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相符確定銀行承擔(dān)延期付款責(zé)任起,延長(zhǎng)一段時(shí)間,及至到期日付款的信用證。 ? 延期信用證在條款中不規(guī)定要匯票。 因此沒有承兌,對(duì)于收益人不利。 ? 形式: □ by payment at sight by deferred payment at: □ by acceptance of drafts at: □ by negotiation ╳ 承兌信用證 ? 信用證規(guī)定開證行對(duì)于受益人開立以開證行自己為付款人或以其他銀行為付款人的遠(yuǎn)期匯票,在審單無誤后,應(yīng)承擔(dān)承兌匯票并于到期日付款責(zé)任的信用證。 ?形式: □ by payment at sight □ by deferred payment at: by acceptance of drafts at: □ by negotiation ╳ 議付信用證 ? 議付行議付或購買受益人在信用證項(xiàng)下交來的匯票 /單據(jù),只要這些匯票、單據(jù)與信用證條款相符,就將被開證行正當(dāng)付款,這種信用證即為議付信用證。 ? 議付行有向受益人追索票款的權(quán)利。這是議付行與付款行的本質(zhì)區(qū)別。 ? 按信用證議付的范圍不同,議付信用證又可分為限制議付信用證和自由議付信用證兩種情況。 A 限制議付信用證 ? 這是指定議付銀行的信用證。在限制信用證中有 具體 的議付行名稱。 ? 形式: Credit available with Bank of China, Shanghai □ by payment at sight □ by deferred payment at: □ by acceptance of drafts at: by negotiation ╳ B 自由議付信用證 ? 這是不指定具體議付行的議付信用證。 ? 形式: Credit available with Any Bank in China □ by payment at sight □ by deferred payment at: □ by acceptance of drafts at: by negotiation ╳ 四、可轉(zhuǎn)讓信用證