【正文】
業(yè)銀行也分別取得了不俗的成績。盡管創(chuàng)下了當(dāng)時的IPO紀(jì)錄,但因壞賬累累而被冠以“技術(shù)性破產(chǎn)”頭銜,中國商業(yè)銀行還是不被外界看好,建行的戰(zhàn)略合作伙伴美國銀行則被本國媒體形容為“走進(jìn)了一個大賭場”。 隨著改革開放的深入和我國加入WTO的需要。在這風(fēng)雨蕭條的時期,我國銀行剛剛起步的事業(yè)幾乎銷毀殆盡。s stateowned mercial bank development bottleneck analysisAbstract: with the opening and reform deeply, our country banking industry made remarkable achievement. But as joining the WTO, China banking also has entered a new era. In the opportunities and challenges coexisting period, to break through the bottleneck of the banking industry is worth pondering and issues that need to be resolved.Based on four stateowned mercial Banks, for example, from the market petition, market share, historical advantage transformation, investment strategy and loan aspects analyzes the existing problems of stateowned mercial Banks, and reason analysis, and finally gives solve our stateowned mercial Banks development bottleneck countermeasures.Keywords: stateowned mercial bank development bottleneck countermeasures 我國銀行業(yè)的發(fā)展并非一帆風(fēng)順。但隨著加入WTO,我國銀行業(yè)也進(jìn)入了嶄新的紀(jì)元。 承諾人(簽名): 年 月 日 目錄中英文摘要 2 2 2 3 4 4 6 7,貸款方向單一 8,資金業(yè)務(wù)收益率水平上難言亮點(diǎn) 93. 我國國有商業(yè)銀行發(fā)展瓶頸的對策 10,穩(wěn)中求勝 10 ,調(diào)整客戶資源結(jié)構(gòu) 10,增強(qiáng)競爭力