本科生論文——試論我國村鎮(zhèn)銀行發(fā)展存在的問題及對策-全文預(yù)覽
【正文】 面的支持，農(nóng)業(yè)農(nóng)村就不會有較好的發(fā)展。 研究的意義與目的村鎮(zhèn)銀行成立后，利用其經(jīng)營機制的獨特性、市場化運作與的貸款審批的高效性等較好地滿足了農(nóng)村多元化的金融方面的需求。為此，本文提出了金融產(chǎn)品創(chuàng)新、金融服務(wù)的創(chuàng)新、加強自身建設(shè)、建立切實可行的風(fēng)險控制體系等對策以解決我國村鎮(zhèn)銀行發(fā)展存在的一些問題，使其更健康快速的發(fā)展【關(guān)鍵詞】村鎮(zhèn)銀行、資金籌集、風(fēng)險控制、金融服務(wù) Discuss about the problems and countermeasures existing in the development of bourg bank in our country【Abstract】:Since Chinese Banking Management Supervision Committee promulgated some opinions about adjustment and relaxing countryside area bank industry financial organ admittance policy better supporting socialism new rural construction, and which relax the new pattern rural finance organization admittance standard, the new pattern rural finance organization——bourg bank had good development space .But because the beginning is late , our country’s bourg bank development still exist lots of questions, such as management development space limited , the high pressure in attracting storage, difficulty in raising funds and controlling risk and so on, which are hindering its development. Therefore, this article e up with some countermeasures, such as the innovation of finance product and financial service, strengthening the self construction, establishing the practical and feasible risk control system and so forth to solve those problems existing in the development of our country’s bourg bank, so as to make it healthy and fast development.【Keywords】: Bourg bank、Raise funds、Risk control、Financial service目錄摘要…………………………………………………………………………………………01目錄…………………………………………………………………………………………021. 引言………………………………………………………………………………………03. 研究背景…………………………………………………………………………………03. 研究的意義與目的…………………………………………………………………032. 我國村鎮(zhèn)銀行的現(xiàn)狀分析……………………………………………………………03. 我國村鎮(zhèn)銀行發(fā)展歷程及現(xiàn)狀…………………………………………………………04. 我國村鎮(zhèn)銀行的特點及優(yōu)勢…………………………………………………………05. 影響我國村鎮(zhèn)銀行的發(fā)展因素……………………………………………………053. 我國村鎮(zhèn)銀行發(fā)展中存在的問題…………………………………………………………07. 業(yè)務(wù)發(fā)展的空間受到限制………………………………………………………………07. 吸儲的壓力大、資金籌集難………………………………………………………………08. 風(fēng)險難以控制……………………………………………………………………………08. 各種配套優(yōu)惠政策尚不明確……………………………………………………………094. 我國村鎮(zhèn)銀行的發(fā)展對策…………………………………………………………………09. 金融產(chǎn)品與服務(wù)的創(chuàng)新…………………………………………………………………09. 加強自身建設(shè)，破解“吸
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