【正文】 .................................................................... 5 、系統(tǒng)登錄及網(wǎng)絡設置 ...................................................................................................................... 5 、密碼修改及系統(tǒng)鎖定 ...................................................................................................................... 7 、個人信息更新及通訊錄查 看 ......................................................................................................... 8 、系統(tǒng)設置和系統(tǒng)基本管理 ............................................................................................................. 9 、系統(tǒng)主頁面 .................................................................................................................................... 11 第二章 業(yè)務操作 .........................................................................................................................................12 、客戶建檔 .........................................................................................................................................12 、客戶建檔 ................................................................................................................................12 、關聯(lián)查詢 ................................................................................................................................16 、身份證自動識讀 ....................................................................................................................16 、文件自動掃描 ........................................................................................................................17 、業(yè)務受理 .........................................................................................................................................20 、業(yè)務受理操作 ........................................................................................................................20 、提交受理的貸款項目 .................................................................... 20 、手工添加貸款業(yè)務受理 ................................................................ 22 、客戶授信 ..................................................................................... 28 、放款審批 ..................................................................................... 30 、項目調查 ................................................................................................................................31 、財務分析 ................................................................................................................................33 、資信評級 ................................................................................................................................36 、業(yè)務提交 ..........................................................................................................................................39 第三章 風險評估 .........................................................................................................................................40 第四章 審核處理 .........................................................................................................................................42 、項目審核 ..........................................................................................................................................42 、項目處理 ..........................................................................................................................................48 、項目文檔編輯 ........................................................................................................................48 、項目信息編輯及擔保落實 ...................................................................................................50 第五章 合同管理 .........................................................................................................................................51 、合同出具 .........................................................................................................................................51 、合同審核 .........................................................................................................................................56 、合同打印與面簽 ............................................................................................................................57 第六章 客戶授信 .........................................................................................................................................59 第七章 放款管理 .........................................................................................................................................61 、放款審批 .........................................................................................................................................61 、財務放款 .........................................................................................................................................61 、放款復核 .........................................................................................................................................62 第八章 資料歸檔 .........................................................................................................................................65 第九章 貸后監(jiān)管 .........................................................................................................................................68 、貸后檢查錄入 ................................................................................................................................68 、貸后風險更新 ................................................................................................................................71 、貸后檢查審核 ................................................................................................................................72 、其他貸后監(jiān)督 ................................................................................................................................73 第十章 到期處理 ..............................................................................................................