【正文】
er within 1 year, and the prior endorser shall do so within 6 months. 《 日內(nèi)瓦票據(jù)法 》 規(guī)定 , 持票人對前一背書人或出票人行使追索權(quán)的期限為 1年 , 背書人對其前手背書人則為 6個(gè)月 。 According to the British Bills of Exchange Act, the recourse time is six years.《 英國票據(jù)法 》 規(guī)定 , 保留追索權(quán)的期限為 6年 。 9. Acceptance for honor supra protest(參加承兌) definition: P25 當(dāng)匯票遭到拒絕承兌被退票時(shí),非債務(wù)人在得到持票人同意的情況下,參加承兌此匯票的行為。這種行為很少發(fā)生。 10. Payment for honor supra protest (參加付款) definition: P28 當(dāng)匯票被拒絕付款并退票而且已經(jīng)作成拒絕證書的情況下,非債務(wù)人可以參加支付匯票票款。這種行為很少發(fā)生。 11. Guarantee (保證) definition: P28 非債務(wù)人作為保證人,對匯票金額全部付款加以保證。 可在匯票上做出,也可在粘單上做出。保證人可向被保證人收取一定的押金或擔(dān)保品。 ? In international market, after the acceptance of the time bill if the bearer or the holder wants to get cash before the bill is mature, he can e to the bank or discount house which are prepared to discount the bill by paying immediate cash for the bill at a little less than its face value,(票面價(jià)值 ) ., after deducting charges and interest based on the current rate of discount(貼現(xiàn)率 ), and then, will collect the full amount from the acceptor when the bill bees due. Discounting of bills of exchange 貼現(xiàn)業(yè)務(wù)既是票據(jù)買賣業(yè)務(wù) , 也是資金融通業(yè)務(wù) of a bill of exchange Definition p29 The process of discounting a bill of exchange is as follows: Issue a bill, present it for acceptance accept it discount it present it for payment at maturity pay the amount pay the face value ? How to calculate the proceeds? ? Suppose an accepted bill for USD10000 falls due on , exporter takes it to a discount bank on . The discount rate is 10%. ? D=(Vxtxd)/360 ? D=discount interest ? V=face value of the bill () ? t=tenor (time) (80days) ? d=discount rate (10%) ? D=(10000x80x10%)/360= ? Net proceeds=USD()= ? 英鎊按一年 365天作為基本天數(shù),美元、歐元則按 360天作為基本天數(shù)。