【文章內(nèi)容簡介】 只要你支付保險費(fèi)，它就可以保護(hù)你的整個一生，從你購買保險的那天開始直至你的死亡。終身人壽保險是一個穩(wěn)固的基礎(chǔ)。因?yàn)樗蚰愕募彝ズ推髽I(yè)提供畢生的保護(hù)，因此，你可以在這個基礎(chǔ)之上建立長期的財(cái)政計(jì)劃。終身人壽保險提供基本的保險保護(hù)，外加：抵押保護(hù)、房產(chǎn)維護(hù)、退休基金、福利捐贈、企業(yè)需求等。人壽保險代理將會協(xié)助你確定，在你死亡以后，為了保護(hù)你的家人或者企業(yè)所需的保險金額。通常在第一年之后，保險單就會開始增加現(xiàn)金價值。你的保單中的現(xiàn)金數(shù)量通常每年都會增長。這些資金可以用來購買房屋，投資孩子的教育，增加到退休收入中或者用于其他用途。你也可以讓它存在保險單中繼續(xù)增值。終身人壽保險可以獲得紅利。紅利的分配是由每年召開的公司董事會決定的，它并不是有保障的。如果紅利應(yīng)該得到償付，那么你可以選擇拿現(xiàn)金用它來購買更多的保險或者支付和減少你的保險費(fèi)的方式把它要回。如果你不幸死亡，我們公司會向你的受益人支付死亡撫恤金，它通常是保險面額外加任何可能的紅利。這些資金通常是由受益人享用的，它們都不需要付所得稅。答案及精解41.【答案精解】B。細(xì)節(jié)題。從原文第一段第一句話Whole life is permanent insurance protection that protects you for your whole life，from the day you purchase the policy until you die，可以得知，終身人壽保險期限是從你購買保險的那天開始直至死亡之日的。42.【答案精解】D。細(xì)節(jié)題。第三段開始連著的兩個段落，說明了終身人壽保險的作用，包括提供basic insurance protection，Mortgage protection，Estate preservation，Retirement funding，Charitable giving，Business needs等六項(xiàng)。43.【答案精解】A。細(xì)節(jié)題。從第五段A life insurance agent will help you determine an amount of insurance needed...可以找到答案。44.【答案精解】B。釋義題。本文是講保險方面的內(nèi)容，通過上下文提示，可以判斷policy在這里的意思是“保險單”。45.【答案精解】B。細(xì)節(jié)題。最后一段When you die，the pany will pay your beneficiaries the death benefit，說明在投保人死后，保險公司把死亡撫恤金交給受益人。Directions: After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 through each question or statement there are 4 choices marked A),B), C)or D),You should make the correct choice and mark the corresponding letter on the Answer Sheet with a single line through the use appears to cause a drop in psychological health, according to research at Carnegie Mellon people who spent just a few hours a week on the Internet experienced more bad feelings and loneliness than those who was online less frequently, the twoyear study are puzzling over the results, which were pletely contrary to their expected that the Net would prove socially healthier than television, since the Net allows users to choose their information and to municate with fact that Internet use reduces time available for family and friends may account for the drop in psychological health, researchers hypothesized(推測).Faceless, bodiless“virtual”(虛的)munication may be less psychologically satisfying than actual conversation, and the relationships formed through it may be possibility is that exposure to the wider world through the Net makes users less satisfied with their lives.“But it39。 s important to remember this is not about the technology, it39。 s about how it is used,”says psychologist Christine Riley of Intel, one of the study39。 s sponsors(發(fā)起人).“It really points to the need for considering social factors in terms of how you design applications and services for technology.”39。s the finding of the research undertaken at Carnegie Mellon University?A)People spend more time on the Internet )People spend less time with their families and friends )The Net proves socially healthier than )Internet use may cause a drop in psychological had the researchers expected before the research?A)The Net may account for the drop in psychological )Internet use may improve social )Internet use has nothing to do with social )Spending much time on the Internet makes people feel bad and is not true according to the passage?A)The Net allows users to choose their information and to municate with )Internet munication may be less psychologically satisfying than actual )Undeveloped Internet technology causes the drop in psychological )The wider world through the Net makes users less satisfied with their does Christine Riley, the psychologist, suggest?A)It39。