【正文】 有更大的市場份額。 您認為在“壹錢包”在發(fā)展過程中有哪些需要改進的地方？ 答：“壹錢包”的服務(wù)指南不夠詳細，而且有些便民服務(wù)不夠直觀，希望對于“界面”的設(shè)計有所改進?，F(xiàn)在“壹錢包”理財對于綁定的銀行卡還有一定的限制，加快推進與同業(yè)的合作，建立互相綁定關(guān)系，來滿足客戶的需求。 訪談二 ： 您在日常生活工作中，經(jīng)常使用手機銀行么？您感覺平 安銀行手機銀行的亮點有哪些？ 答：經(jīng)常使用 。 平安銀行手機銀行功能非常強大，我認為轉(zhuǎn)賬功能，繳費服務(wù)很惠民，同時手續(xù)費低廉也吸引了大量客戶。在 我 行，每周三有手機銀行的專屬理財，收益相對較高， 風(fēng)險程度較低， 購買額度也很充足 ，可以滿足投資者的理財需求。 您是如何向客戶推薦我行手機銀行產(chǎn)品的呢？ 答：首先我會鼓勵推薦客戶開通網(wǎng)銀和手機銀行，以我行手機銀行轉(zhuǎn)賬免費，提醒免費，專北 京城市學(xué)院 2022 屆畢 業(yè)論文 24 屬理財 ，便民繳費 等為切入點對客戶進行營銷。有些客戶會對手機銀行的安全性表示擔(dān)憂，這時候就體現(xiàn)出我們平安銀行的優(yōu)勢，作為平安集團旗下的子公 司，我們有平安保險保駕護航，可以使客戶減少后顧之憂。而且我行有登錄密碼，交易密碼，手機動態(tài)碼三重保障更加強了風(fēng)險防控。 對于客戶使用手機銀行您有哪些建議或者提醒？ 答：第一，保管好手機和密碼，只有確定了手機號碼才能夠進行正常使用。第二，合理設(shè)置轉(zhuǎn)賬額度 ，一般情況下，客戶密碼或者相關(guān)身份信息被盜取以后，都會進行大額轉(zhuǎn)賬，想辦法把賬戶里的錢全部轉(zhuǎn)光，如果我們在使用之前就設(shè)置了轉(zhuǎn)賬限額，根據(jù)日常生活需求，就可以降低風(fēng)險。第三，作為普通消費者來說，可以開通一個短信提醒的功能，及時的掌握自己的賬戶信息。第四，不 在公共場所或設(shè)備終端上使用手機銀行進行交易，不給陌生人轉(zhuǎn)賬匯款。 您認為 我行 手機銀行的未來發(fā)展如何？ 答：平安銀行的手機銀行未來既面臨機遇又存在挑戰(zhàn)。因為我行的手機銀行的便捷性和安全性得到了目前存量客戶的一致好評，而且開通激活使用率也在 78%以上。但是目前我行在北京地區(qū)的網(wǎng)點有限，服務(wù)的客戶 輻射面積不大主要集中在五環(huán)以內(nèi)的地區(qū)，這也為手機銀行的推廣帶來了難題，現(xiàn)在銀行間的競爭越發(fā)激烈，互聯(lián)網(wǎng)金融市場的爭奪也愈演愈熱，所以我行的手機銀行也在不斷進行改革創(chuàng)新，盡可能的滿足客戶的不同需求。 對于目前手 機銀行 “開戶難”您認為主要原因有哪些？您對 市場監(jiān)管短板問題有哪些看法？ 答：如今互聯(lián)網(wǎng)發(fā)展迅速，詐騙盜竊案頻發(fā)，手機銀行中客戶信息泄露，很多消費者難免對于安全性表示擔(dān)憂。金融監(jiān)管不健全，客戶“無法可依”也是目前手機銀行“開戶難”的原因之一。但是上海銀監(jiān)局局長認為我們 應(yīng)下決心解決全社會 “ 軟約束 ”“ 濫用金融 ”“ 濫用或有負債 ” 現(xiàn)象，真正發(fā)揮好金融對實體經(jīng)濟的制衡作用，強化對市場各類主體的硬約束。這就要求 監(jiān)管部門推進改革進度，促進行業(yè)自律。同時我們銀行也該做好防控，有效的規(guī)避風(fēng)險。 北 京城市學(xué)院 2022 屆畢 業(yè)論文 25 您好，為你提供優(yōu)秀的 畢業(yè)論文參考資料，請您刪除以下內(nèi)容， O(∩ _∩ )O 謝謝！?。?A large group of tea merchants on camels and horses from Northwest China39。s Shaanxi province pass through a stop on the ancient Silk Road, Gansu39。s Zhangye city during their journey to Kazakhstan, May 5, 2022. The caravan, consisting of more than 100 camels, three horsedrawn carriages and four support vehicles, started the trip from Jingyang county in Shaanxi on Sept 19, 2022. It will pass through Gansu province and Xinjiang Uygur autonomous region, and finally arrive in Almaty, formerly known as AlmaAta, the largest city in Kazakhstan, and Dungan in Zhambyl province. The trip will cover about 15,000 kilometers and take the caravan more than one year to plete. The caravan is expected to return to Jingyang in March 2022. Then they will e back, carrying specialty products from Kazakhstan A small art troupe founded six decades ago has grown into a household name in the Inner Mongolia autonomous region. In the 1950s, Ulan Muqir Art Troupe was created by nine young musicians, who toured remote villages on horses and performed traditional Mongolian music and dances for nomadic families. The 54yearold was born in Tongliao, in eastern Inner Mongolia and joined the troupe in says there are 74 branch troupes across Inner Mongolia and actors give around 100 shows every year to local nomadic people. I can still recall the days when I toured with the troupe in the early 39。