外文翻譯中小企業(yè)融資難相關(guān)問(wèn)題分析(英語(yǔ)原文中文-wenkub
2022-12-17 05:18:13 本頁(yè)面
【正文】 他們通過(guò)關(guān)注企業(yè)交易對(duì)手的信用，關(guān)注企業(yè)的真實(shí)性， 選擇了一種新的對(duì)企業(yè)的信用評(píng)級(jí)方式。我國(guó)商業(yè)銀行大都是官辦的銀行，習(xí)慣在房子里坐等客戶(hù)，一筆貸款要審批一個(gè)月、三個(gè)月，這樣一種管理、這樣一種審批效果是不可 l能適應(yīng)中小企業(yè)金融服務(wù)，也不可能來(lái)改善中小企業(yè)的融資困難。而銀行也不是一個(gè)人從頭到尾完成所有環(huán)節(jié)，而是派出 7 組工人，每人把住流水線(xiàn)上的一個(gè)環(huán)節(jié)，批量生產(chǎn) 。在機(jī)制建設(shè)以后就要有一批人能夠做這件事情，而且把它做得很好，這就要加強(qiáng)員工的培訓(xùn)，進(jìn)一步加強(qiáng)對(duì)中小企業(yè)、微小企業(yè)貸款以及高新技術(shù)的中小企業(yè)的貸款工作的培訓(xùn)和交流的力度，加大整個(gè)產(chǎn)品應(yīng)變研發(fā)的力度，用新的激勵(lì)約束的辦法來(lái)培養(yǎng)一支專(zhuān)業(yè)的隊(duì)伍和新的服務(wù)文化。加大市場(chǎng)開(kāi)拓能力，降低 “產(chǎn)成品、應(yīng)收賬款 ”兩項(xiàng)資金占用，加快資金周轉(zhuǎn)。 lSmall and medium enterprises financing problems related to the analysis First， small and mediumsized enterprise financing status Reform and opening up China for 30 years of small and mediumsized enterprisesobtained a rapid development of enterprise 99 of the small and mediumsizedenterprises of our country more than 60 GDP contribution tax over 50 provides70 of import and export trade and 80 of urban jobs. Small and mediumsizedenterprises in our country is also an important power of independent innovation 66of invention patent 82 of new product development of small and mediumsizedenterprises from small and mediumsized enterprises has bee the economicprosperity expanding employment adjusting structure promote innovation and newindustries of important strength. From 80 years since the outbreak of the international financial crisis theimplementation of the positive fiscal policy and looser moary policy but no smalland mediumsized enterprises from the proactive fiscal policy and moderate loosermoary policy benefit directly for instance of the new 2021 225 million small loanonly more than the previous year but rose only the loans increased 09year three months of national total credit increased 4 8 trillion including loans tosmall and mediumsized enterprises increased amount only less than 5. Current lloan financing difficult has bee the bottleneck of restricting the development ofsmall and mediumsized enterprises and small and mediumsized enterpriseproduction and management faced difficulties according to the state statistical bureauof statistics and letter until the end of 2021 in the small and mediumsized enterprisesof production or collapse closed accounts for about 7. 5 the urban employment thissituation is not only more difficult economic recovery influence and directly affectthe growth and development of peoples livelihood stable target. In this sense theinternational financial crisis under the impact of China
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