【正文】 aissue 大盤股offering,list 上市bourse 證交所corporate champion 龍頭企業(yè)Shanghai Exchange 上海證交所pension fund 養(yǎng)老基金mutual fund 共同基金hedge mutual fund 對沖式共同基金share 股票valuation 股價underwriter 保險(xiǎn)商government bond 政府債券saving account 儲蓄帳戶equity market 股市 shareholder 股東delist 摘牌mongeyloser 虧損企業(yè)inventory 存貨traded pany,trading enterprise 上市公司stakeholder 利益相關(guān)者transparency 透明度Msnbc:Microsoft national broadcast 微軟全國廣播公司market fundamentalist 市場經(jīng)濟(jì)基本規(guī)則damagecontral machinery 安全顧問efficient market 有效市場intellectual property 知識產(chǎn)權(quán)opportunistic practice 投機(jī)行為WorldCom 世通公司bribery 行賄entrepreneur 企業(yè)家cook the book 做假帳regulatory system 監(jiān)管體系audit 審計(jì)accounting firm 會計(jì)事務(wù)所Great Depression 大蕭條portfolio 投資組合moneymarket 短期資本市場capitualmarket 長期資本市場volatility 波動diversification 多元化modity 期貨real estate 房地產(chǎn)option 期權(quán)call option 看漲期權(quán)put option 看跌期權(quán)merger 并購arbitrage 套利Securitiesamp。集一些金融英語，長一些財(cái)經(jīng)知識 Average revenue per user (APRU) 單個客戶貢獻(xiàn)度AU資產(chǎn)利用率ER 費(fèi)用比率 AUER=ROA ROA*EM=ROEEM 股權(quán)乘數(shù)division of labor 勞動分工modity money 商品貨幣legal tender 法定貨幣fiat money 法定通貨a medium of exchange 交換媒介legal sanction 法律制裁face value 面值liquid assets 流動資產(chǎn)illiquid assets 非流動資產(chǎn)the liquidity scale 流動性指標(biāo)real estate 不動產(chǎn)checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大額可轉(zhuǎn)讓提款單money market mutual funds 貨幣市場互助基金repurchase agreements 回購協(xié)議certificate of deposits 存單bond 債券stock 股票travelers39。Exchange Commission 〈美〉證券交易委員會dollar standard 美元本位制flight 貶值budget 預(yù)算deficit 赤字bad debt 壞帳output 產(chǎn)值macroeconomic 宏觀經(jīng)濟(jì)fiscal stimulus 財(cái)政刺激a store of value 保值transaction currency 結(jié)算貨幣forward exchange 期貨交易intervention currency 干預(yù)貨幣Treasury bond 財(cái)政部公債currntaccount 經(jīng)常項(xiàng)目pickup in rice 物價上漲Federal Reserve 美聯(lián)儲inflation 通貨膨脹deflation 通貨緊縮tighter credit 緊縮信貸monetary policy 貨幣政策awash in excess capacity 生產(chǎn)力過剩foreigh exchange 外匯spot transaction 即期交易forward transaction 遠(yuǎn)期交易o(hù)ption forward transaction 擇期交易swap transaction 調(diào)期交易quote 報(bào)價settlment and delivery 交割buying rate 買入價selling rate 賣出價spread 差幅contract 合同at par 平價premium 升水discount 貼水direct quoation method 直接報(bào)價法indirect quoation method 間接報(bào)價法dividend 股息domestic currency 本幣floating rate 浮動利率parent pany 母公司credit swap 互惠貸款venture capital 風(fēng)險(xiǎn)資本virtual value 虛擬價值physical good 物質(zhì)產(chǎn)品abstract good 抽象產(chǎn)品Patentamp。s two mas 百萬富翁 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 holding pany 控股公司 initial offerings 原始股 initial public offerings（IPO） 首次公募 innovative business 創(chuàng)新企業(yè) intellectual capital 智力資本 interbank lending 拆借 internet customer 網(wǎng)上客戶 investment payoff period 投資回收期 jointstock 參股 mall rat 愛逛商店的年輕人 means of production 生產(chǎn)要素 (the)medical cost social pool for major diseases 大病醫(yī)療費(fèi)用社會統(tǒng)籌 mergers and