外文翻譯--經(jīng)濟增速放緩對中國銀行業(yè)的影響顯現(xiàn)-文庫吧在線文庫
【正文】 that the nonperforming loan ratio in the nation39。 net ine surged to record highs last year, defying the slowing growth on the world39。s secondlargest economy. Is it indicating that banks are resilient to the economic downturn?Not nec ...Chinese banks39。s bad loans in the fourth quarter rose billion yuan. (In China, nonperforming loans are those that have at least a 30% chance of turning sour.)Smaller banks also saw some increases in bad loans. China Minsheng Banking Corp., the country39。 cash flows.Besides property, analysts say local government borrowings will present a bigger challenge to banks. Banking executives have estimated that a third of China39。s asset quality, given China39。在下降趨勢持續(xù)了幾年之后，不良貸款的比例終于開始上升，雖然漲幅不大。更能說明這一問題的是，中國銀監(jiān)會的數(shù)據(jù)顯示，這是該比例過去六年來首次上升。廣發(fā)證券(GF Securities Co.)分析師沐華在最近的一份報告中說，由于經(jīng)濟減速，我們預計可能出現(xiàn)更多的不良貸款。他說，不良貸款的水平是可控的。標準普爾(Standard amp。兩年來住房價格一直在承受壓力，但直到現(xiàn)在我們才在銀行的年報中看到了相關跡象。（在中國，不良貸款指的是變成壞賬的幾率在30%以上的貸款。這是否意味著，銀行業(yè)可以免受經(jīng)濟下行的影響呢？未必。 bad loans. 39。s only now do we see a sign of it in banks39。re finally growing, incre
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