【正文】 t the original of mortgage certificate (and the original of property right certificate of mortgage) to the mortgagee for keeping. (2) If the mortgager raises a mortgage on the object, whose registration is not forced to transact by law, the mortgager shall transact mortgage registration on condition that the mortgagee has the demand. When the borrower pays off the entire principal and interest on the loan and other payable payments, also with the approval of the lender, the lender shall return the above certificates and related right vouchers to the mortgager in accordance with the requirement of the mortgager。 also the right voucher of the object mortgaged (and the voucher of ownership) provided by relevant registration departments, the original of insurance policy have been handed to the 5 lender for keeping. If the loan is guaranteed by the method of pledge, the object pledged shall have been handed to the lender for keeping. When withdrawing, the borrower has well filled in the Loan Note, and has submitted the related documents and material in accordance with the requirement of the lender. The establishment of the withdrawing conditions does not represent that the lender has the liability to offer the loan according to this condition. The loan offering of the lender fails to meet the withdrawing conditions, which shall not form the flaw of execution of the contract of the lender. Article 5 Reimbursement 15 March and 15 Sep. of each year is the date to pay back since the date of the loan. It will be stopped until the total amount of the loan paying back clearly To pay back and interest is the equal amount of the loan of each period plus interest in this contract. The amount of paying back and interest of each period as the interest rate in this contract is _ N/A ONLY. The date of the loan is not the above date which the borrower just pay interest without the amount of paying back at the first date of paying back after providing the loan. The amount of the interest in the first date of paying back is twenty thousand, thirty seven and fifty cents ONLY. After that, paying back equal amount and interest each period, the amount of paying back and interest of each period as the interest rate in this contract is_ niy two thousand, seven hundred and fifty eight and fourteen cents ONLY. The borrower should debit the enough amount of paying back and interest in the account which the borrower opened in the loaner before the each date of paying back as the contract. The account is ___ xxxxxxx .The borrower authorized the loaner who can take the amount of the loan and interest, and the relevant cost from the account. The borrower must pay back the amount of the loan and interest each period without any delay as the contract. The borrower should apply in advance if he needs changing the account to paying back in the period of paying back. The new account will be carried out after the loaner agreed and signed the new contract. if the account of the paying back can be overdraw, the borrower authorize the loaner can take the amount of paying back and interest in the limit of the amount of overdraw when the amount in the account is not enough to pay the amount of paying back and interest in this period. The overdraw interest should be taken by the borrower. The borrower should pay back and interest each period. If the borrower disobeys the contract, the order of the paying back is the interest of punishment, the interest and the loan. 6 The order of taking the loan does not mean the loaner taking the loan as the above order. The borrower should get the loaner agreement in advance if the borrower wants to paying back earlier. If the loan does not agree, the borrower should pay back as contract. Paying back earlier is the amount of the loan paying back early. The loaner should account the amount as the using days and the interest that is based on the loaner received the notice by writing from the borrower if the borrower wants to pay back the total amount once. The total amount of paying back and interest must be paid once. The borrower should pay _N/A_% of the amount of the loan which is paid earlier as penalty, if the borrower wants to paying back early. Article 6 Mortgage guarantee In order to guarantee the achievement of creditor’s rights of the lender (namely, the mortgagee), the mortgage guarantee of the loan principal, interest and relevant expenses under the terms of the contract, shall be provided to the lender (namely, the mortgagee), taking the properties, of which the mortgager has the right of disposing, as the object of mortgage. The object of mortgage under the terms of the contract is: Name: N/A Location: Quantity (or area): Current status: Merit of evaluation: Ownership belongs to: Right of use belongs to: Number of right certificate: Other proceedings: The guarantee scope of mortgage includes the entire due payable but outstanding principal and interest on the loan, penalty, pensation for damage, the principal and interest of credit line of Orient card due to reimbursement and the expenses of achievement of mortgage rights (consisting of the probable court expense, auctioneer’s fee, fee of realization, expense of informing the borrower and the other reasonable costs.) under the terms of the contract. The “being due or expiration” named in the contract includes, but no limit to the conditions of (1) the normal maturity regulated in the loan contract (2) each installment stipulated in the loan contract (3) being due in advance announced by the lender. The borrower fails to fulfill the obligation of installment according to the stipulation of the loan contract。 the loan with the term of over one year, the monthly reimbursement method shal