【正文】
n. Because the insurance laws in China are not explicitly stipulated in the question of whether the life insurance applies to the principle. And there are controversies in the theory horizon. Both resolve the theoretical significance of studying the practices of administration of justice are different about whether the principle of pensation is applied to the life insurance. For example, the court of Tianjin Heping Area have pointed out “that the life insurance doesn’t applies to the principle of pensation” in the case of life insurance agreement Fengyuejin VS Yongdaguangming pany. In the year of 2005, the notice about hearing the case of the life insurance agreement, issued by the Guizhou higher people’s court, ruled that the life insurance is the indemnify when the insured need cure because of illnesses or unintentional injury, pensate hospitalization costs of the insured has paid, and reduce, even avoid the lose of the material benefit,