【正文】 ............................................................. 10 保險(xiǎn)費(fèi)率 (Premium Rate) ................................................................................................. 10 保險(xiǎn)人 (Insurer) ............................................................................................................... 10 被保險(xiǎn)人 (Insured) ........................................................................................................... 10 保險(xiǎn)代理人 (Insurance Agent) ........................................................................................... 11 保險(xiǎn)經(jīng)紀(jì)人 (Insurance Broker).......................................................................................... 11 保險(xiǎn)公證人 .................................................................................................................... 12 保證續(xù)保 ........................................................................................................................ 12 補(bǔ)償原則 (Principle of Compensation) ................................................................................ 13 不定值保險(xiǎn) (Unvalued Insurance) ...................................................................................... 13 保險(xiǎn)保障基金 ................................................................................................................. 13 純粹危險(xiǎn) (Pure Risk)........................................................................................................ 14 重置價(jià)值保險(xiǎn) (Reinstatement Value Insurance) ................................................................... 14 償付能力 (Solvency) ........................................................................................................ 14 承保 (Approved， To Cover) ............................................................................................ 15 船舶保險(xiǎn) (Hull Insurance)................................................................................................. 15 財(cái)產(chǎn)保險(xiǎn) (Property Insurance) ........................................................................................... 15 產(chǎn) 品質(zhì)量保證保險(xiǎn) .......................................................................................................... 15 產(chǎn)品責(zé)任保險(xiǎn) (Product Liability Insurance) ........................................................................ 16 保障年限 ........................................................................................................................ 16 保費(fèi) ............................................................................................................................... 16 被保險(xiǎn)人年齡范圍 .......................................................................................................... 17 保障范圍 ........................................................................................................................ 17 保險(xiǎn)金支付方式 ............................................................................................................. 17 殘疾保障 ........................................................................................................................ 18 保費(fèi)豁免 ........................................................................................................................ 18 保證續(xù)保 ........................................................................................................................ 18 大數(shù)法則 (Law of Large Numbers)..................................................................................... 18 代位求償權(quán) (Subrogation Right) ........................................................................................ 19 定值保險(xiǎn) (Valued Insurance) ............................................................................................. 19 第一損失保險(xiǎn) (First Loss Insurance) .................................................................................. 19 等待期 /觀察期 ................................................................................................................ 20 定期壽險(xiǎn) (Term Insurance) ............................................................................................... 20 定期生存保險(xiǎn) (Pure Endowments) ..................................................................................... 20 大學(xué)生團(tuán)體平安保險(xiǎn) ...................................................................................................... 20 額外費(fèi)用 (Extra Charges) ................................................................................................. 21 附加險(xiǎn) (Extraneous Risks) ................................................................................................ 21 復(fù)效 (Reinstate) ............................................................................................................... 21 飛機(jī)意外傷害 ................................................................................................................. 21 共同保險(xiǎn) (Coinsurance)................................................................................................... 22 過(guò)失責(zé)任 ........................................................................................................................ 22 公眾責(zé)任保險(xiǎn) (Public Liability Insurance) .......................................................................... 22 個(gè)人養(yǎng)老保險(xiǎn) ................................................................................................................. 22 海上保險(xiǎn) (Marine Insurance)............................................................................................. 23 火災(zāi)保險(xiǎn) (Fire Insurance) ................................................................................................. 24 核電站保險(xiǎn) .................................................................................................................... 24 換算表 ........................................................................................................................... 24 紅利制度 (Dividend System) ............................................................................................. 25 近因 (Proximate Cause) ...............................