中國平安人壽股份有限公司來華人員綜合保險保障計劃簡(編輯修改稿)
2024-08-15 23:42 本頁面
【文章內容簡介】 ccumulative payment shall not exceed the stipulated insured sum.No matter the Insured suffered from accidental injury once or many times, the Insurer shall respectively pay for the Accidental Injury Medical Treatment in accordance with the foresaid provisions, but the accumulative amount of payment shall not exceed the Insured amount, where the accumulative amount of payment amounts to the insured’s Insured sum, the said insurance liability for the said Insured shall be terminated.住院醫(yī)療保險責任：4． Hospitalization Medical Treatment Insurance Liability被保險人因意外傷害事故或于保單生效日后因疾病(含SARS)，經醫(yī)院診斷必須住院治療（門診手術及醫(yī)院無床位原因的觀察室治療視同住院醫(yī)療），乙方就其實際支出的護工費（限額100元/天，累計30天）、救護車費、建病歷費、取暖費、空調費、床位費（限額300元/天）、檢查檢驗費、特殊檢查治療費、手術費、藥費、治療費、化驗費、放射費等合理醫(yī)療費用，按100%給付“住院醫(yī)療保險金”。If the hospitalization is diagnosed to be necessary of the insured due toany accidental injury, or for any disease (including SARS) after the day of insurance policy bee effective (Ambulatory Surgery and observation room treatment due to no bed available shall be treated as hospitalization medical treatment), Party B shall be liable for the actual and reasonable expenses for medical treatment including nursing fee (limited to RMB100 Yuan per day for accumulative 30 days), ambulance fee, medical record fee, heating fee, air conditioner fee, bed fee (limited to RMB300 Yuan per day), expenses for docimasia, special examination and treatment, operation, medicine, treatment, laboratory test, radiation and etc., and shall pay 100% of the costs of hospitalization medical treatment. 被保險人發(fā)生保險責任范圍內的住院治療，其因同一病因發(fā)生的院前、院后門急診醫(yī)療費用可以按住院醫(yī)療費用賠付標準予以賠付。If hospitalization treatment which is within the scope of insurance liability is necessary to the insured , the outpatient and emergency treatment fee before and after hospitalization arise from the same disease shall be paid in accordance with the payment standard of hospitalization medical treatment.被保險人不論一次或多次住院治療，本公司均在規(guī)定限額內給付保險金，分項累計給付金額達到其保險金額時，該項保險責任終止。Insurer shall pay the costs of hospitalization without reference to the number of times within the regulated limits, however insurance liability shall be terminated once the accumulative payments reached the sum ，保險人不承擔給付保險金的責任。If the Insured suffered f
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