【正文】 ........................................................................... 21 復(fù)效 (Reinstate) ............................................................................................................... 21 飛機(jī)意外傷害 ................................................................................................................. 21 共同保險(xiǎn) (Coinsurance)................................................................................................... 22 過(guò)失責(zé)任 ........................................................................................................................ 22 公眾責(zé)任保險(xiǎn) (Public Liability Insurance) .......................................................................... 22 個(gè)人養(yǎng)老保險(xiǎn) ................................................................................................................. 22 海上保險(xiǎn) (Marine Insurance)............................................................................................. 23 火災(zāi)保險(xiǎn) (Fire Insurance) ................................................................................................. 24 核電站保險(xiǎn) .................................................................................................................... 24 換算表 ........................................................................................................................... 24 紅利制度 (Dividend System) ............................................................................................. 25 近因 (Proximate Cause) .................................................................................................... 25 救助費(fèi)用 (Salvage Charge) ............................................................................................... 26 家庭財(cái)產(chǎn)保險(xiǎn) (Property Insurance for Home) ..................................................................... 26 健康保險(xiǎn) (Health Insurance) ............................................................................................. 26 絕對(duì)責(zé)任 ........................................................................................................................ 27 機(jī)動(dòng)車輛保險(xiǎn) ................................................................................................................. 27 疾病保險(xiǎn) (Health Insurance) ............................................................................................. 27 簡(jiǎn)易人身保險(xiǎn) (Industrial Life Assurance) ........................................................................... 27 均衡純保費(fèi) (Level Premium) ............................................................................................ 28 寬限期 (Grace Period) ...................................................................................................... 28 基本保額 ........................................................................................................................ 28 可購(gòu)最高限額 ................................................................................................................. 28 繳費(fèi)方式 ........................................................................................................................ 28 紅利領(lǐng)取方式 ................................................................................................................. 29 火車 /地鐵 /輕軌意外傷害 ................................................................................................. 29 健康保險(xiǎn) (Health Insurance) ............................................................................................. 29 可選保障利益 (Optional Benefits)...................................................................................... 29 理賠 (Claim Settlement) .................................................................................................... 30 勞合社 (Lloyd39。s) .............................................................................................................. 30 利潤(rùn)損失險(xiǎn) (Profit Loss Insurance) .................................................................................... 30 勞工保險(xiǎn)和雇主責(zé)任保險(xiǎn) (Workers Compensation and Employer Liability Insurance) ............ 31 聯(lián)合人壽保險(xiǎn) (Joint Life Insurance) .................................................................................. 31 內(nèi)在缺陷 (Inherent Vice) .................................................................................................. 31 年金保險(xiǎn) (Annuities Insurance) ......................................................................................... 32 免賠額 ........................................................................................................................... 32 免賠范圍 ........................................................................................................................ 33 兩全保險(xiǎn) ........................................................................................................................ 33 旅游意外 險(xiǎn)和旅行社責(zé)任險(xiǎn)的區(qū)別 ................................................................................. 33 女性健康險(xiǎn) .................................................................................................................... 34 輪船意外傷害 ................................................................................................................. 34 年度生存保障 ................................................................................................................. 34 門 (急 )診醫(yī)療 .................................................................................................................. 34 批單 (Endorsement) .......................................................................................................... 35 棄權(quán)與禁止反言 (Waiver and Estelle) ................................................................................ 35 企業(yè)財(cái)產(chǎn)保險(xiǎn) (Property Insurance for Enterprises) .............................................................. 35 汽車意外傷害 (Property Insurance for Enterprises) .............................................................. 35 其他保障 .......................................................................................