【正文】
經(jīng)濟(jì)增速放緩對中國銀行業(yè)的影響顯現(xiàn)Lagging Indicators: China39。s Banks and the Slowdown摘要: Chinese banks39。 net ine surged to record highs last year, defying the slowing growth on the world39。s secondlargest economy. Is it indicating that banks are resilient to the economic downturn?Not nec ...Chinese banks39。 net ine surged to record highs last year, defying the slowing growth on the world39。s secondlargest economy. Is it indicating that banks are resilient to the economic downturn?Not necessarily.The banks have a tendency to be lagging indicators. Only after a certain amount of time has passed will China39。s macro situation show up on the bottom line.Take, for example, bad loans. They39。re finally growing, incrementally, after years of declining. Industrial amp。 Commercial Bank of China Ltd., the nation39。s largest bank by assets, saw its nonperforming loans rise by billion yuan (about $606 million) in the fourth quarter。 China Construction Bank Corp., the No. 2 bank on the mainland, reported a billion yuan rise in such loans. Bank of China Ltd.3