【正文】 ....................................52 單位存款特殊業(yè)務(wù) ....................................................................................................................................................................................52 正常轉(zhuǎn)不動(dòng)戶 ....................................................................................................................................................................................53 不動(dòng)戶轉(zhuǎn)營(yíng)業(yè)外收入 ..........................................................................................................................................................................53 不動(dòng)戶銷戶 ........................................................................................................................................................................................54 不動(dòng)戶查詢 ........................................................................................................................................................................................55 換開(kāi)單位定期存單 .............................................................................................................................................................................55 換回單位定期存單 .............................................................................................................................................................................56 調(diào)整賬戶積數(shù) ....................................................................................................................................................................................56 單位定期存款開(kāi)戶證實(shí)書掛失 ...........................................................................................................................................................56 單位定期開(kāi)戶證實(shí)書掛失補(bǔ)發(fā)、解掛、撤銷掛失 ...............................................................................................................................56 賬戶信息維護(hù) ...................................................................................................................................................................................57 4 司法及有權(quán)機(jī)關(guān)的查詢、凍結(jié)、扣劃 ........................................................................................................................................................57 司法查詢業(yè)務(wù) ..................................................................................................................................................................................57 賬戶凍結(jié) ...........................................................................................................................................................................................58 賬戶解凍 ...........................................................................................................................................................................................59 扣劃 ..................................................................................................................................................................................................60 第二篇 貸款業(yè)務(wù) 一、普通貸款 ......................................................................................................................................................................................................61 信用貸款發(fā)放 .........................................................................................................................................................................................61 保證貸款發(fā)放 ...........................................................................................................................................................................................62 抵質(zhì)押貸款發(fā)放 .......................................................................................................................................................................................63 貸款展期 ..................................................................................................................................................................................................64 單位貸款歸還業(yè)務(wù) ....................................................................................................................................................................................64 按揭貸款 ..................................................................................................................................................................................................65 按揭貸款發(fā)放 ....................................................................................................................................................................................65 按揭貸款還款 ....................................................................................................................................................................................66 貼現(xiàn)業(yè)務(wù) ................................................................................................................................................................................................68 二、貸款特殊業(yè)務(wù)處理 ......................................................................................................................................................................................68 抵債資產(chǎn) ..................................................................................................................................................................................................68 抵債資產(chǎn)抵入 ....................................................................................................................................................................................68 抵債資產(chǎn)處置 ..................................................................................................................................................................................70 抵債資產(chǎn)核銷 ..................................................................................................