【正文】
lSmall and medium enterprises financing problems related to the analysis First, small and mediumsized enterprise financing status Reform and opening up China for 30 years of small and mediumsized enterprisesobtained a rapid development of enterprise 99 of the small and mediumsizedenterprises of our country more than 60 GDP contribution tax over 50 provides70 of import and export trade and 80 of urban jobs. Small and mediumsizedenterprises in our country is also an important power of independent innovation 66of invention patent 82 of new product development of small and mediumsizedenterprises from small and mediumsized enterprises has bee the economicprosperity expanding employment adjusting structure promote innovation and newindustries of important strength. From 80 years since the outbreak of the international financial crisis theimplementation of the positive fiscal policy and looser moary policy but no smalland mediumsized enterprises from the proactive fiscal policy and moderate loosermoary policy benefit directly for instance of the new 2021 225 million small loanonly more than the previous year but rose only the loans increased 09year three months of national total credit increased 4 8 trillion including loans tosmall and mediumsized enterprises increased amount only less than 5. Current lloan financing difficult has bee the bottleneck of restricting the development ofsmall and mediumsized enterprises and small and mediumsized enterpriseproduction and management faced difficulties according to the state statistical bureauof statistics and letter until the end of 2021 in the small and mediumsized enterprisesof production or collapse closed accounts for about 7. 5 the urban employment thissituation is not only more difficult economic recovery influence and directly affectthe growth and development of peoples livelihood stable target. In this sense theinternational financial crisis under the impact of Chinas economy could not really lowthe key is out of small and mediumsized enterprises vitality can be fully recovered. Second the small and medium enterprises financing reasonanalysis Small and medium enterprises loans and financing is a cosmopolitan should saysee both from China and mechanism of medium and smallsized enterprises thereare three main reasons: fi