【正文】
ication amp。T/T:using telemunication (2)Remittance by cable/telex/SWIFT—telegraphic transfer(T/T電匯 ) SWIFT(Society for worldwide Interbank Financial Telemunication)環(huán)球同業(yè)銀行金融電訊協(xié)會 Advantages: (1)Safety (2)high speed (3)Low expense (4)automation I. Patterns of payment(付款的方式) (3)D/D(Banker’s demand draft)票匯 Remitter(Importer)付款人 Hand over application amp。paying)(6) (4)Mailing the stub(回執(zhí) ) Debit memo(借款通知單) (7) Handing over draft (5) (3)Mailing bank draft II. Collection(托收 ) The mechanism for handling financial amp。documents Releasing documents(8) (1)Specifying collection type in sales contract Transport Company (2)Loading goods (3)Obtaining B/L (11) Delivering goods (7) D/A D/P Acceptance Payment (12) Paying after *** days D/A(14) D/P(10) D/A(13) D/P(9) Credit Memo b. Flowing chart of collection The flow chart of the documentary collection: Principal(Exporter)收款人 Payment (4)Collecting instruction委托書 Remitting bank (匯付行 ) Drawee(Importer) 付款人 Collecting bank (托收行) Presentation6) (5)Forwarding instructions amp。 mercial documents or only mercial documents III. Letter of CreditBank credit On the request of the seller, the buyer will entrust a bank to open a credit ,which is a conditional payment of ban