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never let credit cards fall behind on payment. 18 .Loans and emergenciesThere will be certain situations in your life that you never expected to happen. 19 . Perhaps you get injured, or your school expenses are more than you initially expected. No matter what your emergency is, these are situations where you likely need to take out a loan.Being financially responsible is almost a ceremony of passage into adulthood. And you will always benefit from learning this skill. 20 . So you can instead focus on pursuing hobbies, spending time with loved ones, and simply engaging in other activities.A. Life is not a straight line B. You can live the way you like C. Even if you are above 50, you can still save more D. Thus it’s important to keep all of these tips in mind E. It will help you bee more confident and independent F. Otherwise, you will never get a loan from the banks again G. If you master all of these skills, you can help more people第二部分 語(yǔ)言運(yùn)用(共兩節(jié),滿分30分)第一節(jié)(共15小題;每小題1分,滿分15分)閱讀下面短文,從每題所給的A、B、C、D四個(gè)選項(xiàng)中選出可以填入空白處的最佳選項(xiàng)。 sometimes you hook yourself with your own bait (誘餌).4. What does the underlined word “pliment” in Paragraph 1 mean?A. Praise. B. Comment. C. Greetings. D. Congratulations.5. Why did the author get the family to watch the film?A. To get relaxed. B. To criticize them.C. To gain some positive feedback. D. To talk about “A Christmas Carol”.6. What can be inferred from the author’s family dialogue?A. She had to pay to get praised.B. The family were hooked on the film.C. Her kids disliked takeaway food.D. The food she cooked wasn’t appreciated.7. Which can be a suitable title for the text?A. Watching a Film B. An Impatient Mother C. A Tiring Weekend D. Fishing For a Compliment CCelebrated each September 19, International Talk Like A Pirate Day (ITLAPD) may sound a bit like a joke. And, well, that’s because it partly is. Started by a group of people just wanting to have a laugh, it’s a holiday that exists for the purpose of having fun by going around yelling “drink up me hearties” and “curse ye, ye landlubber.” But what’s the real deal behind talking like a pirate (海盜)?Like any great holiday, ITLAPD has a strange story. This one doesn’t go back to the Golden Age of Piracy in the 17th century, but instead to the year of 1995. Friends John and Mark were playing racquetball on a summer day and decided to start yelling things at each other using “pirate slang (俚語(yǔ)).” This was your usual “avast” and “ahoy” and, of course, “arrrr!” John and Mark had so much fun and they decided to make it an informal holiday among themselves and the people they knew. Mark chose September 19 because it was his exwife’s birthday (yeah, it’s strange).In any case, for the first few years, nothing much came of it. Then, in 2002, John and Mark decided to expand the holiday by reaching out to humorist Dave Barry, whose column was issued around the country. Barry wrote about the holiday and became the spokesperson, and it launched the entirely unknown celebration into a larger world. The timing of the holiday’s announcement may have contributed to its popularity. Just one year later, the first Pirates of the Caribbean film was released, which launched pirates back into the cultural conversation. Pirates also became a massive symbol of early internet culture. If you’re “pirating” something today, it more often refers to downloading something illegally than attacking someone else’s ship.8. Why did people start the International Talk Like A Pirate Day?A. To have fun. B. To act as pirates.C. To laugh at people around. D. To play jokes on each other.9. What does Paragraph 2 mainly talk about?A. The pirate slang. B. The history of the piracy.C. The fun of playing racquetball. D. The origin history of IT