【正文】
tocks for the long term. This strategy is simple and yet effective because stocks give good returns over a long period of time. This article will highlight strategies on how to allocate their money which could prove to be useful for investors between savings and stocks. The most simple strategy is the Buyamp。Hold strategy. Onedoes not need to do anything no matter what happens afterthe initial investment is made. For example, you have $100and you then decide to keep $60 in savings and use theremaining $40 to buy stocks. Whether the stock market goesup or down, you do not use your savings to buy more stocksor sell stocks to put money back into savings. If you follow this strategy strictly, it gives youdownside protection because your wealth will not fall below$60. At the same time, it still gives you unlimited upsidepotential because of the $40 that you have invested instocks. Given that stocks in general will give you higherreturns than savings in the lo