80s. We sat on the back of pickup trucks for hours. The sky was blue, and we couldn39。t help but sing the folk songs, Nasun says. The vastness of Inner Mongolia and the lack of entertainment options for people living there, made their lives lonely. The nomadic people were very excited about our visits, Nasun recalls. We didn39。t have a formal stage. The audience just sat on the grass. Usually, the performances became a big party with local people joining in. For him, the rewarding part about touring isn39。t just about sharing art with nomadic families but also about gaining inspiration for the music and dance. Ulan Muqir literally translates as red burgeon, and today39。s performers of the troupe still tour the region39。s villages and entertain nomadic families, but their fame has spread around the world. On May 16 and 17, nearly 100 singers and dancers from the troupe performed at Beijing39。s Poly Theater. Their show, titled Ulan Muqir on the Grassland, depicted the history and development of the art troupe. Being from the region allowed me to embrace the culture of Inner Mongolia and being a member of the troupe showed me where I belonged, Nasun, the art troupe39。s president, who is also a renowned tenor, tells China Daily. During a tour in 1985, he went to a village and met an elderly local man, who told him a story about his friendship with a solider from Shenyang, capital of Northeast China39。s Liaoning province, decades ago. The solider gave the old man a handmade saddle when they bid farewell. The story inspired Nasun to write Carved Saddle, a song that later became one of his most popular numbers. Now, every year, Nasun recruits young singers and dancers for the troupe. The troupe has also designed a new repertoire, which is mostly based on the daily lives of Mongolian people, especially the lives of nomadic families, and has bined contemporary musical elements with folk songs of the region. Haimu, a 25yearold khoomei (a local variant of overtone singing) singer, joined the troupe three years ago. Along with a sixmember band, he performs fast songs and soft ones that he writes－ all while playing the horsehead fiddle.Although I learned the piano since childhood and grew up listening to various kinds of music, to me, the folk music of Inner Mongolia is the root, he says. Performing in remote villages is pleasant. I feel at home on the b oundless grasslands, and the warm people there make me feel fulfilled. The first round of spring auction season in Beijing ended last week, but it failed to create much spring in the art market. Although two pieces of Chinese painting fetched more than 100 million yuan, the decline in trading volume and sale rate showed a downturn this year. In the ―Grand View: Chinese Painting Highlight‖ session at China Guardian 2022 spring auctions, Pan Tianshou’s representative work Eagle, Rock and Flora hit a record auction price of 279 million yuan, while Li Keran’s masterwork Jinggang Mountain fetched million yuan, an unexpected high in recent years. However, the trading volume fells to billion yuan from billion yuan in the same