試論我國影子銀行體系的發(fā)展及其風(fēng)險(xiǎn)監(jiān)管本科畢業(yè)論文(已修改)
2025-06-08 10:03 本頁面
【正文】 鄭州大學(xué)西亞斯國際學(xué)院 本科畢業(yè)論文（設(shè)計(jì)） 題 目 試論我國影子銀行體系的 發(fā)展及其風(fēng)險(xiǎn)監(jiān)管 指導(dǎo)教師 易姣嬌 職稱 __________ 學(xué)生姓名 何明明 學(xué)號(hào) 20xx1232440 專 業(yè) 金融 班級(jí) 金融四班 院 （系） 商 學(xué) 院 完成時(shí)間 __________________________ I 試論我國影子銀行體系的發(fā)展及其風(fēng)險(xiǎn)監(jiān)管 摘 要 自 20xx 年 我國 影子銀行的迅速發(fā)展引起了海內(nèi)外的廣泛關(guān)注 以來， 影子銀行 便成為了這幾年 年來金融領(lǐng)域的熱門 關(guān)鍵詞語。隨著改革開放而來的經(jīng)濟(jì)活力膨脹以及民營中小企業(yè)的資金需求不斷擴(kuò)大，金融創(chuàng)新越來越多，這些金融創(chuàng)新在經(jīng)濟(jì)活動(dòng)中發(fā)揮著越來越大的作用，起到越來越大的影響，故而針對(duì)這一現(xiàn)象即影子銀行的研究也隨之越來越多。 影子銀行的發(fā)展一方面促進(jìn)了金融創(chuàng)新，但是另一方面又帶來了新的金融風(fēng)險(xiǎn)。影子銀行體系的發(fā)展，雖然提高了金融市場(chǎng)的運(yùn)行效率，但其消極影響也不容忽視。 鑒于 20xx 年的美國金融危機(jī)以及中國近年來信貸規(guī) 模的快速增長，不少觀察家 和金融學(xué)家 對(duì) 我 國影子銀行系統(tǒng)的潛在風(fēng)險(xiǎn)表示深刻擔(dān)憂， 影子銀行對(duì)金融體系的不良影響和風(fēng)險(xiǎn)監(jiān)管的重要性日益突現(xiàn) ， 一場(chǎng)金融體系的監(jiān)管改革勢(shì)在必行。 因此 本文 就 要 從 四個(gè)方面來 全面 闡述中國影子銀行 體系 的發(fā)展及其 風(fēng)險(xiǎn)監(jiān)管 ，并充分借鑒歐美等國在影子銀行問題上的處理方式，完善我國影子銀行體系的監(jiān)管措施，促進(jìn)我國金融體系健康穩(wěn)定發(fā)展，有效防范影子銀行可能帶來的巨大風(fēng)險(xiǎn)。 關(guān)鍵詞 影子銀行 /商業(yè)銀行 /銀行體系 /風(fēng)險(xiǎn)監(jiān)管 II DISCUSSION ON THE DEVELOPMENT OF THE SHADOW BANKING SYSTEM AND ITS RISK SUPERVISION IN CHINA ABSTRACT Since the rapid development of China39。s shadow banking since 20xx has attracted wide spread attention at home and abroad, the shadow banking has bee in recent years the financial sector hot key words. But with the reform and opening up the economy of small and mediumsized private enterprises and the expansion of money demand continues to expand, more and more financial innovation, the financial innovation plays a more and more important role in economic activities, plays a more and more influence, therefore in the light of this phenomenon is the study of the shadow banks also will be more and more. On the one hand the development of shadow banking to promote financial innovation, but also brought new financial risks. The development of the shadow banking system, while improving the efficiency of the financial market, but its negative effects can not be ignored. In view of the financial crisis in 20xx, American China rapid credit growth in recent years, many observers and potential risks of financial experts on China39。s shadow banking system expressed deep concerns about the importance of the shadow banking, adverse impact on the financial system and the risk supervision is being increasingly be imperative, a financial supervision system reform. So this paper from four aspects to explain the development of the shadow banking system Chinese and risk supervision, and make full use of the way of Europe and the United States in the shadow banking issues, improve China39。s shadow banking system and regulatory measures, to promote th III e healthy and stable development of China39。s financial system, effectively prevent the shadow banking risks may bring huge. KEY WORDS shadow banking system, banking system,risk supervision IV 目 錄 摘 要 .............................................................................................................................. I ABSTRACT .....................................................................................................................II 目 錄 ........................................................................................................................... IV 1 引言 .
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