【正文】 s role should be to provide a smallish first pillar with the limited task of providing protection against oldage poverty, and to mand a privatelyfunded second pillar to provide the bulk of pensions.21. More private funding and fairer pensions _______.A. can urge people to save more private pensions B. may be financed through taxC. can lessen the burden of the state D. can provide more public pensions22. To create a proper framework for effective private pensions, the government should _______.A. increase the ine to encourage voluntary pension saving B. encourage voluntary pension savingC. make good use of administrative costs D. not mand people to save privatepensions23. According to the World Bank, we can learn that _______.A. the state should provide the majority of pensionsB. the state should provide more protection against oldage povertyC. the role that the state plays in pensions is smallD. private funding should provide the majority of pensions24. What can we infer from the passage?A. The state should p。t really choose what they should buy because they _______.A. are influenced by American culture B. don39。t enough fundC. the measurement of their work is very difficultD. their work is less important than that of other workers13. What should a firm consider in designing a new pay system?A. The value of each job alone. B. The method of calculating the pay.C. The requirements of each job. D. The labor supply and the cost of living.14. It can be inferred from the passage that _______.A. only the Accounts Department is involved in the management of salaries B. different job performances should be given different paymentsC. an evaluation system based on points is usually used to measure management workD. evaluating management work makes no difference from other work15. The main purpose of this passage is to _______.A. explain how the performance of a job can be measured in points B. describe the responsibilities of various departmentsC. tell readers how a firm can succeed in adopting a new pay system D. tell readers how difficult the management work isPassage Four The socalled Americanization phenomenon seems to be a consequence of the recent globalization in our world. If we find American products worldwide, it is also increasingly mon to find Asian products in the United States.Going to any country in Asia nowadays, we are going to see a lot of the American icons (圖標(biāo)) everywhere. A few years ago when I was in HoChiMin City, formerly known as Saigon, I was pletely astonished at the number of billboards advertising products from multinational panies, many of them American. It is unforgettable for me—the vision of the spectacular CocaCola billboard on a HoChiMin Street.Living in the United Slates now, l am discovering many Asian products in America, from food to movies. In one day in San Francisco, or Seattle, or Houston, we can buy Sisheido cosmetics from Japan at the Galleria Mall, have sushi(壽司) and sashimi(生魚片) in one of the many Japanese restaurants in the city, go to the cinema and enjoy the beautiful AmericanChinese movie Crouching Tiger, Hidden Dragon, and take home spring rolls from one of the many Chinese restaurants in town.I understand that a great many people would like to hold hack the globalization process in the world because they think they are losing their own culture, but it is very difficult to stop this process. We can only try to be critical and choose what is best for us to have or to buy.However, many people think that young people are not free to choose when they are constantly exposed to attractive advertisements that are specially made to capture the youth market. Peaceful protests could be arranged just to help people to think about the situation, but the tendency in our world is that we want globalization, but we don39。 for indirect workers, where measurement is difficult, methods of additional payments are employed.11. If a pany wants its new pay structure to be successful, it is necessary to _______.A. give the workers extra pay to encourage them B. share the same opinion between the Trade Union and the employersC. consult some problems associated with pay D. adopt a special way to evaluate the performance of its employees12. The methods of additional payments are adopted for indirect workers because __________.A. they don39。 provided with the best aftersale service21. The most major function of money is ______.A. a store of value B. the unit of account C. the medium of exchange D. a standard of deferred payment 22. ______ points to the advantages of the advertiser’s product over peting products.A、Primarydemand advertising B、Comparative advertisingC]Directaction advertising D、Institutional advertising 23. When a person insures something, the written agreement between the insurer and the insured is called _______. A. insurance policy B. claim C. liability D. auto insurance 24. A _______ is backed only by the insurer’s promise to pay when the interest and principal are due.A、bearer bond B、debenture bond C、mortgage bond D、corporate bond 25. _______ is stock with first claim on the corporation’s earnings and assets after the claims of bondholders.A、Preferred stock B、Stock exchange C、Common stock D、Stock certificates 26. In foreign trade, ________ is the fastest method of sending money abroad.A. sight bill B. international money orders C. bill of exchange D. telegraphed transfer 27. _______ is NOT considered as an action that could hurt petition and consumers.A. Price fixing B. Deceptive pricing C. Resale price maintenance D. Setting target return 28. Marketers can municate with large numbers of potential customers at the same time by _____.A. personal selling B. di