【正文】 ................................................. 1 企業(yè)籌資渠道和籌資方式的定義 ..................................................................... 2 各國(guó)籌資方式的比較 ......................................................................................... 2 籌資方式的研究思路 ................................................................................................ 4 論文涉及的概念和理論 ............................................................................................ 5 第二板市場(chǎng) ......................................................................................................... 5 納斯達(dá)克證券交易市 場(chǎng) ..................................................................................... 5 儲(chǔ)金會(huì) ................................................................................................................. 5 地下銀行 ............................................................................................................. 5 貿(mào)易信貸 ............................................................................................................. 5 論文框架 ................................................................................................................... 6 本章小結(jié) .................................................................................................................... 7 2 中小企業(yè) 的 具體籌資方式 .................................................................................................. 8 中小企業(yè)傳統(tǒng)的籌資方式 ........................................................................................ 8 吸收直接投資 ..................................................................................................... 8 發(fā)行股票 ............................................................................................................. 8 發(fā)行債券 ............................................................................................................. 9 向銀行借款 ......................................................................................................... 9 商業(yè)信用 ........................................................................................................... 10 政府扶持資金和財(cái)政補(bǔ)貼 ............................................................................... 10 新型的資金籌集方式 .............................................................................................. 11 融資租賃 ........................................................................................................... 11 應(yīng)收賬款讓售 ................................................................................................... 11 典當(dāng)融資 ........................................................................................................... 12 6 其他籌資渠道或籌資方式 ...................................................................................... 12 股權(quán)質(zhì)押 ........................................................................................................... 12 小額貸款公司 ................................................................................................... 12 其他民間融資 ................................................................................................... 13 本章小結(jié) .................................................................................................................. 13 3 中小企業(yè)籌資環(huán)境和現(xiàn)狀分析 ........................................................................................ 14 中小企業(yè)籌資的環(huán)境與現(xiàn)狀 .................................................................................... 14 中小企業(yè)籌資環(huán)境 ........................................................................................... 14 中小企業(yè) 籌資現(xiàn)狀分析 .................................................................................. 14 中小企業(yè)籌資困難的原因分析 ................................................................................. 15 中小企業(yè)規(guī)模小，效益不穩(wěn)定，難以形成對(duì)信貸資金的吸引力 ............... 15 中小企業(yè)管理者 的 管理水平不高和技術(shù)人員嚴(yán)重缺乏 .............................. 15 所有權(quán)、經(jīng)營(yíng)權(quán)模糊，法人財(cái)產(chǎn)權(quán)落實(shí)難 ................................................... 15 相關(guān)法律制度缺位，正常的市場(chǎng)秩序難以建立 ........................................... 16 沒(méi)有專(zhuān)門(mén)為中小企業(yè)貸款的金融機(jī)構(gòu) .......................................................... 16 本章小結(jié) ..................................................................................................................... 16 4 拓展中小企業(yè)籌資方式的對(duì)策與思路 ............................................................................ 17 企業(yè)自身的措施 ...................................................................................................... 17 強(qiáng)化經(jīng)營(yíng)者素質(zhì)，樹(shù)立企業(yè)良好形象 ........................................................... 17 增強(qiáng)金融意識(shí)，主動(dòng) 搞 好銀企關(guān)系 ............................................................... 17 積極向創(chuàng)業(yè)板市場(chǎng)進(jìn)軍 ................................................................................... 18 自發(fā)建立中小企業(yè)互助組織 ........................................................................... 18 政府方面的對(duì)策 ...................................................................................................... 18 建立扶持中小企業(yè)籌資法律法規(guī) ................................................................... 18 規(guī)范引導(dǎo)民間籌資 ........................................................................................... 18 政府給予適當(dāng)?shù)恼咧С? ............................................................................... 19 金融機(jī)構(gòu)方面的改革 方向 ...................................................................................... 19 建立與中小企業(yè)發(fā)展相適應(yīng)的信貸管理制度 ............................................... 19 建立和完善相應(yīng)的的專(zhuān)門(mén)金融機(jī)構(gòu) ............................................................... 19 7 建立中小企業(yè)擔(dān)?；? ..........................................