外文翻譯---戰(zhàn)略財務(wù)管理的中小型企業(yè)-在線瀏覽
2025-07-31 09:42本頁面
【正文】 mention longterm ones. 81% of all enterprises have no enough current funds for their operation. The longer the periods of loans are, the less money they can really utilize from their loans. As is shown in a survey, % enterprises have no access to longterm loans, among those who can really get such loans, 16% enterprises’ demands are fully fulfilled, % are partially fulfilled % are not fulfilled. (Huang, 2020) 3. Causes of the Problems in Strategic Financial Management of Small and MediumSized Chinese Enterprises At present, most small and medium enterprises especially those private ones employ highly unification of ownership and management rights in which the investor is the manager whose power can not be restricted in any case. Having no clear division of duties and strict regulations, these managers don’t embody financial management into an effective corporate management system, not to mention regarding financial strategies as a significant part of the enterprise’s overall strategies, hence lessening their significance and function. These managers don’t believe in strategy but good luck, not system but ties of blood, not procedures but tackling key points, not management but technology and market. Especially for those enterprises venturing out of niches, unfavorable environment is the chief offender. In addition, managers’ poor quality is also an important cause for the failure of financial strategies. It is well known that most managers in small and medium Chinese enterprises have poor prehensive quality, insufficient management experiences and low efficiency because they haven’t gone through any systematic learning of management theories and special professional training. Therefore, they are not able to have reasonable predictions, decisions, budgets, control, analysis and evaluation based on their own characteristics and the market, to have analysis on financial environment and lay down applicable and feasible strategies for financing, investment as well as profit distribution or to fully realize the importance of financial budgeting and therefore to have effective control over its implementation in order to serve the overall goals of their enterprises’ development strategies in a better way. 4 Creating Favorable Strategic Environment and Emphasizing Environmental Analysis For small and medium enterprises, their strategic environment has impact on not only their financing but the establishment and implementation of their financial strategies. Therefore, it is of great importance to create favorable strategic environment and emphasize environmental analysis. In spite of a series of national policies encouraging, guiding and supporting the development of small and medium enterprises in China, the internal and external environment for their development needs to be improved greatly. Accordingly, China should make more efforts to develop its local banks and financial agents with small or medium scale, to establish a financial system beneficial for these enterprises’ development, to establish or perfect effective loans
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