財(cái)經(jīng)-中小企業(yè)信用問(wèn)題的治理研究(已修改)
2025-05-31 16:09 本頁(yè)面
【正文】 學(xué)校代碼： 10484 學(xué) 號(hào)： [090111101146] 河南財(cái)經(jīng) 政法大 學(xué) HENAN UNIVERSITY OF FINANCE AND ECONOMICS （ 會(huì)計(jì) 專業(yè)） 本科生 論文 論文題目： 中小企業(yè)信用問(wèn)題的治理研究 專業(yè)名稱： 會(huì)計(jì)電算化 工作單位： [xxxxxxxxxxxxxx] 作者姓名： xxx 聯(lián)系方式 ： [xxxxxxxxx] 中小企業(yè)信用問(wèn)題的治理研究 摘 要 中小企業(yè)已成為我國(guó)經(jīng)濟(jì)增長(zhǎng)中最富成長(zhǎng)性和貢獻(xiàn)的部分，然而中小企業(yè)普遍面臨的信用問(wèn) 題卻成為制約這些企業(yè)融資和發(fā)展的重要障礙。針對(duì)中小企業(yè)的信用問(wèn)題產(chǎn)生的深層原因和中小企業(yè)信用建設(shè)現(xiàn)實(shí)情況，要從改善中小企業(yè)信用制度基礎(chǔ)，完善中小企業(yè)信用管理體系，和加強(qiáng)中小企業(yè)信用管理等方面治理中小企業(yè)信用問(wèn)題。目前我國(guó)有些城市在開(kāi)展中小企業(yè)信用體系建設(shè)試點(diǎn)工作，并取得了一定的成就，但是由于環(huán)境、條件等的約束，和發(fā)達(dá)國(guó)家相比我國(guó)中小企業(yè)信用體系的建設(shè)顯得相對(duì)滯后，現(xiàn)有信用運(yùn)行機(jī)制還存在諸多不健全之處，滿足不了經(jīng)濟(jì)發(fā)展的需要，而且中小企業(yè)信用管理上尚存的信用問(wèn)題也很多，因而如何進(jìn)一步有效的構(gòu)建企業(yè)信用管理運(yùn)行 機(jī)制，擴(kuò)大中小企業(yè)融資渠道，規(guī)范企業(yè)信用行為，保證市場(chǎng)交易良性發(fā)展，仍然是現(xiàn)階段解決中小企業(yè)信用問(wèn)題的重要課題。 針此種種現(xiàn)狀，中小企業(yè)應(yīng)在國(guó)家法律政策的指導(dǎo)下并借鑒國(guó)外的先進(jìn)經(jīng)驗(yàn)做法的前提下解決自身所存在的問(wèn)題，積極建立起合理規(guī)范的企業(yè)信用體制，提出中小企業(yè)的信用制度的建立完善是破在眉睫值得大家關(guān)注和探討的重要性。 關(guān)鍵詞： 中小企業(yè) ， 信用問(wèn)題 ， 治理研究 The Research of Credit Problems on Small and Mediumsized Enterprises ABSTRACT Small and mediumsized enterprise plays an important role and makes a great contribution to our country’s economy, however the credit system has bee the important obstacles for the small and mediumsized enterprises. In view of the credit problems on small and mediumsized enterprises, we must improve the credit management system of small and mediumsized enterprises, at the same time,we should strengthen credit management to solve the credit problem of small and medium enterprises. At present, some cities in our country build pilot job to obtain certain achievement, but pared with the developed countries, small and mediumsized enterprise credit system construction lags behind, the existing credit operation mechanism also has many imperfect places, they can not meet the need of economic development of credit management and the remaining credit problems, so how to further the effective construction of the enterprise credit management is very nessasary now. Famous scientists think that we can do it as follows: to run a mechanism, expand the financing channels of small and mediumsized enterprises, and standardize enterprise credit behavior. To ensure market benign development is still the top problem of small and medium enterprises. To needle the situation, we should learn from foreign advanced experience under the premise of solving these problems, and establish a reasonable standard of enterprise credit system actively. Key words: Research, Credit Problems,Small and Mediumsized Enterprises i 目 錄 1 我國(guó)中小企業(yè)信用問(wèn)題的表現(xiàn) .......
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