【正文】 that risktakers and innovators should be I also believe that at its best, the free market has never been a license to take whatever you want, however you can get our entrepreneurial spirit and rugged individualism, America only prospers when we meet our obligations to one another。to restore an America where everyone has a fair shot, everyone does their fair share, and everyone plays by the same believe the free market is one of the greatest forces for progress in human history。t afford to go back to that brand of “you’reonyourown” after the American people have worked so hard to e back from this ’ve got to keep moving ’ve got to finish the job of implementing this reform and putting these rules in new rules say that, if you’rea big bank or financial institution, you now have to hold more cash on hand so that if you make a bad decision you pay for it, not the have to write out a “l(fā)iving will” that details how you’ll be wound down if you do new law takes away big bonuses and paydays from failed CEOs, while giving shareholders a say on executive for the first time in our nation’s history, we have in place a consumer watchdog whose sole job is to look out for working families by protecting them from deceptive and unfair unless you run a financial institution whose business model is built on cheating consumers, or making risky bets that could damage the whole economy, you have nothing to fear from Wall Street , it discourages big banks and financial institutions from making risky bets with taxpayerinsured it encourages them to do things that actually help the economy – like extending loans toentrepreneurs with good ideas, to middleclass families who want to buy a home, to students who want to pursue higher is what Wall Street reform is all about – making this economy stronger for we are going to keep working – to recover every job lost to the recession。because we can’t afford to go back to an era of weak regulation and little oversight。we actually need you needs young people’s passion and their need your energy right know you’re up to it because I’ve seen inspires me more than knowing that young people all across the country are already making their ’re not ’re making a difference are students like Will Kim from Fremont, California, who launched a nonprofit that gives loans to students from lowine schools who want to start their own about he’s giving loans to other set up a ’s raising the money doing what he lovesthrough dodgeball tournaments and capturetheflag he’s took now he’s helping other young people be able to afford the schooling that they is a young man, Jake Bernstein, 17 years old, from a military family in , worked with his sister to launch a website devoted to munity service for young they’ve held volunteer fairs and put up an online database, and helped thousands of families to find volunteer opportunities ranging from maintaining nature trails to serving at local then last year, I met a young woman named Amy Chyao from Richardson, ’s 16 years old, so she’s the age of some of you the summer, I think because somebody in her family had an illness, she decided that she was interested in cancer hadn’t taken chemistry yet, so she taught herself chemistry during the then she applied what she had learned and discovered a breakthrough process that uses light to kill cancer years ’s she39。they’re cramming their days full of classes and extracurricular then they’re going home, eating some dinner, and then they’ve got to stay up sometimes past midnight, grading your papers and correcting your grammar, and making sure you got that algebra formula they don’t do it for a fancy don’tthey sure don’t do it for the big do it for do it because nothing gives them more satisfaction than seeing you live for those moments when something clicks。t expect you to have to make it on your of all, you’ve got wonderful parents who love you to death and want you to have a lot more opportunity than they ever hadwhich, by the way, means don’t give them a hard time when they ask you to turn off the video games, turn off the TV and do some need to be listening to speak from experience because that’s what I’ve been telling Malia and ’t be mad about it, because we’re thinking about your ’ve also got people all across this countryincluding myself and Arne and people at every level of governmentwho are working on your ’re taking every step we can to ensure that you’re getting an educational system that is worthy of your ’re working to make sure that you have the most uptodate schools with the latest tools of ’re making sure that this country’s colleges and universities are affordable and accessible to ’re working to get the best classteachers into the classroom as well, so they can help you prepare for college and a future me say something about teachers, by the are the men and women who might be working harder than just about anybody these days.(Applause.)Whether you go to a big school or a small one, whether you attend a public or a private or charter school –your teachers are giving up their weekends。t for you, even if a fouryear college isn39。we now rank don39。the next, an author。s the mitment we need right with your help, it39。ve already made, the use of wind and solar energy in this country has nearly doubled – and thousands of Americans have jobs because of because we put in place the toughest fuel economy standards in history, our cars will average nearly 55 miles per gallon by the middle of the next decade – something that, over time, will save the typical family more than $8,000 at the Congress needs to keep that momentum going by renewing the clean energy tax credits that will lead to more jobs and less dependence o