s necessary to take social factors into account in designing applications and services for )It39。s important to tell the users how to design and apply the )Compared with social factors, the technology itself has more influence on the Internet )No social factors should be considered in applications and services for of the following would be the most appropriate title for the passage?A)How to Use the InternetB)Disadvantages of the InternetC)Social Factors and the InternetD)Internet May Cause Bad Feelings參考譯文根據(jù)Carnegie Mellon大學(xué)的研究，網(wǎng)絡(luò)的使用似乎能造成人的心理健康水平下降。歷時兩年的研究表明，即便是一周只上幾個小時網(wǎng)的人也比更不經(jīng)常上網(wǎng)的人更多地體會到壞心情和孤獨(dú)感。研究者對這一結(jié)果大惑不解，因?yàn)檫@與他們所預(yù)料的情況完全相反。因?yàn)榫W(wǎng)絡(luò)能使人選擇信息并與他人交流，所以他們期望網(wǎng)絡(luò)比電視更能使社會和諧。研究者推測，網(wǎng)絡(luò)的使用減少了可用于與家人及朋友相處的時間，這一事實(shí)可能是造成心理健康下降的原因。不見面而且無形的虛擬交流在心理滿足方面比不上真實(shí)對話，而且通過虛擬交流建立的關(guān)系更膚淺。另一個可能性是網(wǎng)絡(luò)使用者可以接觸更寬廣的世界反而對自己的生活感到不滿。研究的發(fā)起人之一，英特爾心理學(xué)家Christine Riley說：“要記得有一點(diǎn)很重要：這并非技術(shù)的錯，而是人們怎樣利用它。它確實(shí)暗示出在如何設(shè)計(jì)技術(shù)應(yīng)用和技術(shù)服務(wù)方面考慮社會因素的必要性。”36.【答案精解】D。細(xì)節(jié)題。從第一句Internet use appears to cause a drop in psychological health，according to research at Carnegie Mellon University我們可以得出研究的結(jié)果是網(wǎng)絡(luò)造成人的心理健康下降。37.【答案精解】B。細(xì)節(jié)題。從文章中第二段最后一句They expected that the Net would prove socially healthier than television可得出B為正確答 案。38.【答案精解】C。判斷題。對照原文，只有選項(xiàng)C沒有被提及，其他三項(xiàng)在原文中都可找到。A項(xiàng)源自第二段最后一句，B項(xiàng)與第三段第二句相對應(yīng)，D項(xiàng)源自第三段最后一句。39.【答案精解】A。細(xì)節(jié)題。在文章中Christine Riley所說的話“It really points to the need for considering social factors in terms of how you design applications and services for technology.”可以直接得出答案。40.【答案精解】D。主旨題。文章的中心思想是網(wǎng)絡(luò)給人造成的壞心情及產(chǎn)生這一結(jié)果的原因，所以最佳標(biāo)題是“網(wǎng)絡(luò)可能導(dǎo)致壞心情”。Directions: There is a product introduction reading it, you are required to plete the answers that follow the questions( to ).You should write your answers in no more than 3 words on the Answer Sheet Vitamin Hand CreamA rich yet lightweight nongreasy texture that acts like a glove providing protection against harmful UV and external powerful antiageing element fights against the formation of age spots and wrinkles(皺紋).The softening plex leaves your hands feeling soft, moisturized and more and on a regular basis, provides genuine antiageing TO USE: Apply several times a day, depending on your skin39。 s the skin is very dry, apply the cream like a mask, using a greater amount and leaving for 1520 minutes for the cream to take effect, and then wipe away the RRP: ￡ Our Price: ￡ You Save: ￡ will this hand cream protect your hands?It will protect your hands from harmful UV and element will help fight against age spots and wrinkles? in the cream will make your