【正文】 .................................................17 、業(yè)務受理 .........................................................................................................................................20 、業(yè)務受理操作 ........................................................................................................................20 、提交受理的貸款項目 .................................................................... 20 、手工添加貸款業(yè)務受理 ................................................................ 22 、客戶授信 ..................................................................................... 28 、放款審批 ..................................................................................... 30 、項目調查 ................................................................................................................................31 、財務分析 ................................................................................................................................33 、資信評級 ................................................................................................................................36 、業(yè)務提交 ..........................................................................................................................................39 第三章 風險評估 .........................................................................................................................................40 第四章 審核處理 .........................................................................................................................................42 、項目審核 ..........................................................................................................................................42 、項目處理 ..........................................................................................................................................48 、項目文檔編輯 ........................................................................................................................48 、項目信息編輯及擔保落實 ...................................................................................................50 第五章 合同管理 .........................................................................................................................................51 、合同出具 .........................................................................................................................................51 、合同審核 .........................................................................................................................................56 、合同打印與面簽 ............................................................................................................................57 第六章 客戶授信 .........................................................................................................................................59 第七章 放款管理 .........................................................................................................................................61 、放款審批 .........................................................................................................................................61 、財務放款 .........................................................................................................................................61 、放款復核 .........................................................................................................................................62 第八章 資料歸檔 .........................................................................................................................................65 第九章 貸后監(jiān)管 .........................................................................................................................................68 、貸后檢查錄入 ................................................................................................................................68 、貸后風險更新 ................................................................................................................................71 、貸后檢查審核 ................................................................................................................................72 、其他貸后監(jiān)督 ................................................................................................................................73 第十章 到期處理 .........................................................................................................................................75 、還款結算 ......................................................................................................................................75 、逾期催收 ......................................................................................................................................77 第十一章 貸款結清 .....................................................................................................................................79 第十二章 其他操作 .....................................................................................................................................83 、其他業(yè)務操作 ..............................................................................................................................83 、提 前還款 ..............................................................................................................................83 、延期還款 ..............................................................................................................................83 、貸款展期 ..............................................................................................................................84 、貸款終止 ..............................................................................................................................85 、數據上報 ..............................................................................................................................85 、其他客戶管理操作 ....................................................................