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【正文】 LOOKING AT PLACES TO SAVE On a scale of 1 to 5 (with 1 being low and 5 being high), rate the following places to save your money. Based on the above ratings, where would you save your money? Why? 14 Money Management Activity 3 ACTIVITY 3 1 + 1 = Saving Overview ? Types of interest ? The impact of saving ? Savings regulations 15 Slide 1 Types of Interest Lesson Reference: Money Management, Activity 3 – Overhead 1 TYPES OF INTEREST Which type of return on your money would you prefer? What’s the difference? 16 Slide 2 – Returns on Savings Lesson Reference: Money Management, Activity 3 – Handout 2 IMPACT OF RETURNS ON SAVINGS This chart shows what happens at several different rates to $100 in an account when no money is withdrawn and interest is pounded yearly. 17 Slide 3 Savings Regulations Lesson Reference: Money Management, Activity 3 – Overhead 2 SAVINGS REGULATIONS Federal Government Insurance Deposits are potentially insured up to $100,000. ? FDIC (Federal Deposit Insurance Corporation) ? NCUA (National Credit Union Administration) Truth in Savings Act Financial institutions must disclose the following information about their consumer savings accounts: ? Fees on accounts ? Interest rate ? General te
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