【正文】 有先知力，通過 利率的 規(guī)則 的改變 ，在決定自己意愿 ,從而避開 投資 者的麻煩 。 文獻(xiàn)綜述 國外文獻(xiàn)綜述 Raoe 和 Mattam（ 2022）以歐美 的 少數(shù) 國家 的 房地產(chǎn) 發(fā)展的現(xiàn)狀做為研究基本 ， 運(yùn)用 VAR 技術(shù) 來 探索 信 用 貸 款的規(guī)則與房產(chǎn)價的微妙聯(lián)系，總結(jié)房地產(chǎn)發(fā)展的意義特點(diǎn)和資金結(jié)果是趨于 信貸 的規(guī)則目的。即使這時期的房價一直處于 下跌 的狀態(tài)， 房價的 上調(diào) 的 。 周惠 （ 2022） 它 的進(jìn)步太 快 速，這 也是一種 巨大 的 潛在的 危險(xiǎn) 。 研究方法 論文 從 研究 分析再到 理想的計(jì)劃 ， 通過相互 的了解支持開發(fā) ， 探索 了 利率 的取長補(bǔ)短用來 房地產(chǎn)的市場機(jī)制來肯定實(shí)施 ， 我國 的 利率 發(fā)展 政策 原則為指導(dǎo) ，對 于 房地產(chǎn) 將來的進(jìn)步 的現(xiàn)實(shí) 的 了解 ， 給了合理的改變改變 。利率 的改變 一年比一年的次數(shù)多 了很多，利率的計(jì)劃 方法也是 更 加詳細(xì)，改變 的 方針也逐步的理想 。而 2022 年 8 月到 23 月央行一直不斷減少 利率 的需求，體現(xiàn)出我國的的金融行業(yè)的 手段，一是影響上市 ，二 是 將銀行利潤轉(zhuǎn)化給顯示的 經(jīng)濟(jì) ，幫助行為 的 金融 的 結(jié)構(gòu)的改變。 圖 20222022 年山西住宅商品房銷售額 三、 穩(wěn)定協(xié)調(diào)發(fā)展階段 1998 至 2022 年，我國房地產(chǎn)發(fā)展 逐漸進(jìn)入了高峰發(fā)展 ，我國政府 放寬貨幣政策來推進(jìn)我國金融企業(yè)和房地產(chǎn)的進(jìn)步。 圖 20222022 年山西房地產(chǎn)投資額各年份的對比 從上圖分析，山西的房地產(chǎn)投資額逐年增加， 2022 年 數(shù)據(jù)是 億，而 2022年就變?yōu)? 億，投資額增加了 20 多倍，這些投資額的增加，資金的來源大多通過銀行貸款來獲得資金，從而我們明顯知道，利率對投資者的影響巨大，利率的調(diào)整直接影響他們的融資成本，利率自然成為投資者們密切關(guān)注的問題。 從市場預(yù)期角度分析房地產(chǎn)的變動 經(jīng)濟(jì) 的進(jìn)步主要 是投資 人 和 買房人 對 房價 的 估計(jì) ，房地產(chǎn) 的行業(yè)發(fā)展 中， 買內(nèi)蒙古科技大學(xué)畢業(yè)論文 10 房的 利率 的微小變化可能會影響 房地產(chǎn)市場 很大的 價格的 波動，這樣的情況 較 難預(yù)料 。 實(shí)證分析 將 Y、 X X X X4 進(jìn)行最小二乘回歸； 得出 Y=+ () () () () （ ） 內(nèi)蒙古科技大學(xué)畢業(yè)論文 12 R2= F= DW= 由上 可見， R2= 趨近與 1，說明回歸模型的擬合優(yōu)度很大，回歸模型很好， F= 很大，說明方程足夠顯著。 又上述 X2 圖表可以得到可決系數(shù) R2=，小于查表所得的數(shù) 存在異方差性，利率 對 房地產(chǎn)市場 有小的正相關(guān)影響 ，但程度不 會 是很大 的 。顯示 的 利率代表 將 會 導(dǎo)致減少公司 的 融資金額 ， 加之?dāng)U 大了 金融行業(yè) 的 標(biāo)注價格的范圍和意義 ， 未來 的滿足房地產(chǎn) 投資人 和 買 房人 的任何需要 。 參考文獻(xiàn) [1] Miti R． Financial Liberalization and the Sensitivity of House Price to Moary Policy： Theory and Evidence[J]． The Manchester school， 2022． [2] David F ． DeRosa ． China 39。s behaviors to care for eyes, basedon the timely and factual statistics the survey series of followup events will also be held in six cities, including Jinan in Shandongprovince, and Changsha in Hunan province, to educate people on how to care for eyes afterthe survey started. More and more Chinese are jogging to get and stay fit. Most joggers will run alone, but some will jog with friends or even coaches. The Beijing Olympic Forest Park is one of the most popular spots. It is packed with runners in the afternoon, usually after work, and at weekends. Jogging after a whole day39。s ovarian function has declined and a bilateral oviduct blockage has occurred, meaning that in vitro fertilization is her only option. So, after reducing her workload, Xiao underwent IVF treatment. Luckily, she got pregnant after just one treatment cycle, but later experienced vaginal bleeding, and rushed to the hospital. I told her to rest and carry on with the treatment (to prevent a miscarriage). As Zubin Zarthoshtimanesh, a yoga guru, demonstrated postures at a high school stadium in Dujiangyan city, Sichuan province, some 200 students sat on colorful mats watching him closely. It was part of the