【正文】 如果想進一步了解詳情，請與中國人民保險公司或它在貴地的代表聯(lián)系。 ? 在迅速公正解決索賠案件方面，中國人民保險公司享有很高威望。 在向保險公司或代理提出索賠時，通常要求投保人遞交下列單證： 、正本或副本提單、發(fā)票、裝箱單； /或短缺備忘錄、檢驗報告； ? 保險索賠應盡快遞交保險公司或其代理，以便給他們充裕時間向有關過失方追索賠款。 我們的保險公司 —中國人民保險公司幾乎在世界所有大城市均有代理處理索賠事宜。貨物一運到保險單內(nèi)指定的目的地并送交收貨人倉庫后，保險即告終止?，F(xiàn)告知你方，對于在 CIF基礎上出售的貨物，我們將按發(fā)票金額110%投保一切險和戰(zhàn)爭險。 ? In pliance with your request, we have covered insurance on tablecloths against All Risks for 110% of the invoice value with the PICC. ?我們愿代你方投保。 ? We have insured/covered the goods FPA and against War Risk at the rate of % for the sum of . $45,000 with the insurance pany. ?我們已按發(fā)票金額的 110%投保水漬險及戰(zhàn)爭險。 ? How is the premium quoted? ? It is quoted as a percentage of the sum insured.保險費是按投保金額的百分之幾計算的。 Part 3. Institute Cargo Clauses (ICC) Ⅲ . ICC(C) 1. This insurance cover (1)~(5)（ 7）（ 8） 2. The exclusions of ICC(C) are the same as that of ICC(B) 除外責任與（ B）險相同 Part 3. Institute Cargo Clauses (ICC) ICC 各個險別條款的結構統(tǒng)一，體系完整，協(xié)會新戰(zhàn)爭險和罷工險在需要時也可作為獨立的險別進行投保。 Ⅱ . ICC(B) insurance covers （ 1） fire or explosion (2) vessel 船舶 or craft駁船 being stranded, grounded, sunk or capsized (3) overturning or derailment出軌 of land conveyance運輸工具 (4) collision or contact of vessel ， craft or conveyance with any external object外界物體 other than water Ⅱ . ICC(B) (5) discharge of cargo卸貨 at a port of distress避難港 (6) earthquake, volcano eruption or lightning (7) general average sacrifice共同海損犧牲 (8) jettison 投棄貨物 or washing overboard (9) entry of sea, lake or river water into vessel ， craft hold ， conveyance container, lift van叉車 or place of storage (10) total loss of any package lost overboard 落海 or dropped跌落 whilst loading on to, or unloading from vessel or craft 2. Except for the exclusions of ICC (A), ICC(B) shall not cover除外責任 (1)deliberate damage to or deliberate destruction 滅失 of the subject matter insured 保險標的物 or any part thereof by the wrongful act of any person or persons惡意損害險的責任除外 ( while ICC(A) only excludes loss, damage or expense attributable to willful misconduct of the Assured由于投保人故意不當行為造成的損失與費用 ) (2)actions of pirates海盜行為 Part 3. Institute Cargo Clauses (ICC) 在（ C）險條款中，風險責任也和（ B）險一樣，采用“列明風險”方式，但僅對“重大意外事故”（ major casualties) 風險責任，對非重大事故風險和（ B）險中的自然災害風險均不負責。 Part 3. Institute Cargo Clauses (ICC) Ⅰ . ICC(A) This insurance covers all risks of loss of or damage to the subject matter insured保險標的物 except the following exclusions: 1. Exclusions of general average:沒有共同海損性質(zhì)的除外責任 loss, damage or expense attributable to willful misconduct of the Assured, etc. 由于投保人故意不當行為造成的損失與費用 2. Exclusions of unseaworthiness and unfitness 不適航 ,不適貨除外責任（主要是指被保險人裝船時已知不適航 ,不適貨的情況） 3. Exclusions of war 戰(zhàn)爭除外責任 4. Exclusions of strike 罷工除外責任 Part 3. Institute Cargo Clauses (ICC) 在（ B）險條款中，對承保風險采用“列明風險”方式，即把承保風險一一列舉出來，規(guī)定明確、肯定，便于投保人投保時選擇適當?shù)谋ｋU險別，在除外責任上，基本與（ A）險規(guī)定相同，所不同的是對“海盜行為”風險不負責和惡意損害險的責任也屬除外責任。 惡意損害險條款 Part 3. Institute Cargo Clauses (ICC) 協(xié)會貨物（ A）（ B）（ C）三種險別的區(qū)別，主要反映在風險條款中，承保風險與除外責任是險別條款中的核心。 協(xié)會戰(zhàn)爭險條款 (貨物 ) (5) Institute Strikes Clause –Cargo。 協(xié)會貨物 (B)險條款 (3) Institute Cargo Clause C, or ICC(C)。 Give the meaning of warehouse to warehouse ? The term ?marine insurance‘ is somewhat misleading. We may think that marine insurance covers risks to a shipment of goods only associated with sea agreement of the parties or custom of the trade, the contract of marine insurance can be extended so as to protect the insured against losses on inland waters or land which are incidental附帶的 to the sea voyage. In the export trade, it is usual to ? Arrange an extented marine insurance under the ―warehouse to warehouse‖ clause in order to cover the transportation of goods from the warehouse of the seller to the port of dispatch, and from the port o