acquisitions 并購 mobilephone banking 移動電話銀行業(yè) moods 人氣 net potato 網(wǎng)蟲 net chargeoffset 貸款核銷率nonstore seling 直銷 offering 新股 onlinebanking 網(wǎng)上銀行業(yè) onlinefinance 在線金融 online client （銀行的）網(wǎng)上客戶 paper profit 帳面收益 physical assets 有形資產(chǎn) project fund system 項(xiàng)目資本金制度 pyramid sale 傳銷 recapitalize 資產(chǎn)重組 regional currency blocks 地區(qū)貨幣集團(tuán) regulate 調(diào)控 return on assets（ROA） 總資產(chǎn)收益率return on Equity /Earning(EOE) 凈資產(chǎn)收益率Ramp。departmentalism 奔小康 to strive to prosper。product mix 產(chǎn)品積壓 stock pile。municipal united banks 城市商業(yè)銀行 municipal mercial banks 城鄉(xiāng)居民收入增長超過物價漲幅 real growth in household ine 持續(xù)升溫 persistent overheating 重復(fù)布點(diǎn) duplicate projects 重置成本 replacement cost 重組計(jì)劃 restructuring plan 籌資渠道 funding sources。the tertiary industry 遞延資產(chǎn) deferrable assets 訂貨不足 insufficient orders 定期存款 time deposits 定向募集 raising funds from targeted sources 東道國（請見“母國”） host country 獨(dú)立核算 independent accounting 短期國債 treasury bills 對沖操作 sterilization operation。division of business scope based on the type of financial institutions 風(fēng)險(xiǎn)暴露（風(fēng)險(xiǎn)敞口） risk exposure 風(fēng)險(xiǎn)管理 risk management 風(fēng)險(xiǎn)意識 risk awareness 風(fēng)險(xiǎn)資本比例 riskweighted capital ratios 風(fēng)險(xiǎn)資本標(biāo)準(zhǔn) riskbased capital standard 服務(wù)事業(yè)收入 public service charges。the public sector 公有制 public ownership 工業(yè)成本利潤率 profittocost ratio 工業(yè)增加值 industrial value added 供大于求 supply exceeding demand。local currency cost of export earnings 匯兌在途 funds in float 匯兌支出 advance payment of remittance by the beneficiary39。tight financial policies 經(jīng)常賬戶可兌換 current account convertibility 經(jīng)濟(jì)特區(qū) special economic zones（SEZs） 經(jīng)濟(jì)體制改革 economic reform 經(jīng)濟(jì)增長方式的轉(zhuǎn)變 change in the main source of economic growth（from investment expansion to efficiency gains） 經(jīng)濟(jì)增長減速 economic slowdown。polarization in ine distribution 零售物價指數(shù) retail price index（RPI） 流動性比例 liquidity ratio 流動資產(chǎn)周轉(zhuǎn)率/流通速度 velocity of liquid assets 流動資金貸款 working capital loans 流通體制 distribution system 流通網(wǎng)絡(luò) distribution network 留購（租賃期滿時承租人可購買租賃物） hire purchase 壟斷行業(yè) monopolized industry（sector） 亂集資 irregular（illegal）fund raising 亂收費(fèi) irregular（illegal）charges 亂攤派 unjustified（arbitrary）levies 更新時間：2004/10/28 請點(diǎn)擊進(jìn)入旺旺英語論壇,M 買方市場 buyer39。social security（insurance） 深層次矛盾 deeprooted structural imbalance 審批金融機(jī)構(gòu) to license financial institutions 審慎監(jiān)管 prudential supervision 生產(chǎn)能力閑置 unutilized capacity 生息資產(chǎn) interestbearing assets 實(shí)際利用外資 disbursement of foreign capital。over the same period of the previous year 同業(yè)拆借（放） interbank borrowing（lending） 同業(yè)拆借市場利率（中國） CHIBOR（China interbank offered rate） 同業(yè)融通票據(jù) interbank financing bills 同業(yè)往來 interbank transactions 透支 overdraft 退稅 tax refund（rebate） 頭寸 position 吞吐基礎(chǔ)貨幣 adjustment of