【正文】 the same time of the rating industry on the merits, in order to sum up the healthy development of securities markets for its improvement. In order to avoid a repeat of the subprime crisis, the government must strictly improve the relevant financial regulations as quickly as possible. 上海理工大學(xué)本科生畢業(yè)論文In the paper evaluation at the end of China39。s securities market has a considerable meaning . The current status of China39。而評(píng)級(jí)業(yè)的發(fā)展則是其中一塊重要的基石。為了避免次貸危機(jī)的重演，政府一定要嚴(yán)格把關(guān)同時(shí)盡快完善相關(guān)金融法規(guī)。分析了評(píng)級(jí)業(yè)對(duì)證券市場(chǎng)的影響作用，聯(lián)系其在金融危機(jī)中的表現(xiàn)，發(fā)現(xiàn)三大國(guó)際權(quán)威評(píng)級(jí)機(jī)構(gòu)的評(píng)級(jí)也帶有政治色彩，信用市場(chǎng)的命脈依舊被發(fā)達(dá)國(guó)家把持而來為自己的利益服務(wù)。 本論文以我國(guó)證券資信評(píng)估業(yè)對(duì)證券市場(chǎng)的影響為切入點(diǎn)，研究了我國(guó)證券評(píng)級(jí)業(yè)的發(fā)展歷程并借鑒對(duì)比了國(guó)外證券評(píng)估業(yè)的發(fā)展經(jīng)驗(yàn)，找出我國(guó)評(píng)級(jí)業(yè)發(fā)展的薄弱之處。如何使其為我國(guó)證券市場(chǎng)的健康發(fā)展更好服務(wù)有著相當(dāng)大的意義。證券信用評(píng)級(jí)機(jī)構(gòu)的出現(xiàn)比其他主要的金融機(jī)構(gòu)，如銀行、券商和會(huì)計(jì)師事務(wù)所出現(xiàn)得晚。這客觀上要求市場(chǎng)上有專門研究市場(chǎng)交易信息，糾正交易雙方信息不對(duì)稱現(xiàn)象以此來控制信用風(fēng)險(xiǎn)的中介機(jī)構(gòu)。上海理工大學(xué)本科生畢業(yè)論文我國(guó)證券資信評(píng)估業(yè)對(duì)證券市場(chǎng)發(fā)展的影響分析摘要 隨著金融市場(chǎng)的蓬勃發(fā)展，市場(chǎng)上的產(chǎn)品和工具日益紛繁多。無論是銀行,企業(yè)或是投資者，面對(duì)市場(chǎng)上眼花繚亂、頭緒萬千的交易信息，僅憑自己的經(jīng)驗(yàn)去分析和判別，已經(jīng)表現(xiàn)得不堪重負(fù)。證券信用評(píng)級(jí)機(jī)構(gòu)由此誕生。特別是在我國(guó)，證券信用評(píng)級(jí)機(jī)構(gòu)發(fā)展時(shí)間相對(duì)較短，業(yè)務(wù)發(fā)展還不完善，評(píng)級(jí)的結(jié)果未受到廣大投資者的廣泛應(yīng)用與重視。目前我國(guó)信用評(píng)級(jí)業(yè)的地位與作用除了在《證券法》和《證券投資基金評(píng)價(jià)業(yè)務(wù)管理暫行辦法》 （主要針對(duì)基金評(píng)級(jí)）中有所闡述外，其他法規(guī)并沒有給予信用評(píng)級(jí)一個(gè)明確的定位，因此，必須加強(qiáng)建立與完善相關(guān)法律法規(guī)。分析了金融危機(jī)中評(píng)級(jí)機(jī)構(gòu)發(fā)揮的作用，并由此探討評(píng)級(jí)業(yè)的運(yùn)作機(jī)制，發(fā)展模式與現(xiàn)狀，從中找出評(píng)級(jí)業(yè)的利弊。同時(shí)研究了評(píng)級(jí)業(yè)的可取之處，為了證券市場(chǎng)的健康發(fā)展總結(jié)了改進(jìn)意見。在論文結(jié)尾處對(duì)我國(guó)證券評(píng)估業(yè)未來的發(fā)展方向與作用進(jìn)行了分析與展望：中國(guó)若要成為真正的經(jīng)濟(jì)強(qiáng)國(guó)，我們就必須大力發(fā)展自己的貨幣金融市場(chǎng)(包括多層次債券市場(chǎng)、股權(quán)市場(chǎng)、外匯市場(chǎng)、衍生金融市場(chǎng))，必須成功建設(shè)自己的金融中心與信用體系。關(guān)鍵詞：資信評(píng)估，證券市場(chǎng)，市場(chǎng)監(jiān)管，金融市場(chǎng)穩(wěn)定上海理工大學(xué)本科生畢業(yè)論文ABSTRACTWith the rapid development of financial markets，Products and tools on the market are more and more numerous. Both banks, businesses, or investors, faced with the market thousands of transactions, to analyze their own experience alone a has acted overwhelmed. This objective requires a dedicated market research market transaction information, correcting information asymmetries parties to the transaction in order to control credit risk agency. How to make it to the healthy development of China39。s credit rating and the role of industry in addition to Securities Law and evaluation of securities investment fund management business of the Interim Measures (mainly for fund rating), which are described, other regulations and not given the credit rating of a clear positioning, Therefore, we must strengthen the establishment and improvement of relevant laws and regulations. The introduction of new management approaches at the same time, deal with some of the outdated and does not meet the market economy and the credit rating industry regulations should be repealed or amended in a timely manner. Credit rating agencies should be in pliance with laws and regulations of the premise, bined with the actual situation, establish a sound internal management system, norm of the articles of association, set up scientific and efficient management and oversight bodies, Dingli strict scientific management system and practices, so that the internal control effective work of the anization and system security.In this thesis, credit evaluation of the securities industry, the impact of the stock market as the entry point of the rating of the securities industry in the development process and learn from parative assessment of foreign securities industry experience, to identify the development of China39。