有法定責任，并采取一切合理步驟以預防遺失、損毀或受傷，及把所有受保財物保持在性能良好和完整無損的狀況。5.成功申請人必須通知我們?nèi)魏斡嘘P住所的改動或任何可能引致?lián)p失增加的情況。本公司有權保留更改保費。6.續(xù)保協(xié)議「家居萬全?！箤⒂诒ＹM到期日于繳付保費時自動續(xù)保，否則將自動被終止。7.保費退還(i)月繳保單成功申請人須預繳最少兩個月保費。除非在接獲保單后15天內(nèi)（由申請日期起計算）取消該保單，否則所有預繳保費將不獲退還。(ii)年繳保單成功申請人須預繳全年保費。如在接獲保單后15天內(nèi)（由申請日期起計算）取消該保單，保費會全數(shù)退還，否則保費退還將根據(jù)「保費退還規(guī)則」而定。 8.私隱與保安聲明您在網(wǎng)上申請「家居萬全?！箷r，將被視為已閱讀、明白及同意所列之「私隱與保安聲明」。倘若您尚未閱讀該聲明，請按此處。有關條款及規(guī)定之詳情，請參閱保單。如有查詢，請致電保險服務熱線(852) 2867 8678。HospitalSuranceDeclaration for HospitalSuranceI, on behalf of each of myself, my spouse and my child/children (if any), hereby declare as follows:1.I (Insured)/We (Insured, insured spouse and insured child/children) hereby apply for HospitalSurance within the Hong Kong Special Administrative Region and declare that the statements and particulars given in this application are to the best of my/our knowledge and belief, true and plete, and that this application will form the basis of my/our contract with AXA General Insurance Hong Kong Limited.2.I/We further declare that: (i)I/We have not had, during the last four years, any illness, injury, ailment or condition requiring inpatient treatment or consultation with a specialist.(ii)I/We do not have any foreseeable need for treatment or consultation with any medical practitioner.(iii)I am, and the insured spouse (if any) is, under 60 years of age and the insured child/children is/are between six months and 21 years old inclusive or is a/are a fulltime student(s) at a school, college or university under 23 years of age.(iv)I am/We are residents of the Hong Kong Special Administrative Region.(v)I/We have never been denied personal accident or medical or hospital cash insurance.(vi)I/We do not have any inforce HospitalSurance or Refundable HospitalSurance policy with AXA General Insurance Hong Kong Limited, and have not had any HospitalSurance policy cancelled during the last six months.3.I/We acknowledge that benefits are not payable under the HospitalSurance scheme for treatment arising from any existing illnesses, injuries or other conditions.4.I/We have read and understood the Personal Information Collection Statement, Terms and Conditions and the Policy Wording of this HospitalSurance and agree to be bound by the same.Terms and Conditions for HospitalSurance 1.Eligibility (age limits)Applicant39。s family members are: legally married spouse under 60 years of age all legally dependent unmarried children, including step children and legally adopted children, who are between six months and 21 years (inclusive) of age or fulltime students at a school, college or university under 23 years of age2.Benefits Payable(i)Spouse:100% of the insured benefits(ii)Children:50% of the insured benefitsNote: Benefit for hospitalisation in mainland China is subject to 50% of the specified limit.3.Premium Payment MethodPremiums may be paid by direct debit to a designated credit card account.4.Renewal AgreementHospitalSurance will be renewed upon payment of premium when due, otherwise it will be cancelled automatically.5. Refund of Premium(i)For monthly payment policy This policy is subject to minimum payment of two months39。 premium in advance which is not refundable upon termination unless the policy is cancelled within 15 days of the receipt of the policy (. from the date of application).(ii)For annual payment policyThis policy is subject to the payment of the annual premium in ad