商業(yè)銀行外文翻譯--認識和防止洗錢-在線瀏覽
2024-07-24 14:57本頁面
【正文】 laundering also undermines the integrity of financial markets. While large sums of laundered money may arrive at institutions, they may also disappear just as quickly, causing liquidity problems. In addition,governments lose revenue as a result of money laundering diminishes tax revenue, which often means higher tax rates for other, honest citizens. John McDowell and Gary Novis, in Economic Perspectives, state that money laundering presents the world munity with a plex and dynamic challenge. They believe that the nature of the problem calls for global standards and international cooperation to reduce the ability of criminals to launder their proceeds and carry out their criminal activities. Current nature of the problem. Linda Davies writes, in Nest of Vipers, The money screamed across the wires, its provenance fading in a maze of electronic transfers,which shifted it, hid it, broke it up into manageable wads which would be withdrawn and redeposited elsewhere, obliterating the trail. She captures the essence of the current nature of the money laundering problem. In today39。s contribution. Preliminary numbers from the model estimate the amount of money laundered globally at $ trillion per year. The model breaks the total into various ponents. It ranks the sources of laundering and the destinations of the money. Unfortunately, the United States ranks at the top of both these lists, with a percent estimate as to origin of the laundered dollars and an percent estimate as to the destination. While this model is not exact (or proven)， there is no disagreement over the fact that money laundering is big business. The Colombian BMPE launders as much as $5 billion, or about half of . whole sale drug proceeds, each year. The BMPE is the primary vehicle used to counter the Bank Secrecy Act (BSA).The peso brokers smuggle large amounts of currency to countries that have correspondent relationships with . banks. The foreign bank then sells a check in . currency drawn on its . correspondent account. The foreign banks accept the currency deposits and then order wire transfers from their correspondent accounts to whomever the depositor designates. The foreign bank is left with a large amount of currency, which is then deposited in the correspondent bank. Alvin James states that the effect of this trans action is that we are back to suitcase deposits of . drug currency into our financial system. The only difference is that the dollar peso broker uses the correspondent back door to the bank rather than the front door in Miami or ,this shows that the BSA is working by forcing the dollar peso brokers to move their money offshore instead of structuring deposits here in the . Recent terrorist acts make it all the more imperative that we stem the flow of dollars through these channels. The USAPA,passed in response to the events of September 11， 2020， broadens the powers of government to investi
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