【正文】
盟保險(xiǎn)業(yè)市場發(fā)展歷程,較成熟的保險(xiǎn)市場一般都經(jīng)過對外開放、市場主體增多、競爭加劇、并購重組和優(yōu)勝劣汰的過程。我國保險(xiǎn)市場目前還處在對外開放后的早期階段,市場主體日益增多,這時候一定要把握好保險(xiǎn)市場發(fā)展的方向,使民族保險(xiǎn)企業(yè)在競爭白熱化的市場上立于不敗之地。因此應(yīng)進(jìn)一步加大對國內(nèi)保險(xiǎn)公司兼并重組的政策支持力度,選擇一些潛力較大的大型保險(xiǎn)公司予以重點(diǎn)扶植,努力提高其技術(shù)含量和市場占有率,同時有意識引導(dǎo)它們間的合并重組,擴(kuò)大其規(guī)模,發(fā)揮其在壯大民族保險(xiǎn)業(yè)以及與外國保險(xiǎn)相抗衡中的主導(dǎo)作用。另一方面,積極扶持一大批中小型專業(yè)化保險(xiǎn)公司,如專業(yè)化的農(nóng)業(yè)保險(xiǎn)公司、健康保險(xiǎn)公司、責(zé)任與信用保險(xiǎn)公司和小型專業(yè)保險(xiǎn)公司等。這既增強(qiáng)了民族保險(xiǎn)業(yè)的生存競爭能力,又能提高國內(nèi)承保技術(shù)水平和專業(yè)化程度。參考文獻(xiàn)[1]瑞士再保險(xiǎn)公司.《Sigma》1999~2009[2]王友.世界保險(xiǎn)市場概況[M],中國文史出版社.1994年[3].新馬泰的保險(xiǎn)監(jiān)管[J],Asia Insurance Review.2001(3)[4]鐘水浩.泰國保險(xiǎn)市場掃描[N].中國保險(xiǎn)報(bào),20030925(4)[5]李祝用.馬來西亞保險(xiǎn)市場及市場準(zhǔn)入立法概況[J].保險(xiǎn)研究,2003(10)[6]吳崇伯.東南亞國家保險(xiǎn)業(yè)改革及對我國的借鑒[J],南洋問題研究,2004(2)[7]尤政.菲律賓保險(xiǎn)市場開放的實(shí)踐[N].國際金融報(bào),20040526(4)[8] 胡建生.東盟四國保險(xiǎn)業(yè)發(fā)展研究[D].廈門大學(xué),2007The Introduction to the Development and Experiences of Insurance Industry in Six ASEAN CountriesLi Yanming Yu Yongjun(China Insurance Regulatory Commission Authority in Guangxi, Nanning Guangxi 530028)Abstract: ChinaASEAN Free Trade Area established on schedule on January 1st, 2010. It will benefit and promote a rapid development of economy and regional market prospects between China and ASEAN countries. And it also will bring about a rare opportunity and broad prospect to the development and cooperation in insurance industry bewteen China and ASEAN present, the munication and cooperation between these two parties are still in their early , it will provide experiences for the development industry in China when studying the development of insurance industry in ASEAN countries. Meanwhile, it could have a certain value to the field of expanding the insurance markets in these countries for insurance panies in China.Key words: ASEAN。Insurance Industry。 Experience (特約編輯:唐金成)(校對:TJC)6 /