【正文】 ms of how you design applications and services for technology.”可以直接得出答案。主旨題。Directions: This task is the same as Task 5 questions or unfinished statements are numbered 41 through house is the most expensive thing most people will ever few people have enough money of their own to buy a home, so they have to borrow money from a money from a bank to buy a house is called “take a mortgage(抵押).” The bank usually lends money or gives a mortgae for twentyfive are so expensive that many people nowadays have to borrow as much as $ 50 other words, they will have a $ 50 000 can you get a mortgage? When you find a house you like, you go to a bank will research you financial(金融的)history and decide think you are a good will want to know what kind of job you have, what kind of salary you make, and how long you have had the will also want to know how much money you addition, the banks will require a down on which state you live in, the bank may require as much as 30% of theprice of the house as a down bank will then lend you the rest of the money to buy the people are never able to buy a house because they cannot save enough money for the down does a house mean in the United States? A)It is a dream which many people can hardly )It is so expensive that many people cannot really buy )It is the most important property that many people try to )It doesn39。t borrow money from the American people borrow money from the bank for 25 years, this means that the person who borrows A)has twentyfive years to pay back the money B)has more than twentyfive years to pay back the money C)has less than twentyfive years to pay back the money D)has about twentyfive years to pay back the money does“down payment“ refer to in the passage? A)Money borrowed from a bank as a )Money paid to a bank before the mortgages is )Interest received by a person who borrows money as the )Interest charged by a bank on a is not one of the things researched by a bank? A)How much money the borrower )What salary the borrower )What kind of job the borrower )What kind of house the borrower lives most suitable title for this passage would be )How to Save Money on the House B)How to Borrow Money from a Bank C)How to Take a Mortgage D)How to Buy a House 參考譯文房子是大多數(shù)人將要購買的最昂貴的物品。從銀行借錢購房被稱為“作抵押”。當(dāng)前房價(jià)如此之高，以至人們的借款額高達(dá)50 000美元。?找到自己喜歡的房子后，到一家銀行去。他們要了解你的工作類型，薪水收入，以及工作年限。此外，銀行還要求付首付款。許多人因攢不到足夠的錢付首付款，從而就根本沒有能力購房。細(xì)節(jié)題。A、B兩項(xiàng)都提到買房子的不可能性，與文章中的抵押貸款從而購房相悖。42.【答案精解】A。從文章第一段The bank Usually lends money or gives a mortgage for twentyfive years得出銀行的借期是25年，是一準(zhǔn)確的數(shù)字，而不是多于、少于或大約25年。釋義題。44.【答案精解】D。題干詢問的是銀行查詢的內(nèi)容，集中在文章第二段，可以用對比排除的方法得出答案。45.【答案精解】C。文章第一段由購房展開，引出了在當(dāng)前房價(jià)高的形勢下，人們購房所采用的方式——抵押貸款。故其主旨在于說明如何抵押貸款。Directions: This task is the same as Task 5 questions or unfinished statements are numbered 41 through life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy until you die, as long as you pay the premiums(保險(xiǎn)費(fèi)).Whole life can be a solid this foundation you can build a longterm financial plan, because it guarantees lifetime protection for your family or life insurance provides basic insurance protection, plus Mortgage protection, Estate preservation, Retirement funding, Charitable giving, Business needs...to protect your family or business in the event of your after the first year, the policy begins to increase cash amount of cash value in your policy usually increases every money can be used to help purchase a home, fund a child39。 s board of directors each year and a dividend is payable, you may choose to take it in cash, use it to buy more insurance or to pay or reduce your you die, the pany will pay your beneficiaries the death benefit, usually the face amount of the policy plus any money is generally received by the beneficiaries free from ine is whole life insurance? A)It39。s permanent insurance protection that protects you for your whole life, from the day you buy it until you )It39。s ine protection can whole life insurance do for you? A)It only provides basic insurance )It provides Mortgage protection and Estate )It offers Retirement funding, Charitable giving, Business )It not only offers basic insurance protection, but also provides Mortgage protection, Estate preservation, Retirement funding, Charitable giving and Business to the passage, who will help you determine an amount of insurance needed?B)Nobody except )Your family )Your word“policy”in the fifth paragraph probably means )政策 B)保險(xiǎn) C)彩票 D)策略，方法 you die, the death benefits of your life insurance will )be lost B)be paid to your beneficiaries C)be possessed by the insurance pany D)will be given to the government 參考譯文終身人壽保險(xiǎn)是一種永久保險(xiǎn)保護(hù)，只要你支付保險(xiǎn)費(fèi)，它就可以保護(hù)你的整個(gè)一生，從你購買保險(xiǎn)的那天開始直至你的死亡。因?yàn)樗蚰愕募彝ズ推髽I(yè)提供畢生的保護(hù)，因此，你可以在這個(gè)基礎(chǔ)之上建立長期的財(cái)政計(jì)劃。人壽保險(xiǎn)代理將會協(xié)助你確定，在你死亡以后，為了保護(hù)你的家人或者企業(yè)所需的保險(xiǎn)金額。你的保單中的現(xiàn)金數(shù)量通常每年都會增長。你也可以讓它存在保險(xiǎn)單中繼續(xù)增值。如果紅利應(yīng)該得到償付，那么你可以選擇拿現(xiàn)金用它來購買更多的保險(xiǎn)或者支付和減少你的保險(xiǎn)費(fèi)的方式把它要回。這些資金通常是由受益人享用的，它們都不需要付所得稅。細(xì)節(jié)題。42.【答案精解】D。第三段開始連著的兩個(gè)段落，說明了終身人壽保險(xiǎn)的作用，包括提供basic insurance protection，Mortgage protection，Estate preservation，Retirement funding，Charitable giving，Business needs等六項(xiàng)。細(xì)節(jié)題。44.【答案精解】B。本文是講保險(xiǎn)方面的內(nèi)容，通過上下文提示，可以判斷policy在這里的意思是“保險(xiǎn)單”。細(xì)節(jié)題。Questions 1 to 5 are based on the following fire drill is，to put it mildly，an inconvenient exercise at the best of fire drill at 2：00 in the morning in terrible weather conditions，like the one we had on Thursday night and Friday morning last，is inparably more is why writing this note to thank you all most sincerely for your excellent cooperation and the spirit with which you endured the fire drill is not an idle is an extremely serious one and can，in fact，save lives in the long week fire drill has already reyealed a number of important things regarding fire precautions in the instance，there seem to exit a number of “deaf spots” in the Hall，namely，the two rooms in Purser House and some rooms in the Bottom have no reason to doubt that residents from these areas could not hear the shall request an immediate exam