【導讀】我國房地產市場的現狀一直是國民關注的熱點話題。以來的房地產市場，最為普遍的評價，就是房價過高，漲幅過快。況的原因是多方面的。國際上衡量房價高低的一個權威指標是房價收入比。國家或城市的年平均上市房價與戶年平均收入之比。世界銀行的研究報告認為，價收入比在3倍到6倍之間比較適當。地產熱點城市，房價收入比早已超過了12：1。并且，房地產市價日益飆升。國際標準是3～6。城鎮(zhèn)居民住房人均面積上升等所致。上升的制度性因素。產價格的非正常上升的一個系統(tǒng)性因素,這個因素無法忽略。穩(wěn)定房價和住房保障工作實行省級人民政府負總責、人民政府的相關工作進行考核，加強監(jiān)督檢查，建立約談、巡查和問責制度。住房城鄉(xiāng)建設部要會同人民銀行、銀監(jiān)會抓緊制定第二套住房的認定標準。達年度計劃及中央補助資金。投入和稅費優(yōu)惠等政策，確保完成計劃任務。房地產開發(fā)企業(yè)在參與土地競拍和開發(fā)建設過程中，其股東不

　　

【正文】 ousing construction program and the annual housing land supply plans. Ministry of Housing Urban and Rural Information System to speed up the construction of individual housing. Statistics departments of publishing to reflect the different location, different types of housing price movements of information. Relevant departments of the State Council according to the spirit of this notice, accelerate the development, adjustment and improvement of related policies and measures, their duties, division of labor, to strengthen the guidance and supervision throughout. All localities and departments should actively make interpretation of the real estate market control policies work. News media should strengthen the positive guidance, and vigorously promote the national real estate market control policies and to protect the results of housing construction, residential housing and guide a rational consumer, the real estate market is conducive to the formation of a stable and healthy atmosphere of public opinion. 英文翻譯 X Causes of policy implementation (1), March 2021, 70 cities nationwide housing sales price rose %, Central and rose %。 the market ignored the policy control, showed house prices rising trend。 (2), Two sessions held recently pleted, to the king and then a high price from the firsttier cities spread to the second and third tier cities Extension, housing prices is expected to increase。 and regulation of real estate policy this year, the stability of the market expectations back (3) strong real estate market rebound last year, the development slowed down, resulting in the first half of this year continued to supply .Tight, rigid accumulated demand, supporting prices continued to go up。 (4), May is the property before and after the traditional sales season, in the current supply and demand, market expectations .The likely cause prices soaring again, increasing the difficulty of control. Policy Review 英文翻譯 XI Throughout the new country 10 and the beginning of the year National 11。 pared to reiterate some of the content are also part of the new or modified terms, mainly in the regulation of demand, the housing is unprecedented tightening of credit policy 。 increased supply and market regulation measures consistent than before. Control to see the demand, differentiated credit policy more stringent mortgage down payment on the two sets of raising Daowu Cheng, lending rates for the benchmark interest rate by times。 the same time credit if the purchase of the first suite of more than 90 square meters to three percent down payment。 In addition, efforts to bat speculative purchase very large down payment of a substantial increase on the one hand, on the other bank may suspend the payment of the circumstances and the purchase of more than a third set of housing loans。 local governments can take temporary measures to limit the purchase copy number in a given period 。 the same time, policies to bat offsite real estate speculators act the first time, buy a house on the remote to suspend loans to real estate speculators. In addition to the credit policy, tax policy has significantly increased regulatory role, although there is no clear introduction of tax policy, but this policy has been released from the consumption tax or real estate property taxes to maintain the introduction of expected signal. The implication is clear that if the current policy or regulation on the high housing prices can not play, then inhibition of the tax tools as the killer would be stronger next stage. 英文翻譯 XII New Country 10 was unveiled, ministries, provincial and municipal governments will be gradually introduced at all levels of supporting the implementation of detailed policies, including the central bank, China Banking Regulatory Commission to strengthen the real estate credit management, identification of the second set of housing standards, the third set (inclusive) more home buyers down payment and interest rates。 Ministry of Finance and Administration of Taxation to guide them in proper housing consumption and adjust the proceeds of personal property tax policy。 Ministry of Land reform and land transfer mode。 Housing Ministry housing construction plan preparation and publication。 the same time, refine the policy enforcement is also ground. Can be considered, following the early regulation of real estate policies, the new round of more stringent regulation of the real estate policy kicked off in midApril