s securities industry in the future development direction and role of the Analysis and Forecast: China to bee a real economic power, we must vigorously develop its own moary and financial markets (including multilevel bond markets, equity markets, foreign exchange markets, derivatives market), must successfully build their own financial center and the credit system. The rating industry is one of an important cornerstone.Key words:Credit rating, stock, market supervision, financial market stability上海理工大學(xué)本科生畢業(yè)論文目錄目錄 ......................................................................................................................1第一章 緒論 ........................................................................................................1 課題的研究背景 .......................................................................................1 課題的研究意義 .......................................................................................1 課題的研究?jī)?nèi)容 .......................................................................................4第二章 國(guó)內(nèi)外證券資信評(píng)估業(yè)發(fā)展現(xiàn)狀分析 ................................................5 我國(guó)證券評(píng)級(jí)業(yè)的發(fā)展歷程與現(xiàn)狀 .......................................................5 我國(guó)證券評(píng)級(jí)業(yè)的發(fā)展歷程 ............................................................5 我國(guó)證券評(píng)級(jí)業(yè)的發(fā)展現(xiàn)狀 ............................................................7 國(guó)際證券評(píng)級(jí)業(yè)的發(fā)展發(fā)展歷程與現(xiàn)狀 ...............................................8 國(guó)際證券評(píng)級(jí)業(yè)的發(fā)展歷程 ............................................................8 國(guó)際證券評(píng)級(jí)業(yè)的發(fā)展現(xiàn)狀 ..........................................................10 我國(guó)證券評(píng)級(jí)業(yè)存在的問題 .................................................................16 評(píng)級(jí)機(jī)構(gòu)設(shè)置不合理 ......................................................................16 評(píng)級(jí)市場(chǎng)分割 ....................................................................................16 評(píng)級(jí)結(jié)果未公開 ..............................................................................17 評(píng)級(jí)情況利用率低,評(píng)級(jí)方法不統(tǒng)一 ............................................17 證券評(píng)級(jí)專業(yè)人才匱乏 ....................................................................17第三章 證券資信評(píng)估業(yè)對(duì)證券市場(chǎng)發(fā)展的影響分析 ...............................18.　 證券評(píng)估業(yè)運(yùn)作模式簡(jiǎn)析 ..................................................................18 評(píng)估業(yè)在金融體系中的作用 .................................................................19 評(píng)估業(yè)對(duì)證券市場(chǎng)的影響分析 ..............................................................20 矯正信息不對(duì)稱 ................................................................................20 降低資金融通成本 ..........................................................................21 改善企業(yè)經(jīng)營(yíng)管理 ..........................................................................21 利于政府監(jiān)管證券市場(chǎng) ..................................................................22 利于中國(guó)證券市場(chǎng)國(guó)際化和吸引外資 ...