【正文】 .................................................17 、業(yè)務(wù)受理 .........................................................................................................................................20 、業(yè)務(wù)受理操作 ........................................................................................................................20 、提交受理的貸款項(xiàng)目 .................................................................... 20 、手工添加貸款業(yè)務(wù)受理 ................................................................ 22 、客戶授信 ..................................................................................... 28 、放款審批 ..................................................................................... 30 、項(xiàng)目調(diào)查 ................................................................................................................................31 、財(cái)務(wù)分析 ................................................................................................................................33 、資信評級 ................................................................................................................................36 、業(yè)務(wù)提交 ..........................................................................................................................................39 第三章 風(fēng)險(xiǎn)評估 .........................................................................................................................................40 第四章 審核處理 .........................................................................................................................................42 、項(xiàng)目審核 ..........................................................................................................................................42 、項(xiàng)目處理 ..........................................................................................................................................48 、項(xiàng)目文檔編輯 ........................................................................................................................48 、項(xiàng)目信息編輯及擔(dān)保落實(shí) ...................................................................................................50 第五章 合同管理 .........................................................................................................................................51 、合同出具 .........................................................................................................................................51 、合同審核 .........................................................................................................................................56 、合同打印與面簽 ............................................................................................................................57 第六章 客戶授信 .........................................................................................................................................59 第七章 放款管理 .........................................................................................................................................61 、放款審批 .........................................................................................................................................61 、財(cái)務(wù)放款 .........................................................................................................................................61 、放款復(fù)核 .........................................................................................................................................62 第八章 資料歸檔 .........................................................................................................................................65 第九章 貸后監(jiān)管 .........................................................................................................................................68 、貸后檢查錄入 ................................................................................................................................68 、貸后風(fēng)險(xiǎn)更新 ................................................................................................................................71 、貸后檢查審核 ................................................................................................................................72 、其他貸后監(jiān)督 ................................................................................................................................73 第十章 到期處理 .........................................................................................................................................75 、還款結(jié)算 ......................................................................................................................................75 、逾期催收 ......................................................................................................................................77 第十一章 貸款結(jié)清 .....................................................................................................................................79 第十二章 其他操作 .....................................................................................................................................83 、其他業(yè)務(wù)操作 ..............................................................................................................................83 、提 前還款 ..............................................................................................................................83 、延期還款 ..............................................................................................................................83 、貸款展期 ..............................................................................................................................84 、貸款終止 ..............................................................................................................................85 、數(shù)據(jù)上報(bào) ..............................................................................................................................85 、其他客戶管理操作 ....................................................................