【正文】 盛華國(guó)際廣場(chǎng) 房地產(chǎn)貸款項(xiàng)目評(píng)估報(bào)告 目 錄 第一章 概 要 ....................................................................................................................1 一、借款人評(píng)價(jià) ...........................................................................................................1 二、項(xiàng)目評(píng)價(jià) ...............................................................................................................1 三、市場(chǎng)評(píng)價(jià) ...............................................................................................................2 四、投資籌資評(píng)價(jià) ........................................................................................................2 五、財(cái)務(wù)評(píng)價(jià) ...............................................................................................................3 六、貸款風(fēng)險(xiǎn)評(píng)價(jià) ........................................................................................................3 七、評(píng)估結(jié)論 ...............................................................................................................3 第二章 借款人評(píng)價(jià) ...........................................................................................................4 一、借款人概況 ...........................................................................................................4 二、經(jīng)營(yíng)者素質(zhì)及管理水平 ..........................................................................................4 三、信用狀況評(píng)價(jià) ........................................................................................................4 四、企業(yè)前景評(píng)價(jià) ........................................................................................................5 第三章 項(xiàng)目建設(shè)條件評(píng)價(jià) .................................................................................................6 一、項(xiàng)目建設(shè)必要性 ....................................................................................................6 二、項(xiàng)目建設(shè)內(nèi)容、規(guī)模和建設(shè)方案 ............................................................................7 三、項(xiàng)目實(shí)施進(jìn)程評(píng)價(jià) .................................................................................................8 四、設(shè)計(jì)單位資質(zhì)評(píng)價(jià) .................................................................................................8 第四章 項(xiàng)目市場(chǎng)情況評(píng)估 .................................................................................................9 一、宏觀經(jīng)濟(jì)狀況 ........................................................................................................9 （一） A市 經(jīng)濟(jì)格局 .............................................................................................9 （二） A市 經(jīng)濟(jì)發(fā)展水平 .................................................................................... 10 二、 A市 房地產(chǎn)市場(chǎng)狀況 ........................................................................................... 14 （一）房地產(chǎn)經(jīng)濟(jì)運(yùn)行狀況 ................................................................................ 14 （二）項(xiàng)目所在地房地產(chǎn)市場(chǎng)狀況分析 ............................................................... 16 三、市場(chǎng)定位分析 ...................................................................................................... 19 （一）項(xiàng)目開(kāi)發(fā)主題定位 .................................................................................... 19 （二）市場(chǎng)定位 .................................................................................................. 19 四、市場(chǎng)預(yù)測(cè)分析 ...................................................................................................... 22 （一）項(xiàng)目基本情況 ........................................................................................... 22 （二）項(xiàng)目經(jīng)營(yíng)方式 ........................................................................................... 22 （三）銷售期的選定 ........................................................................................... 22 （四）實(shí)現(xiàn)銷售計(jì)劃風(fēng)險(xiǎn)評(píng)價(jià) ............................................................................. 23 第五章 投資估算和籌資評(píng)價(jià) ........................................................................................... 24 一、投資估算 ............................................................................................................. 24 二、投資來(lái)源及籌資評(píng)價(jià) ........................................................................................... 24 三、項(xiàng)目投資計(jì)劃評(píng)價(jià) ............................................................................................... 25 （一）開(kāi)發(fā)計(jì)劃擬定的原則 ................................................................................ 25 （二）建設(shè)方式 .................................................................................................. 25 （三）進(jìn)度安排 .................................................................................................. 25 （四）項(xiàng)目周期設(shè)定 ........................................................................................... 25 （五）分段周期設(shè)定 ........................................................................................... 26 （六）投資計(jì)劃與資金籌措表 ............................................................................. 28 第六章 財(cái)務(wù)基礎(chǔ)數(shù)據(jù)確定 ............................................................................................... 29 一、項(xiàng)目開(kāi)發(fā)周期 ...................................................................................................... 29 二、開(kāi)發(fā)成本分?jǐn)偣浪?............................................................................................... 29 三、項(xiàng)目銷售價(jià)格估算 ............................................................................................... 30 （一）住宅銷售價(jià)格 ........................................................................................... 30 （二）商鋪銷售價(jià)格 ........................................................................................... 30 （三）車位銷售價(jià)格 ........................................................................................... 30 （四）商場(chǎng)銷售價(jià)格 ........................................................................................... 30 四、預(yù)期收入測(cè)算結(jié)果 ............................................................................................... 31 五、 稅金計(jì)算 ...............................................................................................