first IndiaChina international yoga festival in the provincial capital, Chengdu, in Southwest China, where more than 1,000 fans from home and abroad gathered for lessons from 20 leading practitioners of the ancient Indian regimen, from June 1721. Yoga is to India what 內(nèi)蒙古科技大學(xué)畢業(yè)論文 23 perhaps tai chi is to China. Many countries other than India and China, also held the first World Yoga Day on June 21, after the United Nations last year agreed to Indian Prime Minister Narendra Modi39。s Pink Revolution, an annual campaign that seeks to raise awareness and funds for breast cancer research, the hotel recently announced. A major sponsor of the campaign for three years in a row, Conrad Macao has pledged to donate a portion of its proceeds to the fund, includ ing those collected from selling its popular bear and rubber duck merchandise, in limited pink editions. Pink is the theme for floral arrangements and decorations in the hotel in October. In addition, on Fridays that month, members of the management and staff will add something pink to their uniforms, regular s and handwritten guest cards. Breast cancer is the most prevalent type of cancer among women in Hong Kong and is also of significant concern in Macao and around the world, regardless of age, general manager Bede Barry said in a statement. The hotel has enlisted the support of a number of international and local celebrities to help drive the cause, including South Korean actor Jung Suk Won. This year, a lucky guest who stays at the hotel during the campaign and also donates money for the cause will win a necklace specially designed by Arte Madrid, a Spanish jewelry brand. Women should strive to balance quality of work and life, and have children at a young age. As a doctor I see much suffering because of this imbalance. Xiao Ying, 36, works for a large law firm. Her job means lots of travel, a heavy caseload and a large number of meetings, so her schedule is hectic. She has been pregnant twice, but had abortions on both occasions because she felt her busy, highpressure career wasn39。s annual National Day for Eye Care, the China Youth Development ServiceCenter and Zhejiang Medicine, a leading listed Chinese pharmaceutical pany, jointlyannounced the kickoff of the about one month, a questionnaire piled by top eye care medical experts in China willbe distributed through multiple online partners, including m, as well asthrough offline survey events held in universities, middle schools and primary schools acrossthe report will be released based on the survey statistics and analysis, and most importantly,guidelines for parents and youth on how to care for the eyes and prevent myopia — agrowing problem in China39。 結(jié)論 本文從實(shí)證分析和理論分析兩方面分析市場利率化對房地產(chǎn)市場的影響 (以山西為例 ),從房地市場募集資金的渠道及其構(gòu)成原因 ,分析利率直接的、間接的與房地產(chǎn)市場的的聯(lián)系，分析房地產(chǎn)市場供需雙方的購房觀念，了解他們的 購房觀念 ，分為自住型和投資型兩種需求，前者利率的調(diào)整對他們購房的需求在很大程度上取決于收入的對市場的預(yù)期，利率的影響程度非常之?。缓笳?需求最大的影響就是他們對市場的預(yù)期。 內(nèi)蒙古科技大學(xué)畢業(yè)論文 15 5. 對房地產(chǎn)市場在利率政策下的建議及意見 中國利率化進(jìn)程 中國利率化市場化有四個 階段性的 過程； 首先，我國