商業(yè)銀行信貸風(fēng)險(xiǎn)管理問(wèn)題的研究畢業(yè)論文-展示頁(yè)
2024-09-08 16:13本頁(yè)面
【正文】 ....................................................................................... 11 風(fēng)險(xiǎn)評(píng)估體制不健全 ...................................................................................... 11 4 解決商業(yè)銀行 信貸風(fēng)險(xiǎn)管理問(wèn)題 的對(duì)策 ................................................................... 12 建立和完善信用體系 ..................................................................................... 12 合理安排商業(yè)銀行資產(chǎn)的流動(dòng)性 ................................................................... 12 認(rèn)真審核，防范抵押風(fēng)險(xiǎn) .............................................................................. 13 完善商業(yè)銀行信息管理 ................................................................................. 13 完善銀行的風(fēng)險(xiǎn)評(píng)估 ..................................................................................... 14 5 結(jié)論 ....................................................................................................................... 15 6 參考文獻(xiàn) ................................................................................................................ 16 7 致謝 ....................................................................................................................... 16 8 附錄 ..................................................................................................................... 17 1 第 1 章 緒論 本文研究目的與意義 我國(guó)商業(yè)銀行信貸風(fēng)險(xiǎn)是客觀存在。s mercial banks, faced with many risks. Bank loan is an important part of its business as a special enterprise operating moary modity. After the release of the loan, the bank has to sell the right to the use of funds, coupled with the uncertainty of future changes in the various factors, the generation of risk bees inevitable. If the loan is not repaid, the direct impact on the economic benefits of the Bank. Shows that loan risk management is essential. The Keshan Branch of China39。本論文針對(duì)這些風(fēng)險(xiǎn)進(jìn)行研究，并提出相應(yīng)的風(fēng)險(xiǎn)管理對(duì)策。由此可見(jiàn) ,貸款的風(fēng)險(xiǎn)管理是十分必要的。在一筆貸款放出以后 ,銀行出讓了資金使用權(quán) ,加之各種因素未來(lái)變化的不確定性 ,使 風(fēng)險(xiǎn)的產(chǎn)生成為不可避免。商業(yè)銀行的貸款風(fēng)險(xiǎn)是客觀存在的。 畢業(yè)論文 商業(yè)銀行信貸風(fēng)險(xiǎn)管理問(wèn)題的研究 摘要 信貸風(fēng)險(xiǎn)歷來(lái)是銀行業(yè)乃至整個(gè)金融業(yè)最主要的風(fēng)險(xiǎn)形式，是金融機(jī)構(gòu)和監(jiān)管部門防范與控制的主要對(duì)象和核心內(nèi)容。銀行信貸業(yè)務(wù)所帶來(lái)的信用風(fēng)險(xiǎn)及其控制也一直是商業(yè)銀行最為關(guān)注和棘手的問(wèn)題。由于我國(guó)商業(yè)銀行的貸款市場(chǎng)銀行作為經(jīng)營(yíng)貨幣商品的特殊企業(yè) ,貸款是其一項(xiàng)重要的業(yè)務(wù)。如果貸款不能按期歸還 ,則直接影響了銀行的經(jīng)濟(jì)效益。本文選擇我國(guó)商業(yè)銀行 各個(gè)支行 貸款風(fēng)險(xiǎn)管理為研究對(duì)象，依據(jù)專家的有關(guān)理論和相關(guān)學(xué)說(shuō)，討論商業(yè)銀行貸款存在的風(fēng)險(xiǎn)。 關(guān)鍵詞： 信貸風(fēng)險(xiǎn) 商業(yè)銀行 金融業(yè) Abstract Credit risk has always been the banking industry and the whole of the most important forms of risk in the financial sector, the main object of the prevention and control of financial institutions and regulatory authorities and the core content. Bank credit business, credit risk and its control has been the mercial banks the most attention and intractable problem. Commercial bank loans risk is an objective reality. Policy factors, economic and environmental factors mercial bank loans due to the immaturity of the loan market development of China39。s Industrial and Commercial Bank Loan Risk Management for the study, based on the relevant theory and doctrine of experts to discuss the risks of mercial bank loans. This thesis is to study these risks and propose appropriate risk management strategies. Keyword Credit risk financial sector 目 錄 1 綜述 ............................................................................................................................. 5 本文研究目的與意義 ....................................................................................... 1 國(guó)內(nèi)外研究現(xiàn)狀 .............................................................................................. 1 國(guó)內(nèi)研究現(xiàn)狀 ........................................................................................ 2 國(guó)外研究現(xiàn)狀 ........................................................................................ 3 本文研究方法 ................................................................................................. 4 2 基本理論概述 ........................................................................................................... 5 信貸風(fēng)險(xiǎn) 的概念 .............................................................................................. 5 商業(yè)銀行信貸風(fēng)險(xiǎn)概述 ................................................................................... 5 商業(yè)銀行信貸風(fēng)險(xiǎn)的特征 ......................................
研究報(bào)告相關(guān)推薦
鄂ICP備17016276號(hào)-1