【正文】 t. Baumgartner still will free fall at a speed that would cause you and me to pass out, and no parachute is guaranteed to work higher than 25,000 feet (7,620 meters). cause there 。ll be traveling fast, so despite the distance, it will not be like diving into the deep end 山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 28 of a pool. It will be like he is diving into the shallow end. Skydiver preps for the big jump When he jumps, he is expected to reach the speed of sound 690 mph (1,110 kph) in less than 40 seconds. Like hitting the top of the water, he will begin to slow as he approaches the more dense air closer to Earth. But this will not be enough to stop him pletely. If he goes too fast or spins out of control, he has a stabilization parachute that can be deployed to slow him down. His team hopes it39。突然想到那件藍(lán)格子襯衫；那些被折成各種各樣形狀的信紙；那段從街角深巷伊始的友誼；還有那場(chǎng)還沒(méi)有開始就宣告了終結(jié)的邂逅計(jì)劃 …… 那些年那些天的非做不可，終于和青春一樣，都將在我們的人生中謝幕。 Have declared the end of the encounter that haven39。 Those were broken into various shapes of stationery。那些曾經(jīng)所謂的非做不可，只是青蔥年華里自己給自己注射的一支強(qiáng)心劑，或者說(shuō)，是自以為是的精神寄托罷了。也曾經(jīng)好像已經(jīng)下定了決心去做某件事，但更多的時(shí)候是最后又打起了退堂鼓。s time, your ideas are always special to clear. Want, want, line is clear, as if nothing could shake his. Also once seemed to be determined to do something, but more often is he backed out at last. Dislike his cowardice, finally found that there are a lot of love, there are a lot of miss, like shadow really have been doomed. Those who do, just green years oneself give oneself an arm injection, or is a selfrighteous spiritual. 一個(gè)人的時(shí)候，自己的想法總是特別地清晰。 山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 27 Originally, this world, can produce a chemical reaction to an event, in addition to resolutely, have to do, and time. 原來(lái)，這個(gè)世界上，對(duì)某個(gè)事件能產(chǎn)生化學(xué)反應(yīng)的，除了非做不可的堅(jiān)決，還有，時(shí)間。t want to give vent to out your inner voice can be in the high school children of the feelings in a period, but was eventually infarction when graduation party in the throat, later again stood on the pitch he has sweat profusely, looked at his thrown a basketball hoops, suddenly found himself has already can39。t really grow up, it seems is not so important。 The end of our life, and can meet many things really do? 而窮盡我們的一生，又能遇到多少事情是真正地非做不可？ During my childhood, think lucky money and new clothes are necessary for New Year, but as the advance of the age, will be more and more found that those things are optional?？傆X(jué)得自己自己似乎應(yīng)該去做點(diǎn)什么，或者寫點(diǎn)什么。 May be back in the past, to oneself the paranoid weird belief disillusionment, these days, my mind has been very messy, in my mind constantly. Always feel oneself should go to do something, or write something. Twenty years of life trajectory deeply shallow, suddenly feel something, do it. 一字開頭的年齡已經(jīng)到了尾聲。s actions. CSKA said they were surprised and disappointed by Toure39。s 21 win. Michel Platini, president of European football39。s Premier League match at Chelsea on Sunday. I am going to be at the match tomorrow and I have asked to meet Yaya Toure, he told BBC Sport. For me it39。s antiracism taskforce, is in London for the Football Association39。t charge you more than 35% of your pensation if you win the case. If you are thinking about signing up for a damagesbased agreement, you should make sure you39。t agree with the disciplinary action your employer has taken against you ? your employer dismisses you and you think that you have been dismissed unfairly. For more information about dismissal and unfair dismissal, see Dismissal. You can make a claim to an employment tribunal, even if you haven39。從題目的選擇，開題報(bào)告的完成，到最終論文的定稿，梁老師都始終給予了我細(xì)心的指導(dǎo)和不懈的支持，在此表示衷心的感謝。所 以，懇請(qǐng)各位老師和前輩多多指教。 由于時(shí)間和理論水平有限，本文一定還有許多不完善之處。其次，在采用多元化投資的基礎(chǔ)上，根據(jù)社?；鸬囊?guī)模和性質(zhì)、各種投資工具的相關(guān)程度和預(yù)期收益率、通貨膨脹的風(fēng)險(xiǎn)、金融市場(chǎng)發(fā)育程度等方面的因素，建立適宜的社?；鹜顿Y組合。首先，我們要增加社?；鹜顿Y工具、拓寬社?；鸬耐顿Y渠道，實(shí)現(xiàn)多元化投資 。 山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 20 山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 21 結(jié)束語(yǔ) 目前，我國(guó)社?；鸬耐顿Y收益率偏低。 即當(dāng)某些基金運(yùn)營(yíng)機(jī)構(gòu)不能確?；鹄婧桶踩珪r(shí) ， 監(jiān)管機(jī)構(gòu)必須限制其運(yùn)作基金的活動(dòng) ， 甚至取消其運(yùn)營(yíng)資格 ， 以確保社?；鸬陌踩?。 只有符合上述基本條件的金融機(jī)構(gòu)才可以參加社?；鹞泄芾淼恼袠?biāo)競(jìng)爭(zhēng) 。（ 3） 經(jīng)營(yíng)風(fēng)格穩(wěn)健 ， 資信等級(jí)優(yōu) ， 連續(xù)三年無(wú)違法 、 違紀(jì)等不良記錄 ， 具有良好社 會(huì)信譽(yù)。 （三 ） 建立社保基金運(yùn)營(yíng)管理機(jī)構(gòu)的市場(chǎng)準(zhǔn)入和退出機(jī)制 建立社保 基金營(yíng)運(yùn)管理機(jī)構(gòu)的市場(chǎng)準(zhǔn)入制度 ， 對(duì)保證社?；馉I(yíng)運(yùn)的安全性具有重要意義 。筆者認(rèn)為目前我國(guó)金融市場(chǎng)還不發(fā)達(dá) ,保險(xiǎn)基金還存在較大的隱性債務(wù) ,對(duì)于股票和證券基金的投資應(yīng)保持較低比例 ,以較低比例去獲取投資運(yùn)營(yíng)的經(jīng)驗(yàn)和收益 ,較大的比例投資于國(guó)債。目前我國(guó)社會(huì)保險(xiǎn)基金的投資限制是 ,銀行存款和國(guó)債的比例不得低于 50%,企業(yè)債、金融債不得高于 10%,證券基金、股票投資比例不得高于 40%,投資組合的比例限制一直是專 家們爭(zhēng)論的焦點(diǎn) ,關(guān)健是確立一種我們可以接受的風(fēng)險(xiǎn)標(biāo)準(zhǔn) ,在進(jìn)行投資時(shí) ,把投資控制在標(biāo)準(zhǔn)之內(nèi) ,以保證保險(xiǎn)本身的需要 ,又使風(fēng)險(xiǎn)不太大。 （二）在基金投資過(guò)程中 ,應(yīng)處理好投資組合問(wèn)題 投資的領(lǐng)域風(fēng)險(xiǎn)越高 ,其期望收益越大 。投 資渠道山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 18 的多樣化不僅可以降低投資風(fēng)險(xiǎn)，增加基金的流動(dòng)性，同時(shí)能夠增加社?；鸬闹虚L(zhǎng)期收益?；谖覈?guó)國(guó)情和社保基金投資現(xiàn)狀，應(yīng)當(dāng)在堅(jiān)持社?；鸢踩缘那疤嵯?，借鑒國(guó)外社保基金投資運(yùn)用的經(jīng)驗(yàn)，拓寬我國(guó)社?；鸬耐顿Y渠道，以實(shí)現(xiàn)社?；鸬谋Ｖ翟鲋怠? （一）借鑒國(guó)外經(jīng)驗(yàn)，拓寬社保基金運(yùn)營(yíng)渠道 在社?；鸬耐顿Y和管理方面，世界各國(guó)的做法給我們提供了許多寶貴的經(jīng)驗(yàn)。 四 、 我國(guó) 社?；鹜顿Y 運(yùn)營(yíng) 策略 社保 基 金要實(shí)現(xiàn)保值增值的目的，就必須進(jìn)行合理的投資運(yùn)營(yíng)。結(jié)合我國(guó)目前的實(shí)際情況 ,我國(guó)資本市場(chǎng)不發(fā)達(dá) , 中小投資者的投資收益得不到切實(shí)有效的保障。這一點(diǎn)對(duì)于那些收人低的人群更為有利。集中投資模式由于沒(méi)有大量的私營(yíng)管理機(jī)構(gòu)參與 , 避免了為爭(zhēng)奪客戶資源而山西財(cái)經(jīng)大學(xué)畢業(yè)論文（設(shè)計(jì)） 17 產(chǎn)生的惡性競(jìng)爭(zhēng) , 幾乎不負(fù)擔(dān)行銷成本 , 而且具有規(guī)模效應(yīng) , 運(yùn)作 成本很低。 集中投資模式效果好 新加坡的中央公積金和日本的養(yǎng)老金都是采取集中投資模式 ,從而使投資資金形成規(guī)模經(jīng)營(yíng) ,降低了投資成本 , 有可能取得規(guī)模效益。應(yīng)隨著我國(guó)資本市場(chǎng)的逐步完善、金融工具的逐漸增多 , 有計(jì)劃、有步驟地?cái)U(kuò)大社保基金的投資范圍 , 實(shí)現(xiàn)保值增值的目標(biāo)。 目前我國(guó)的社會(huì)保障基金投資渠道較少 , 首先我國(guó)可根據(jù)實(shí)際清款 , 適當(dāng)擴(kuò)大社?；鸬耐顿Y渠道 , 這樣既可分散風(fēng)險(xiǎn) , 同時(shí)也為社?；鸬谋Ｖ翟鲋堤峁┝烁鼮殛P(guān)闊的空間。智利政府首先對(duì)于社保基金的投資范圍、投資比例、收益回報(bào)等各方面制定了一系列詳盡的相應(yīng)法 律 , 對(duì)其投資范圍是隨著智利資本市場(chǎng)的發(fā)展而采取逐步擴(kuò)大養(yǎng)老金的投資范圍的方法。事實(shí)證明多種投資渠道可以提高基金的收益率 , 從一定程度上減少了政府的負(fù)擔(dān)。其投資模式的核心是強(qiáng)制儲(chǔ)蓄、私營(yíng)機(jī)構(gòu)經(jīng)營(yíng)、政府監(jiān)管并承擔(dān)一定的財(cái)政責(zé)任